Norwood Financial Corp. (NWFL)

NASDAQ: NWFL · Real-Time Price · USD

33.59

-0.35 (-1.03%)

At close: Aug 26, 2026, 4:00 PM EDT

33.59

0.00 (0.00%)

After-hours: Aug 26, 2026, 4:00 PM EDT

Norwood Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	99.69	86.17	48.37	64.64	77.43	69.47
Revenue Growth	84.75%	78.16%	-25.18%	-16.51%	11.45%	31.56%
Net Income	28.84	27.76	-0.16	16.76	29.23	24.92
Earnings Per Share	2.88	3.01	-0.02	2.07	3.58	3.04
EPS Growth	686.10%	-	-	-42.18%	17.76%	45.45%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	61.09	45.21	73.53	67.35	33.33	206.92
Total Debt	66.32	78.31	219.95	203.55	138.87	95.63
Net Cash (Debt)	-5.22	-33.1	-146.41	-136.21	-105.54	111.28
Net Cash Growth	-	-	-	-	-	11651.21%
Net Cash Per Share	-0.52	-3.58	-18.09	-16.85	-12.91	13.57

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	33.02	33.97	22.81	29.82	30.73	29.2
Capital Expenditures	-3.06	-4.72	-3.13	-1.41	-2.15	-1.26
Free Cash Flow	29.95	29.25	19.68	28.41	28.58	27.94
Free Cash Flow Growth	45.02%	48.61%	-30.73%	-0.59%	2.29%	114.13%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	28.93%	32.21%	-0.33%	25.92%	37.76%	35.86%
FCF Margin	30.05%	33.94%	40.69%	43.95%	36.91%	40.22%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.280	1.250	1.210	1.170	1.130	1.060
Dividend Per Share Growth	3.25%	3.31%	3.42%	3.54%	6.60%	4.95%
Dividend Yield	3.78%	4.60%	4.83%	4.03%	3.99%	5.02%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.79	9.31	-	15.77	9.26	8.49
Forward PE	8.99	8.40	-	-	-	-
P/FCF Ratio	12.29	8.84	12.72	9.30	9.47	7.57
PS Ratio	3.69	3.00	5.18	4.09	3.50	3.05