NerdWallet, Inc. (NRDS)
NASDAQ: NRDS · Real-Time Price · USD
7.89
-3.54 (-30.97%)
At close: Nov 6, 2026, 4:00 PM EST
8.04
+0.15 (1.86%)
After-hours: Nov 6, 2026, 7:58 PM EST
NerdWallet Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
| 239.6 | 197.3 | 222.2 | 225.4 | 215.1 | 186.9 | 209.2 | 183.8 | 191.3 | 150.6 | 161.9 | 133.7 | 152.8 | 143.3 | 169.6 | 142 | 142.6 | 125.2 | 129.1 | 99.5 | |
Revenue Growth (YoY) | 11.39% | 5.56% | 6.21% | 22.63% | 12.44% | 24.10% | 29.22% | 37.47% | 25.20% | 5.09% | -4.54% | -5.85% | 7.15% | 14.46% | 31.37% | 42.71% | 44.77% | 36.68% | 43.44% | 75.48% |
Cost of Revenue | 13.8 | 13.4 | 13.6 | 13.6 | 15.3 | 16.6 | 18.2 | 16.7 | 17.7 | 14.9 | 14.2 | 13.8 | 13.3 | 13.1 | 13.8 | 12.2 | 11.7 | 8.2 | 7.7 | 7.2 |
Gross Profit | 225.8 | 183.9 | 208.6 | 211.8 | 199.8 | 170.3 | 191 | 167.1 | 173.6 | 135.7 | 147.7 | 119.9 | 139.5 | 130.2 | 155.8 | 129.8 | 130.9 | 117 | 121.4 | 92.3 |
Selling, General & Admin | 188.5 | 159.5 | 163.4 | 176.1 | 149.7 | 141.7 | 173.5 | 140.1 | 143 | 122.6 | 123.3 | 93.6 | 114.8 | 114.4 | 137.1 | 101.8 | 117.4 | 104.1 | 109.2 | 75.1 |
Research & Development | 17.8 | 17.5 | 16.8 | 16.3 | 15.7 | 17.9 | 16.8 | 15.9 | 17.4 | 22.7 | 20.7 | 20.3 | 20.7 | 20 | 19.5 | 19.4 | 20.7 | 20.1 | 17.4 | 18.6 |
Operating Expenses | 206.3 | 177 | 180.2 | 192.4 | 165.4 | 159.6 | 190.3 | 156 | 160.4 | 145.3 | 144 | 113.9 | 135.5 | 134.4 | 156.6 | 121.2 | 138.1 | 124.2 | 126.6 | 93.7 |
Operating Income | 19.5 | 6.9 | 28.4 | 19.4 | 34.4 | 10.7 | 0.7 | 11.1 | 13.2 | -9.6 | 3.7 | 6 | 4 | -4.2 | -0.8 | 8.6 | -7.2 | -7.2 | -5.2 | -1.4 |
Interest Expense | -0.2 | -0.1 | -0.2 | -0.1 | -0.2 | -0.2 | -0.1 | -0.2 | -0.1 | -0.2 | -0.2 | -0.2 | -0.2 | -0.2 | -0.2 | -1.2 | -0.9 | -0.2 | -0.2 | -0.2 |
Interest & Investment Income | 0.5 | 0.4 | 0.9 | 0.7 | 1 | 0.8 | 0.7 | 0.6 | 1.3 | 1.5 | 1.4 | 0.9 | 0.9 | 0.8 | 1 | 0.9 | 0.5 | 0.1 | - | - |
Currency Exchange Gain (Loss) | - | - | - | 0.4 | - | - | - | -0.4 | - | - | - | -0.1 | - | - | - | - | - | - | - | - |
Other Non Operating Income (Expenses) | - | - | 0.1 | -0.5 | 0.3 | 0.2 | - | 0.1 | - | - | -0.1 | 0.1 | - | - | -0.1 | - | - | - | - | - |
