NerdWallet, Inc. (NRDS)

NerdWallet Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Cash & Equivalents	73.5	62	56.3	98.3	120.6	105.3	92.2	66.3	71.7	113.8	110.9	100.4	86.6	67.1	100.8	83.9	138.4	125.8	161.6	167.8
Short-Term Investments	-	-	-	2.3	-	-	-	2.2	-	-	-	2.1	-	-	-	2	-	-	-	2
Cash & Short-Term Investments	73.5	62	56.3	100.6	120.6	105.3	92.2	68.5	71.7	113.8	110.9	102.5	86.6	67.1	100.8	85.9	138.4	125.8	161.6	169.8
Cash Growth (YoY)	-39.05%	-41.12%	-38.94%	46.86%	68.20%	-7.47%	-16.86%	-33.17%	-17.21%	69.60%	10.02%	19.32%	-37.43%	-46.66%	-37.62%	-49.41%	158.69%	191.88%	158.15%	98.83%
Accounts Receivable	138.7	120	118.5	114.5	126.4	103.1	127.5	109	110.4	100.2	100.4	81	91.3	97.4	103.6	92.8	92.4	81.1	77.2	60.6
Other Receivables	-	-	-	9.9	-	-	-	0.3	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	138.7	120	118.5	124.4	126.4	103.1	127.5	109.3	110.4	100.2	100.4	81	91.3	97.4	103.6	92.8	92.4	81.1	77.2	60.6
Prepaid Expenses	16	19.3	31.6	12.2	28.1	30.3	22.2	14.6	11.6	16	12.9	13.5	16.9	16.7	14.4	10.4	15.8	15.8	14.5	12
Other Current Assets	-	-	-	7.5	-	-	-	4.3	-	-	-	1.4	-	-	-	0.1	-	-	-	0.4
Total Current Assets	228.2	201.3	206.4	244.7	275.1	238.7	241.9	196.7	193.7	230	224.2	198.4	194.8	181.2	218.8	189.2	246.6	222.7	253.3	242.8
Property, Plant & Equipment	32	35.4	37.4	38.9	40.3	43	43.8	48.3	50.7	54.9	57.1	59.8	62	62.4	61.4	60.4	59	56.1	52.9	48.8
Long-Term Investments	-	-	-	-	-	-	-	-	-	8.1	-	-	-	-	-	-	-	-	-	-
Goodwill	140	136.3	136.3	123.5	115.7	115.9	112.5	112.4	111.8	111.5	111.5	111.5	111.3	111.5	111.4	111.2	110.7	43.2	43.6	43.8
Other Intangible Assets	16.9	19.1	22.8	21.5	24.8	28.5	29.9	33.3	36.7	40	43.5	46.9	50.5	54.9	59.5	64.1	68.3	23.3	25.5	27.6
Long-Term Deferred Tax Assets	17.6	20.9	24	29.4	33.8	48.9	45.8	45.6	-	-	-	-	-	-	-	-	-	-	-	-
Other Long-Term Assets	5	5	5.1	3.1	3.1	1	1.1	1.3	9.5	1.7	9.8	2	2.2	0.6	1	0.8	0.7	0.7	0.8	1.1
Total Assets	439.7	418	432	461.1	492.8	476	475	437.6	402.4	446.2	446.1	418.6	420.8	410.6	452.1	425.7	485.3	346	376.1	364.1

Liabilities

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Accounts Payable	19.6	12.7	6.6	5.4	13.6	11.8	24.3	8.9	12.4	10.1	15.3	1.7	13.1	1.6	12	3.6	5.8	6.2	5.2	3.2
Accrued Expenses	10.3	9.7	11.7	9.3	9.1	10.4	11.3	9.6	9.3	40.4	35.1	6.9	28.6	30.1	33.9	7	45.6	31.2	38.6	7.6
Short-Term Debt	3.7	5.1	14.9	6.9	5.8	11.3	6.8	2.5	-	-	-	-	-	-	-	-	-	-	-	-
Current Portion of Leases	2	2	2	1.9	1.9	1.7	1.7	2.3	2.8	3.4	3.4	3.4	3.3	3.3	3.2	3.1	3	3	2.9	2.4
Current Income Taxes Payable	-	-	-	0.5	-	-	-	3.1	-	-	-	-	-	-	-	-	-	-	-	-
Current Unearned Revenue	-	-	-	-	-	-	-	-	-	-	-	4.1	-	-	-	-	-	-	-	-
Other Current Liabilities	47.7	47.4	45.1	46.9	44	34.1	46.3	33.7	42	-	-	21.2	-	-	30.9	58.7	30.3	29.9	30.5	52.6
Total Current Liabilities	83.3	76.9	80.3	70.9	74.4	69.3	90.4	60.1	66.5	53.9	53.8	37.3	45	35	80	72.4	84.7	70.3	77.2	65.8
Long-Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	70	-	-	-
Long-Term Leases	4.6	5.1	5.6	6.1	6.6	7.1	3.8	4.1	4.1	4.4	5.2	6.2	7.1	7.9	8.8	9.6	10.4	11.2	11.9	12.7
Long-Term Deferred Tax Liabilities	-	-	-	-	-	-	-	-	-	-	-	0.7	-	-	-	1.2	1.2	0.4	1.1	1.8
Other Long-Term Liabilities	10.4	10.2	9.9	9.6	9.4	9.6	9.2	9.2	9.4	8.5	8.4	7.5	4.5	2.7	1.5	0.8	0.4	0.6	30.5	26.2
Total Liabilities	98.3	92.2	95.8	86.6	90.4	86	103.4	73.4	80	66.8	67.4	51.7	56.6	45.6	90.3	84	166.7	82.5	120.7	106.5

