Norwood Financial Corp. (NWFL)

NASDAQ: NWFL · Real-Time Price · USD
30.49
-0.18 (-0.59%)
May 8, 2026, 4:00 PM EDT - Market closed
Market Cap330.27M +44.3%
Revenue (ttm)92.63M +83.9%
Net Income25.71M +2,079.0%
EPS2.68 +1,801.4%
Shares Out 10.83M
PE Ratio11.39
Forward PE8.47
Dividend$1.28 (4.20%)
Ex-Dividend DateApr 15, 2026
Volume12,363
Open30.52
Previous Close30.67
Day's Range30.32 - 30.82
52-Week Range23.70 - 32.23
Beta0.55
AnalystsHold
Price Target33.00 (+8.23%)
Earnings DateApr 27, 2026

About NWFL

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construct... [Read more]

Sector Financials
IPO Date Mar 2, 1998
Employees 281
Stock Exchange NASDAQ
Ticker Symbol NWFL
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to one analyst, the rating for NWFL stock is "Hold" and the 12-month stock price target is $33.0.

Price Target
$33.0
(8.23% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Norwood Financial Earnings Call Transcript: Q1 2026

First quarter 2026 delivered record net interest income and margin expansion, fueled by the Presence Bank acquisition and strong loan and deposit growth. Integration is ahead of plan, with further margin and fee income growth expected in coming quarters.

12 days ago - Transcripts

Norwood Financial Corp announces First Quarter Financial Results

Quarterly Highlights: Successfully closed acquisition of Presence Bancshares. Completed core system conversion April 13, 2026.

12 days ago - GlobeNewsWire

Norwood Financial Earnings Call Transcript: Q4 2025

Strong Q4 2025 results featured a 62% rise in net interest income and doubled adjusted net income and EPS year-over-year, driven by loan and deposit growth and the Presence Bank acquisition, which expanded assets by 20%. Integration and operational efficiency remain key 2026 priorities.

3 months ago - Transcripts

Norwood Financial reports Q4 EPS 80c vs ($1.54) last year

Jim Donnelly, President and Chief Executive Officer, stated, “We finished the year on a positive note in the fourth quarter, as we continued to maintain solid growth, while improving profitability

3 months ago - TheFly

Norwood Financial Corp announces Fourth Quarter and Full Year 2025 Results

Full Year Highlights: Full year fully diluted EPS of $3.01. Full year net interest margin increased 58 basis points over the prior year.

3 months ago - GlobeNewsWire

Norwood Financial Corp Announces Timing of Fourth Quarter 2025 Earnings Release and Conference Call

HONESDALE, Pa., Jan. 12, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, will release its fourth quarter 2025 financial results before marke...

4 months ago - GlobeNewsWire

Norwood Financial completes acquisition of PB Bankshares

Norwood Financial (NWFL) completed its acquisition of PB Bankshares and its wholly-owned subsidiary, Presence Bank effective as of January 5, 2026. Presence Bank has been merged into Wayne Bank. At

4 months ago - TheFly

Norwood Financial Corp Completes Acquisition of PB Bankshares, Inc.

HONESDALE, Pa., Jan. 05, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ Global Market: NWFL) (“Norwood”), the holding company for Wayne Bank, announced today that it had completed its acquisi...

4 months ago - GlobeNewsWire

Norwood Financial Corp Announces Cash Dividend

HONESDALE, Pa., Dec. 17, 2025 (GLOBE NEWSWIRE) -- James O.

5 months ago - GlobeNewsWire

Norwood Financial receives regulatory approvals for PB Bankshares acquisition

Norwood Financial (NWFL) received final regulatory approvals for its proposed acquisition of PB Bankshares. Subject to the satisfaction of customary closing conditions, Norwood anticipates closing the...

5 months ago - TheFly

Norwood Financial Corp Announces Receipt of Regulatory Approvals for Acquisition of PB Bankshares, Inc.

HONESDALE, Pa., Dec. 12, 2025 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ Global Market: NWFL), the holding company for Wayne Bank, announced that it has received final regulatory approvals for...

5 months ago - GlobeNewsWire

Norwood Financial Earnings Call Transcript: Q3 2025

Strong Q3 results featured asset and margin growth, improved credit metrics, and higher fee income. Net interest margin rose to 3.63%, with broad-based loan growth and a pending merger expected to close after Q4. Deposit costs are set to decline with anticipated rate cuts.

7 months ago - Transcripts

Norwood Financial reports Q3 EPS 94c vs 48c last year

Jim Donnelly, President and Chief Executive Officer, stated, “Our quarterly results continue to demonstrate the strength of our community banking franchise. We have been able to maintain solid growth,...

7 months ago - TheFly

PB Bankshares Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of PB Bankshares, Inc. - PBBK

NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of PB Ba...

Other symbols: PBBK
7 months ago - Business Wire

Norwood Financial Corp Announces Timing of Third Quarter 2025 Earnings Release and Conference Call

HONESDALE, Pa., Oct. 10, 2025 (GLOBE NEWSWIRE) -- Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, will release its third quarter 2025 financial results before market...

7 months ago - GlobeNewsWire

Norwood Financial announces Chairman Critelli to retire, Forte to succeed

Lewis Critelli has announced his retirement from the Board of Directors of Norwood Financial (NWFL) and its subsidiary, Wayne Bank, effective September 16, 2025. The Board of Directors announced the

8 months ago - TheFly

Lewis J. Critelli to Retire as Chairmen of the Board of Norwood Financial Corp; Dr. Andrew A. Forte Appointed Chairman of the Board; Dr. Marissa Nacinovich and James Shook Appointed to the Board

HONESDALE, Pa., Sept. 17, 2025 (GLOBE NEWSWIRE) -- Lewis J. Critelli has announced his retirement from the Board of Directors of Norwood Financial Corp (the “Company”) (Nasdaq Global Market-NWFL) and ...

8 months ago - GlobeNewsWire

Norwood Financial Corp announces Second Quarter 2025 Results

Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announced results for the three months and six months ended June 30.

10 months ago - GlobeNewsWire

PB BANKSHARES INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of PB Bankshares, Inc. - PBBK

NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of PB Ba...

Other symbols: PBBK
10 months ago - Business Wire

Norwood Financial to acquire PB Bankshares in cash, stock transaction

Norwood Financial (NWFL) and PB Bankshares announced that both companies’ boards of directors have unanimously approved an agreement and plan of merger pursuant to which Presence will merge with and

10 months ago - TheFly

Norwood Financial reports Q1 adjusted EPS 38c, consensus 56c

Jim Donnelly, President and Chief Executive Officer of Norwood Financial (NWFL) Corp and Wayne Bank, stated, “The actions that we took in December 2024 to improve our capital and earnings

1 year ago - TheFly

Norwood Financial Corp announces First Quarter 2025 Results

Quarterly Highlights: Fully diluted EPS of $0.63, a 14.5% increase over the same period in 2024 Return on assets rises to over 1.00%. Net interest margin increased 30 basis points vs.

1 year ago - GlobeNewsWire

Stephens starts ‘small cap growth story’ Norwood Financial at Equal Weight

As previously reported, Stephens initiated coverage of Norwood Financial (NWFL) with an Equal Weight rating and $25.50 price target The firm believes the small-cap, $2.3B asset bank is well positioned

1 year ago - TheFly

Norwood Financial initiated with an Equal Weight at Stephens

Stephens initiated coverage of Norwood Financial (NWFL) with an Equal Weight rating and $25.50 price target

1 year ago - TheFly