Nu Holdings Ltd. (NU)

NYSE: NU · Real-Time Price · USD
11.00
+0.20 (1.85%)
At close: Apr 17, 2025, 4:00 PM
11.01
+0.01 (0.09%)
After-hours: Apr 17, 2025, 7:40 PM EDT
1.85%
Market Cap 53.01B
Revenue (ttm) 5.51B
Net Income (ttm) 1.97B
Shares Out 4.82B
EPS (ttm) 0.40
PE Ratio 27.27
Forward PE 21.02
Dividend n/a
Ex-Dividend Date n/a
Volume 34,628,974
Open 10.90
Previous Close 10.80
Day's Range 10.84 - 11.08
52-Week Range 9.01 - 16.15
Beta 1.14
Analysts Buy
Price Target 15.36 (+39.64%)
Earnings Date May 13, 2025

About NU

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, Cayman Islands, Germany, Argentina, the United States, and Uruguay. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Ultraviolet credit and prepaid card, a premium metal credit card for affluent customers; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated... [Read more]

Sector Financials
IPO Date Dec 9, 2021
Country Brazil
Stock Exchange NYSE
Ticker Symbol NU
Full Company Profile

Financial Performance

In 2024, Nu Holdings's revenue was $5.51 billion, an increase of 48.73% compared to the previous year's $3.71 billion. Earnings were $1.97 billion, an increase of 91.37%.

Financial Statements

Analyst Forecast

According to 9 analysts, the average rating for NU stock is "Buy." The 12-month stock price forecast is $15.36, which is an increase of 39.64% from the latest price.

Price Target
$15.36
(39.64% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Nu Holdings: Where Value Investors and Growth Hunters Align

Nubank offers a combination of growth and value, making it a strong buy, especially at its current discounted price. Despite recent setbacks, including increased non-performing loans and currency vola...

15 days ago - Seeking Alpha

NU: Banking's Silent Disruptor

Nu added 20.4 million clients in FY24, reaching 114 million total users across Brazil, Mexico, and Colombia. Total deposits surged 55% YoY to $28.9B, with standout growth in Mexico (+438% YoY) and Col...

15 days ago - Seeking Alpha

Nu Holdings: A Golden Buying Opportunity

Nu Holdings is a rapidly growing, profitable fintech with a strong presence in Brazil, Mexico, and Colombia, offering a unique buying opportunity due to its undervaluation. The platform's customer bas...

19 days ago - Seeking Alpha

Nu Holdings: Misunderstood Growth Story

Nu Holdings Ltd. offers a compelling entry point due to its significant growth potential in Latin America and recent stock dip. When looking past currency fluctuations, the digital bank achieved 50% r...

22 days ago - Seeking Alpha

Nubank Could Become The Next Global Super App

Nubank's core financial services segment is performing well, as revenues and margins continue to grow off the back of efficient user acquisition and deepening monetization. NU's potential to evolve in...

23 days ago - Seeking Alpha

Nu Holdings Dominates, But The Real Opportunity Lies In The Dips

Investing in Brazilian stocks, like Nu Holdings, requires vigilance due to macroeconomic volatility and the necessity of managing risk and margin of safety. Nu Holdings, despite trading at premium mul...

24 days ago - Seeking Alpha

Nu Holdings: Credit Woes Cloud A Bright Future

Nu Holdings continues to grow rapidly with 114 million customers, but recent financial results were disappointing due to rising credit losses and currency depreciation. The 7% delinquency rate has rai...

24 days ago - Seeking Alpha

Nu Holdings: A Cash Cow In The Making

A weakening Brazilian Real has paused the positive momentum of Nu Holdings. Nonetheless, Nu keeps performing excellently by growing customers, revenue, and profit margins. The valuation looks attracti...

24 days ago - Seeking Alpha

Nu Holdings: Short-Term Forex Drag, Long-Term Profit Machine

Nu Holdings missed revenue expectations in Q4, with slower customer growth and slight profitability declines. FX headwinds were a major factor, impacting net interest margins and ARPAC. Nu Holdings st...

25 days ago - Seeking Alpha

Here Are 5 Companies I'd Aggressively Add To Amid Rising Market Volatility

Despite recent market volatility, now is the time to be aggressive in investing, focusing on companies with strong fundamentals and growth potential. Nu Holdings, despite macroeconomic challenges, off...

Other symbols: AMZNLMNDMELITMDX
5 weeks ago - Seeking Alpha

Big Fund Buys MicroStrategy and Nu Holdings Stock. Sells Dollar General and Celsius.