EBT Excluding Unusual Items | 19.8 | 7.2 | 29.2 | 19.9 | 35.5 | 11.5 | 1.3 | 11.2 | 14.4 | -8.3 | 4.8 | 6.7 | 4.7 | -3.6 | -0.1 | 8.3 | -7.6 | -7.3 | -5.4 | -1.6 |
Merger & Restructuring Charges | -0.1 | 0.1 | -1.2 | - | - | - | - | -2.4 | -6.6 | - | - | - | - | - | - | -0.1 | -1.2 | - | - | - |
Gain (Loss) on Sale of Investments | - | - | - | - | - | - | - | -8.1 | - | - | - | - | - | - | - | - | - | - | - | - |
Asset Writedown | - | - | - | - | - | - | - | - | - | - | - | -1.4 | - | - | - | - | - | - | - | - |
Other Unusual Items | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -0.6 | -0.4 | -1.8 | -3.9 | -6.5 |
Pretax Income | 19.7 | 7.3 | 28 | 19.9 | 35.5 | 11.5 | 1.3 | 0.7 | 7.8 | -8.3 | 4.8 | 5.3 | 4.7 | -3.6 | -0.1 | 7.6 | -9.2 | -9.1 | -9.3 | -8.1 |
Income Tax Expense | 4.8 | 3 | 7.6 | 5.9 | 9.2 | 3.3 | 1.1 | -37.9 | 7.7 | 1.1 | 3.7 | 7.6 | 5.2 | 7.1 | -1.8 | -1.3 | -9.9 | 0.2 | 1.2 | -0.2 |
Net Income | 14.9 | 4.3 | 20.4 | 14 | 26.3 | 8.2 | 0.2 | 38.6 | 0.1 | -9.4 | 1.1 | -2.3 | -0.5 | -10.7 | 1.7 | 8.9 | 0.7 | -9.3 | -10.5 | -7.9 |
Net Income to Common | 14.9 | 4.3 | 20.4 | 14 | 26.3 | 8.2 | 0.2 | 38.6 | 0.1 | -9.4 | 1.1 | -2.3 | -0.5 | -10.7 | 1.7 | 8.9 | 0.7 | -9.3 | -10.5 | -7.9 |
Net Income Growth (YoY) | -43.35% | -47.56% | 10100.00% | -63.73% | 26200.00% | - | -81.82% | - | - | - | -35.29% | - | - | - | - | - | - | - | - | - |
Shares Outstanding (Basic) | 64 | 65 | 68 | 72 | 76 | 75 | 74 | 74 | 77 | 78 | 77 | 77 | 78 | 77 | 76 | 75 | 73 | 67 | 67 | 61 |
Shares Outstanding (Diluted) | 65 | 66 | 70 | 74 | 77 | 77 | 76 | 76 | 79 | 78 | 81 | 77 | 78 | 77 | 80 | 77 | 75 | 67 | 67 | 61 |
Shares Change (YoY) | -15.87% | -14.10% | -8.67% | -1.98% | -3.03% | -1.67% | -5.47% | -1.18% | 2.32% | 1.43% | 1.00% | -0.52% | 3.33% | 13.95% | 19.13% | 26.54% | 50.60% | 36.71% | 37.94% | 30.13% |
EPS (Basic) | 0.23 | 0.07 | 0.30 | 0.19 | 0.35 | 0.11 | 0.00 | 0.52 | 0.00 | -0.12 | 0.01 | -0.03 | -0.01 | -0.14 | 0.02 | 0.12 | 0.01 | -0.14 | -0.16 | -0.13 |
EPS (Diluted) | 0.23 | 0.07 | 0.29 | 0.19 | 0.34 | 0.11 | 0.00 | 0.51 | 0.00 | -0.12 | 0.01 | -0.03 | -0.01 | -0.14 | 0.02 | 0.12 | 0.01 | -0.14 | -0.16 | -0.13 |