Shareholders' Equity

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Additional Paid-In Capital	589.8	578.6	570.2	562.5	553.5	547.9	537.9	530.9	519.3	505.6	494.5	483.7	471.2	460.5	445.5	427.3	414.1	358.6	340.2	331.6
Retained Earnings	-248.2	-252.6	-233.9	-188.1	-151	-158.1	-166.3	-166.5	-196.9	-125.9	-115.4	-116.5	-106.3	-95	-83	-84.7	-93.6	-94.3	-85	-74.5
Comprehensive Income & Other	-0.2	-0.2	-0.1	0.1	-0.1	0.2	-	-0.2	-	-0.3	-0.4	-0.3	-0.7	-0.5	-0.7	-0.9	-1.9	-0.8	0.2	0.5
Total Common Equity	341.4	325.8	336.2	374.5	402.4	390	371.6	364.2	322.4	379.4	378.7	366.9	364.2	365	361.8	341.7	318.6	263.5	255.4	257.6
Shareholders' Equity	341.4	325.8	336.2	374.5	402.4	390	371.6	364.2	322.4	379.4	378.7	366.9	364.2	365	361.8	341.7	318.6	263.5	255.4	257.6
Total Liabilities & Equity	439.7	418	432	461.1	492.8	476	475	437.6	402.4	446.2	446.1	418.6	420.8	410.6	452.1	425.7	485.3	346	376.1	364.1

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Total Debt	10.3	12.2	22.5	14.9	14.3	20.1	12.3	8.9	6.9	7.8	8.6	9.6	10.4	11.2	12	12.7	83.4	14.2	14.8	15.1
Net Cash (Debt)	63.2	49.8	33.8	85.7	106.3	85.2	79.9	59.6	64.8	106	102.3	92.9	76.2	55.9	88.8	73.2	55	111.6	146.8	154.7
Net Cash Growth (YoY)	-40.55%	-41.55%	-57.70%	43.79%	64.04%	-19.62%	-21.90%	-35.84%	-14.96%	89.62%	15.20%	26.91%	38.55%	-49.91%	-39.51%	-52.68%	266.67%	4550.00%	641.41%	282.92%
Net Cash Per Share	0.98	0.76	0.49	1.16	1.38	1.11	1.05	0.79	0.82	1.36	1.27	1.21	0.98	0.73	1.11	0.95	0.73	1.66	2.19	2.55
Filing Date Shares Outstanding	63.4	63.92	65.8	66.79	72.71	76	74.51	74.11	73.44	78.71	77.74	77.01	76.13	77.54	76.72	75.84	74.33	73.72	67.15	67.07
Total Common Shares Outstanding	63.29	63.88	65.79	71.29	74.73	75.22	74.49	74.1	74.03	78.4	77.72	77	76.99	77.52	76.71	75.1	74.32	68.64	67.14	66.7
Working Capital	144.9	124.4	126.1	173.8	200.7	169.4	151.5	136.6	127.2	176.1	170.4	161.1	149.8	146.2	138.8	116.8	161.9	152.4	176.1	177
Book Value Per Share	5.39	5.10	5.11	5.25	5.38	5.18	4.99	4.91	4.36	4.84	4.87	4.76	4.73	4.71	4.72	4.55	4.29	3.84	3.80	3.86
Tangible Book Value	184.5	170.4	177.1	229.5	261.9	245.6	229.2	218.5	173.9	227.9	223.7	208.5	202.4	198.6	190.9	166.4	139.6	197	186.3	186.2
Tangible Book Value Per Share	2.92	2.67	2.69	3.22	3.50	3.26	3.08	2.95	2.35	2.91	2.88	2.71	2.63	2.56	2.49	2.22	1.88	2.87	2.77	2.79
Machinery	-	-	-	4.8	-	-	-	5.6	-	-	-	5.9	-	-	-	8.5	-	-	-	6.7
Leasehold Improvements	-	-	-	1.4	-	-	-	2.3	-	-	-	2.3	-	-	-	2.3	-	-	-	3.7

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Nov 5, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

Data Sources Report a data error