Norwood Financial Corp. (NWFL)

NASDAQ: NWFL · Real-Time Price · USD

33.62

-0.43 (-1.26%)

At close: Jul 29, 2026, 4:00 PM EDT

33.62

0.00 (0.00%)

After-hours: Jul 29, 2026, 4:10 PM EDT

Norwood Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	9.23	86.17	48.37	64.64	78.33	69.47
Revenue Growth	-87.51%	78.16%	-25.18%	-17.47%	12.75%	31.56%
Net Income	28.83	27.76	-0.16	16.76	29.23	24.92
Earnings Per Share	2.91	3.01	-0.02	2.07	3.58	3.04
EPS Growth	1112.50%	-	-	-42.18%	17.76%	45.45%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	60.29	44.44	72.34	66.12	31.87	206.68
Total Debt	65.51	59.42	101.79	124.24	40	30
Net Cash (Debt)	-65.51	-59.42	-101.79	-124.24	-40	-30
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-6.61	-6.43	-12.58	-15.37	-4.89	-3.66

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	30.87	33.97	22.81	29.82	30.73	29.2
Capital Expenditures	-4.24	-4.72	-3.13	-1.41	-2.15	-1.26
Free Cash Flow	26.62	29.25	19.68	28.41	28.58	27.94
Free Cash Flow Growth	10.24%	48.61%	-30.73%	-0.59%	2.29%	114.13%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	393.67%	40.64%	-0.53%	32.71%	46.45%	44.42%
Profit Margin	312.29%	32.21%	-0.33%	25.93%	37.32%	35.86%
FCF Margin	0.00%	33.94%	40.69%	43.95%	36.49%	40.22%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.280	1.250	1.210	1.170	1.130	1.060
Dividend Per Share Growth	3.25%	3.31%	3.42%	3.54%	6.60%	4.95%
Dividend Yield	3.81%	4.44%	4.41%	3.55%	3.37%	4.02%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.68	9.32	-	15.90	9.34	8.55
Forward PE	8.92	8.40	-	-	-	-
P/FCF Ratio	13.90	8.91	12.82	9.39	9.56	7.63
PS Ratio	3.71	3.03	5.22	4.13	3.49	3.07