EPS Growth (YoY) | -32.35% | -39.75% | 10935.01% | -62.51% | 26862.73% | - | -73.72% | - | - | - | -50.00% | - | - | - | - | - | - | - | - | - |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 31 | 41.1 | 35.3 | 38.6 | 48.4 | 16.8 | 26.5 | 9.7 | 28.9 | 9.9 | 22.7 | 29.4 | 36 | -10.1 | 16.1 | 19.8 | 17.9 | -17 | -0.3 | 7.1 |
Free Cash Flow Per Share | 0.48 | 0.63 | 0.51 | 0.52 | 0.63 | 0.22 | 0.35 | 0.13 | 0.36 | 0.13 | 0.28 | 0.38 | 0.47 | -0.13 | 0.20 | 0.26 | 0.24 | -0.25 | -0.00 | 0.12 |
Gross Margin | 94.24% | 93.21% | 93.88% | 93.97% | 92.89% | 91.12% | 91.30% | 90.91% | 90.75% | 90.11% | 91.23% | 89.68% | 91.30% | 90.86% | 91.86% | 91.41% | 91.80% | 93.45% | 94.04% | 92.76% |
Operating Margin | 8.14% | 3.50% | 12.78% | 8.61% | 15.99% | 5.73% | 0.34% | 6.04% | 6.90% | -6.38% | 2.28% | 4.49% | 2.62% | -2.93% | -0.47% | 6.06% | -5.05% | -5.75% | -4.03% | -1.41% |
Profit Margin | 6.22% | 2.18% | 9.18% | 6.21% | 12.23% | 4.39% | 0.10% | 21.00% | 0.05% | -6.24% | 0.68% | -1.72% | -0.33% | -7.47% | 1.00% | 6.27% | 0.49% | -7.43% | -8.13% | -7.94% |
Free Cash Flow Margin | 12.94% | 20.83% | 15.89% | 17.13% | 22.50% | 8.99% | 12.67% | 5.28% | 15.11% | 6.57% | 14.02% | 21.99% | 23.56% | -7.05% | 9.49% | 13.94% | 12.55% | -13.58% | -0.23% | 7.14% |
EBITDA | 23.7 | 10.9 | 32.4 | 23 | 38.4 | 14.5 | 4.5 | 15 | 17.1 | -5.7 | 7.6 | 10.2 | 8.8 | 1 | 4.3 | 13.9 | -2.1 | -5 | -2.9 | 1.3 |
EBITDA Margin | 9.89% | 5.53% | 14.58% | 10.20% | 17.85% | 7.76% | 2.15% | 8.16% | 8.94% | -3.79% | 4.69% | 7.63% | 5.76% | 0.70% | 2.54% | 9.79% | -1.47% | -3.99% | -2.25% | 1.31% |
D&A For EBITDA | 4.2 | 4 | 4 | 3.6 | 4 | 3.8 | 3.8 | 3.9 | 3.9 | 3.9 | 3.9 | 4.2 | 4.8 | 5.2 | 5.1 | 5.3 | 5.1 | 2.2 | 2.3 | 2.7 |
EBIT | 19.5 | 6.9 | 28.4 | 19.4 | 34.4 | 10.7 | 0.7 | 11.1 | 13.2 | -9.6 | 3.7 | 6 | 4 | -4.2 | -0.8 | 8.6 | -7.2 | -7.2 | -5.2 | -1.4 |
EBIT Margin | 8.14% | 3.50% | 12.78% | 8.61% | 15.99% | 5.73% | 0.34% | 6.04% | 6.90% | -6.37% | 2.28% | 4.49% | 2.62% | -2.93% | -0.47% | 6.06% | -5.05% | -5.75% | -4.03% | -1.41% |
Effective Tax Rate | 24.37% | 41.10% | 27.14% | 29.65% | 25.91% | 28.70% | 84.61% | - | 98.72% | - | 77.08% | 143.40% | 110.64% | - | - | - | - | - | - | - |