Norwood Financial Corp. (NWFL)
Total Valuation
NWFL has a market cap or net worth of $220.68 million. The enterprise value is $352.87 million.
Market Cap | 220.68M |
Enterprise Value | 352.87M |
Important Dates
The next estimated earnings date is Friday, April 19, 2024, after market close.
Earnings Date | Apr 19, 2024 |
Ex-Dividend Date | Apr 12, 2024 |
Share Statistics
NWFL has 8.11 million shares outstanding. The number of shares has decreased by -0.83% in one year.
Shares Outstanding | 8.11M |
Shares Change (YoY) | -0.83% |
Shares Change (QoQ) | n/a |
Owned by Insiders (%) | 9.53% |
Owned by Institutions (%) | 28.67% |
Float | 7.22M |
Valuation Ratios
The trailing PE ratio is 13.14.
PE Ratio | 13.14 |
Forward PE | n/a |
PS Ratio | 3.41 |
Forward PS | n/a |
PB Ratio | 1.22 |
P/FCF Ratio | 7.77 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.61, with an EV/FCF ratio of 12.42.
EV / Earnings | 21.06 |
EV / Sales | 5.46 |
EV / EBITDA | 15.61 |
EV / EBIT | 16.69 |
EV / FCF | 12.42 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 1.10 |
Debt / EBITDA | 8.77 |
Debt / FCF | 6.98 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.60% and return on invested capital (ROIC) is 4.42%.
Return on Equity (ROE) | 9.60% |
Return on Assets (ROA) | 0.80% |
Return on Capital (ROIC) | 4.42% |
Revenue Per Employee | $247,674 |
Profits Per Employee | $64,211 |
Employee Count | 261 |
Asset Turnover | 0.03 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, NWFL has paid $4.39 million in taxes.
Income Tax | 4.39M |
Effective Tax Rate | 20.75% |
Stock Price Statistics
The stock price has decreased by -7.76% in the last 52 weeks. The beta is 0.61, so NWFL's price volatility has been lower than the market average.
Beta (1Y) | 0.61 |
52-Week Price Change | -7.76% |
50-Day Moving Average | 27.25 |
200-Day Moving Average | 28.33 |
Relative Strength Index (RSI) | 51.97 |
Average Volume (30 Days) | 10,654 |
Short Selling Information
The latest short interest is 73,266, so 0.90% of the outstanding shares have been sold short.
Short Interest | 73,266 |
Short Previous Month | 81,374 |
Short % of Shares Out | 0.90% |
Short % of Float | 1.01% |
Short Ratio (days to cover) | 8.05 |
Income Statement
In the last 12 months, NWFL had revenue of $64.64 million and earned $16.76 million in profits. Earnings per share was $2.07.
Revenue | 64.64M |
Gross Profit | 64.64M |
Operating Income | 21.15M |
Pretax Income | 21.15M |
Net Income | 16.76M |
EBITDA | 22.61M |
EBIT | 21.15M |
Earnings Per Share (EPS) | $2.07 |
Balance Sheet
The company has $66.12 million in cash and $198.31 million in debt, giving a net cash position of -$132.19 million or -$16.30 per share.
Cash & Cash Equivalents | 66.12M |
Total Debt | 198.31M |
Net Cash | -132.19M |
Net Cash Per Share | -$16.30 |
Equity / Book Value | 181.07M |
Book Value Per Share | 22.33 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $29.82 million and capital expenditures -$1.41 million, giving a free cash flow of $28.41 million.
Operating Cash Flow | 29.82M |
Capital Expenditures | -1.41M |
Free Cash Flow | 28.41M |
FCF Per Share | $3.52 |
Margins
Gross margin is 100.00%, with operating and profit margins of 32.71% and 25.93%.
Gross Margin | 100.00% |
Operating Margin | 32.71% |
Pretax Margin | 32.71% |
Profit Margin | 25.93% |
EBITDA Margin | 34.97% |
EBIT Margin | 32.71% |
FCF Margin | 43.95% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 4.41%.
Dividend Per Share | $1.20 |
Dividend Yield | 4.41% |
Dividend Growth (YoY) | 3.51% |
Years of Dividend Growth | 20 |
Payout Ratio | 57.97% |
Buyback Yield | 0.83% |
Shareholder Yield | 5.24% |
Earnings Yield | 7.59% |
FCF Yield | 12.88% |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on September 18, 2017. It was a forward split with a ratio of 3:2.
Last Split Date | Sep 18, 2017 |
Split Type | Forward |
Split Ratio | 3:2 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |