Nu Holdings Ltd. (NU)

NYSE: NU · Real-Time Price · USD
16.76
+0.02 (0.12%)
At close: Dec 26, 2025, 4:00 PM EST
16.77
+0.01 (0.05%)
After-hours: Dec 26, 2025, 7:52 PM EST
0.12%
Market Cap81.21B
Revenue (ttm)6.36B
Net Income (ttm)2.53B
Shares Out 4.85B
EPS (ttm)0.52
PE Ratio32.49
Forward PE21.21
Dividendn/a
Ex-Dividend Daten/a
Volume11,802,693
Open16.74
Previous Close16.74
Day's Range16.61 - 16.76
52-Week Range9.01 - 17.84
Beta1.08
AnalystsBuy
Price Target17.60 (+5.01%)
Earnings DateNov 13, 2025

About NU

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrate... [Read more]

Sector Financials
IPO Date Dec 9, 2021
Employees 7,686
Stock Exchange NYSE
Ticker Symbol NU
Full Company Profile

Financial Performance

In 2024, Nu Holdings's revenue was $5.51 billion, an increase of 48.73% compared to the previous year's $3.71 billion. Earnings were $1.97 billion, an increase of 91.37%.

Financial Statements

Analyst Summary

According to 9 analysts, the average rating for NU stock is "Buy." The 12-month stock price target is $17.6, which is an increase of 5.01% from the latest price.

Price Target
$17.6
(5.01% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Touchstone Sands Capital International Growth Equity Fund Q3 2025 Portfolio Update

The Touchstone Sands Capital International Growth Fund (Class A Shares, Load Waived) underperformed the MSCI ACWI ex-U.S. Index for the quarter ended September 30, 2025. The top absolute contributors ...

Other symbols: ARGXMELISESHOPTSM
10 days ago - Seeking Alpha

Nu Holdings: A Top Fintech Pick For 2026

Nu Holdings demonstrates strong growth momentum, adding over 17M new customers in Q3. Revenues soared 42% year-over-year. The Fintech has a superior growth profile and a low valuation relative to othe...

14 days ago - Seeking Alpha

Nu Holdings: Market Skepticism Persists

Nu Holdings is delivering 40% FXN revenue growth but trades at a substantial discount to its growth profile. The fintech's profitability is exceptional, with a 33% ROE, 17.3% NIM, and an efficiency ra...

16 days ago - Seeking Alpha

Nu Holdings: The Next Chapter After Brazilian Dominance

Nu Holdings dominates Brazil's underbanked, high-fee banking oligopoly with a differentiated, tech-driven model. NU's model delivers superior economics, including wide unit margins, a best-in-class ef...

16 days ago - Seeking Alpha

Nubank CEO: U.S. can learn a lot from Brazil on digitalization in payments

David Velez, Nubank CEO, joins 'Squawk Box' to discuss the company's expansion plans, competitors in the U.S. market and much more.

16 days ago - CNBC Television

Nu Holdings: Growing Too Fast For Its Valuation To Keep Up

NU's Q3 showed scale turning into a structural advantage, with 127M customers, rising ARPAC and industry-leading efficiency that allows the company to grow without adding operational friction. Revenue...

17 days ago - Seeking Alpha

Nu Holdings: A Latin American Banking Powerhouse Still In Early Growth Mode

Nu Holdings remains a Strong Buy with a $19 price target, implying 14% upside and market outperformance. Q3 2025 results delivered 42% revenue growth and 45% EPS growth, both exceeding analyst expecta...

18 days ago - Seeking Alpha

Nu Holdings: Exploit Macro-Driven Selloffs For This Compelling Stock

Nu Holdings remains a compelling opportunity, supported by rapid growth, margin expansion, and a discounted valuation amid recent macro-driven selloffs. NU delivered an impeccable Q3, beating expectat...

19 days ago - Seeking Alpha

Nubank Seeks Banking License in Brazil to Comply With New Rule on Branding

Digital financial services platform Nubank said it intends to obtain a banking license in Brazil in 2026. Nubank is doing so to comply with a new rule issued by Brazil's central bank and National Mone...

23 days ago - PYMNTS

Nubank Intends to Obtain Banking License in Brazil in 2026

SÃO PAULO--(BUSINESS WIRE)--Nubank, one of the world's largest digital financial services platforms, announces its intention to obtain a banking license in Brazil. The inclusion of a banking instituti...

