Norwood Financial Corp. (NWFL)
NASDAQ: NWFL · Real-Time Price · USD
31.31
+0.41 (1.33%)
Jun 9, 2026, 4:00 PM EDT - Market closed
Norwood Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 0.4 | 78.32 | 62.19 | 62.07 | 68.4 | 65.31 |
Net Interest Income Growth | 76.99% | 25.94% | 0.20% | -9.25% | 4.72% | 29.39% |
Non-Interest Income | 9.98 | 9.62 | -11.15 | 8.12 | 9.93 | 8.36 |
Non-Interest Income Growth | - | - | - | -18.20% | 18.79% | 7.47% |
Revenues Before Loan Losses | 10.38 | 87.94 | 51.04 | 70.19 | 78.33 | 73.67 |
Provision for Credit Losses | 2.84 | 1.77 | 2.67 | 5.55 | - | 4.2 |
| 7.54 | 86.17 | 48.37 | 64.64 | 78.33 | 69.47 | |
Revenue Growth (YoY) | - | 78.16% | -25.18% | -17.47% | 12.75% | 31.56% |
Compensation Expenses | 29.01 | 26.93 | 25.02 | 23.57 | 22.07 | 20.61 |
Selling, General & Admin | 12.82 | 14.01 | 13.76 | 11.71 | 11.11 | 10.29 |
Other Non-Interest Expenses | 14.96 | 10.21 | 9.85 | 8.22 | 7.86 | 7.72 |
Total Non-Interest Expense | 60.08 | 51.15 | 48.63 | 43.5 | 41.04 | 38.61 |
Pretax Income | 32.55 | 35.02 | -0.26 | 21.15 | 36.39 | 30.86 |
Provision for Income Taxes | 6.84 | 7.26 | -0.1 | 4.39 | 7.15 | 5.95 |
Net Income | 25.71 | 27.76 | -0.16 | 16.76 | 29.23 | 24.92 |
Net Income to Common | 25.71 | 27.76 | -0.16 | 16.76 | 29.23 | 24.92 |
Net Income Growth | 2080.75% | - | - | -42.67% | 17.33% | 65.22% |
Shares Outstanding (Basic) | 10 | 9 | 8 | 8 | 8 | 8 |
Shares Outstanding (Diluted) | 10 | 9 | 8 | 8 | 8 | 8 |
Shares Change (YoY) | 15.65% | 14.11% | 0.11% | -1.14% | -0.27% | 13.40% |
EPS (Basic) | 2.72 | 3.01 | -0.02 | 2.08 | 3.58 | 3.05 |
EPS (Diluted) | 2.72 | 3.01 | -0.02 | 2.07 | 3.58 | 3.04 |
EPS Growth | 2922.22% | - | - | -42.18% | 17.76% | 45.45% |
Shares Outstanding | 10.89 | 9.29 | 9.27 | 8.11 | 8.17 | 8.2 |
Free Cash Flow | 26.62 | 29.25 | 19.68 | 28.41 | 28.58 | 27.94 |
Free Cash Flow Growth | -8.97% | 48.61% | -30.73% | -0.59% | 2.29% | 114.13% |
Free Cash Flow Per Share | 2.75 | 3.17 | 2.43 | 3.51 | 3.50 | 3.41 |
Dividends Per Share | 1.260 | 1.250 | 1.210 | 1.170 | 1.130 | 1.060 |
Dividend Growth | 0.80% | 3.31% | 3.42% | 3.54% | 6.60% | 4.95% |
Profit Margin | 341.13% | 32.21% | -0.33% | 25.93% | 37.32% | 35.86% |
FCF Margin | 353.23% | 33.94% | 40.69% | 43.95% | 36.49% | 40.22% |
EBITDA | 1.74 | 1.47 | 1.38 | 1.46 | 1.57 | 1.6 |
EBITDA Margin | 23.10% | 1.70% | 2.85% | 2.26% | 2.01% | 2.31% |
Effective Tax Rate | 21.01% | 20.74% | 37.98% | 20.75% | 19.66% | 19.26% |