The California State Teachers' Retirement System bought more MicroStrategy and Nu Holdings stock, and slashed positions in Dollar General and Celsius Holdings in the fourth quarter.

Other symbols: CELHDGMSTR
6 weeks ago - Barrons

Nu Holdings: A Very Solid Quarter Despite What You May Think

Nu Holdings' stock dropped 19% despite strong earnings, mainly due to macro challenges in Brazil, not business fundamentals. Q4 earnings showed impressive FX-neutral growth: 50% YoY revenue, 23% ARPAC...

7 weeks ago - Seeking Alpha

Nu Holdings: Deposit Surge, Net Interest Margins Squeeze. A Risky Balance

I remain concerned about three consecutive quarters of NIM contraction, driven by FX headwinds, secured lending growth, and rising deposit costs in Mexico and Colombia. I believe Nu's strategic move t...

2 months ago - Seeking Alpha

Nu Holdings: I Am Buying The Dip After Q4 Results

Nu Holdings' Q4 earnings weren't favorable, causing the stock to drop by double digits and bringing a great opportunity to buy the dip. The significant depreciation of the Brazilian currency made Nu's...

2 months ago - Seeking Alpha

Nu Holdings: Reasons For The Q4 Miss Are Critical & Mercado Pago Competition Worries

Nu Holdings reported Q4 results missing expectations, causing an 8% pre-market share drop, primarily due to significant FX impact, controlled growth, and competition. Despite short-term pressures, Nu'...

2 months ago - Seeking Alpha

Nu Holdings Ltd. (NU) Q4 2024 Earnings Call Transcript

Nu Holdings Ltd. (NU) Q4 2024 Earnings Call Transcript

2 months ago - Seeking Alpha

Nu Holdings Increases Customer Base by 22%, Prepares Global Expansion

Nu Holdings, the digital financial services platform operating across Brazil, Mexico and Colombia, increased its customer base by 22% in 2024 to reach a total of 114.2 million. The company added 4.5 m...

2 months ago - PYMNTS

Nubank posts 87% increase in fourth-quarter adjusted profit

Brazilian digital lender Nubank posted on Thursday an 87% increase in its fourth-quarter adjusted net profit from a year earlier.

2 months ago - Reuters

Nu Holdings Ltd. Reports Fourth Quarter and Full Year 2024 Financial Results

SÃO PAULO--(BUSINESS WIRE)--Nu Holdings Ltd. (NYSE: NU) (“Nu” or the “Company”), one of the largest digital financial services platforms in the world, released its Fourth Quarter and Full Year 2024 fi...

2 months ago - Business Wire

Brazil Loyalty Programs Market Future Growth Dynamics Databook 2025: Major Sectors Driving Competition include Airlines (GOL Smiles, Latam Pass), Retail and Fintech (Banco Inter, Nubank Rewards)

The report provides a detailed data-centric analysis of the loyalty market opportunities and risks across a range of end-use sectors and market segments in Brazil. With over 50 KPIs at the country lev...

2 months ago - GlobeNewsWire

Nubank: We're Doubling Down On Our Favorite Fintech In 2025

Nu Holdings, the parent company of Nubank, has appreciated significantly since our first 'Strong Buy' rating, outperforming the market by 11% over the last year. Despite the stock falling 35% in Q4, s...

2 months ago - Seeking Alpha

Nu Holdings: CEO Reveals Bold Plans (Rating Upgrade)

Nu Holdings' shares have dropped 20%, presenting a potential investment opportunity, despite Brazil's delicate macroeconomic situation and investor skepticism. CEO David Vélez highlighted Nu's signifi...

3 months ago - Seeking Alpha

Nu Holdings: Rapid Growth Meets Rising Profitability

Nu Holdings, a rapidly growing neobank in Latin America, is becoming more profitable each year, with impressive business metrics and a reasonable valuation, earning it a Buy rating. Nubank's mobile-fi...

3 months ago - Seeking Alpha

Nu Holdings: The Noise Is Real, But So Is The Potential (Rating Upgrade)

Nu Holdings faces macroeconomic risks, including high interest rates, currency devaluation, and potential rising delinquency rates in Brazil. Despite challenges, Nu's strong brand, 100M+ customers, an...

3 months ago - Seeking Alpha

Billionaire CEO Says Nubank May Shift Domicile To The U.K. And Expand Into U.S. Market

Nubank has sent it clearest signal yet that the fintech giant is laying the groundwork to shift its legal base to the U.K., as it prepares to expand into more overseas markets.

3 months ago - Forbes