Norwood Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	60.87	78.32	62.19	62.07	68.4	65.31
Net Interest Income Growth	27.58%	25.94%	0.20%	-9.25%	4.72%	29.39%
Non-Interest Income	9.98	9.62	-11.15	8.12	9.93	8.36
Non-Interest Income Growth	9.00%	-	-	-18.20%	18.79%	7.47%
Revenues Before Loan Losses	70.85	87.94	51.04	70.19	78.33	73.67
Provision for Credit Losses	2.38	1.77	2.67	5.55	-	4.2
Revenue	68.47	86.17	48.37	64.64	78.33	69.47
Revenue Growth (YoY)	29.90%	78.16%	-25.18%	-17.47%	12.75%	31.56%
Compensation Expenses	29.01	26.93	25.02	23.57	22.07	20.61
Selling, General & Admin	11.43	14.01	13.76	11.71	11.11	10.29
Other Non-Interest Expenses	14.96	10.21	9.85	8.22	7.86	7.72
Total Non-Interest Expense	60.08	51.15	48.63	43.5	41.04	38.61
Pretax Income	32.55	35.02	-0.26	21.15	36.39	30.86
Provision for Income Taxes	6.84	7.26	-0.1	4.39	7.15	5.95
Net Income	25.71	27.76	-0.16	16.76	29.23	24.92
Net Income to Common	25.71	27.76	-0.16	16.76	29.23	24.92
Net Income Growth	2080.75%	-	-	-42.67%	17.33%	65.22%
Shares Outstanding (Basic)	10	9	8	8	8	8
Shares Outstanding (Diluted)	10	9	8	8	8	8
Shares Change (YoY)	15.65%	14.11%	0.11%	-1.14%	-0.27%	13.40%
EPS (Basic)	2.72	3.01	-0.02	2.08	3.58	3.05
EPS (Diluted)	2.72	3.01	-0.02	2.07	3.58	3.04
EPS Growth	2922.22%	-	-	-42.18%	17.76%	45.45%
Shares Outstanding	10.89	9.29	9.27	8.11	8.17	8.2
Free Cash Flow	26.62	29.25	19.68	28.41	28.58	27.94
Free Cash Flow Growth	-8.97%	48.61%	-30.73%	-0.59%	2.29%	114.13%
Free Cash Flow Per Share	2.75	3.17	2.43	3.51	3.50	3.41
Dividends Per Share	1.260	1.250	1.210	1.170	1.130	1.060
Dividend Growth	0.80%	3.31%	3.42%	3.54%	6.60%	4.95%
Profit Margin	37.55%	32.21%	-0.33%	25.93%	37.32%	35.86%
FCF Margin	38.88%	33.94%	40.69%	43.95%	36.49%	40.22%
EBITDA	1.74	1.47	1.38	1.46	1.57	1.6
EBITDA Margin	2.54%	1.70%	2.85%	2.26%	2.01%	2.31%
Effective Tax Rate	21.01%	20.74%	37.98%	20.75%	19.66%	19.26%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q