23 days ago - Business Wire

Nu Holdings: Positioned For Outperformance

Nu Holdings is currently undervalued, trading at $16 versus an average analyst price target of $18.10, implying a 14% upside. NU's long-term potential is compelling, with projected 2027 earnings per s...

4 weeks ago - Seeking Alpha

Touchstone Emerging Markets Growth Fund Q3 2025 Portfolio Review

Not owning Alibaba Group Holding Ltd.)(China, Consumer Discretionary sector) accounted for about a quarter of the underperformance. Among the top individual absolute contributors were Taiwan Semicond...

Other symbols: BABAGLOBHDBMELISETSM
4 weeks ago - Seeking Alpha

Nu Holdings Analysts Boost Their Forecasts After Upbeat Q3 Earnings

Nu Holdings Ltd. (NYSE: NU) posted better-than-expected earnings for the third quarter after Thursday's closing bell.

6 weeks ago - Benzinga

Nu Holdings Ltd. (NU) Q3 2025 Earnings Call Transcript

Nu Holdings Ltd. ( NU) Q3 2025 Earnings Call November 13, 2025 5:00 PM EST Company Participants Guilherme Souto - Investor Relations Officer & Director of Market Intelligence David Velez-Osomo - Foun...

6 weeks ago - Seeking Alpha

Nu Stock Mostly Flat After Q3 Earnings: EPS Beat, Revenues Beat

Nu Holdings Ltd. (NYSE: NU) released its third-quarter earnings report after Thursday's closing bell, beating analyst estimates on the top and bottom lines.

6 weeks ago - Benzinga

Nu Holdings Ltd. Reports Third Quarter 2025 Financial Results

SÃO PAULO--(BUSINESS WIRE)--Nu Holdings Ltd. (NYSE: NU) (“Nu” or the “Company”), one of the largest digital financial services platforms in the world, released its Third Quarter 2025 financial results...

6 weeks ago - Business Wire

Digital lender Nubank posts Q3 income beat, record profitability

Nu Holdings , the listed entity which runs Brazilian digital lender Nubank, posted on Thursday an increase in its third-quarter net income driven by its Brazilian and Mexican businesses and beating an...

6 weeks ago - Reuters

Nu Holdings: 30%+ Compounded Returns Through 2030 Appear Likely

Nu Holdings remains a Strong Buy due to exceptional unit economics, rapid customer growth, and robust recurring revenue streams in Latin America. NU's low customer acquisition costs, high margins, and...

7 weeks ago - Seeking Alpha

Nu Holdings Q3 Preview: Margin Expansion Could Drive The Next Re-Rating

Nu Holdings' Q3 results (scheduled for November 13) come as the bank enters a mature phase of profitable scaling, with margins and efficiency back in focus. Risk-adjusted NIM is set to improve as fron...

7 weeks ago - Seeking Alpha

Nu Holdings: U.S. Banking License, Favorable FX, All-Time Highs

Nu Holdings remains a top long-term "Buy" as it delivers exceptional unit economics, rapid growth, and expanding market share across Latin America. NU's customer base has surpassed 123 million, with s...

2 months ago - Seeking Alpha

FinTech IPO Index Dips 2.6% as Nubank Seeks US Bank Charter

Names across the FinTech IPO Index were broadly lower, giving up 2.6% as a group. Katapult shares dove by more than 29%.

3 months ago - PYMNTS

Nubank Prepares to Expand Digital Banking Platform to US

Nubank said Tuesday (Sept. 30) that it applied for a U.S. national bank charter as it explores opportunities to expand its digital banking platform beyond Latin America.

3 months ago - PYMNTS

Nu Holdings: High Multiples Mask A Rare Deep Value Fintech

Nu Holdings delivered Q2 with 122.7M clients, 40% revenue growth and $637M net income, proving scalability while keeping efficiency and profitability. Despite premium multiples (P/E 33.6x, P/S 13x), f...

3 months ago - Seeking Alpha

Brazil's Nubank applies for US bank charter

Brazilian digital lender Nubank said on Tuesday it had applied for a national bank charter to operate in the United States.

3 months ago - Reuters

Nubank Applies for U.S. National Bank Charter

SÃO PAULO--(BUSINESS WIRE)--Nubank (NYSE:NU), one of the world's largest digital financial services platforms, announced today that it has applied for a national bank charter with the Office of the Co...

3 months ago - Business Wire