Norwood Financial Corp. (NWFL)
NASDAQ: NWFL · Real-Time Price · USD
30.55
-0.35 (-1.13%)
Dec 2, 2024, 4:00 PM EST - Market open

Norwood Financial Statistics

Total Valuation

NWFL has a market cap or net worth of $245.94 million.

Market Cap 245.94M
Enterprise Value n/a

Important Dates

The last earnings date was Monday, October 28, 2024, before market open.

Earnings Date Oct 28, 2024
Ex-Dividend Date Oct 18, 2024

Share Statistics

NWFL has 8.05 million shares outstanding. The number of shares has decreased by -0.50% in one year.

Current Share Class 8.05M
Shares Outstanding 8.05M
Shares Change (YoY) -0.50%
Shares Change (QoQ) +0.05%
Owned by Insiders (%) 9.75%
Owned by Institutions (%) 30.10%
Float 7.18M

Valuation Ratios

The trailing PE ratio is 19.22.

PE Ratio 19.22
Forward PE n/a
PS Ratio 3.95
Forward PS n/a
PB Ratio 1.26
P/TBV Ratio 1.48
P/FCF Ratio 11.11
P/OCF Ratio 9.95
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 8.96
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.13%.

Return on Equity (ROE) 7.13%
Return on Assets (ROA) 0.58%
Return on Capital (ROIC) n/a
Revenue Per Employee $235,113
Profits Per Employee $48,472
Employee Count 265
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NWFL has paid $3.41 million in taxes.

Income Tax 3.41M
Effective Tax Rate 20.96%

Stock Price Statistics

The stock price has increased by +5.24% in the last 52 weeks. The beta is 0.59, so NWFL's price volatility has been lower than the market average.

Beta (5Y) 0.59
52-Week Price Change +5.24%
50-Day Moving Average 29.09
200-Day Moving Average 26.67
Relative Strength Index (RSI) 52.92
Average Volume (20 Days) 9,217

Short Selling Information

The latest short interest is 49,078, so 0.61% of the outstanding shares have been sold short.

Short Interest 49,078
Short Previous Month 48,284
Short % of Shares Out 0.61%
Short % of Float 0.68%
Short Ratio (days to cover) 5.79

Income Statement

In the last 12 months, NWFL had revenue of $62.31 million and earned $12.85 million in profits. Earnings per share was $1.59.

Revenue 62.31M
Gross Profit 62.31M
Operating Income 17.68M
Pretax Income 16.59M
Net Income 12.85M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.59
Full Income Statement

Balance Sheet

The company has $83.85 million in cash and $198.38 million in debt, giving a net cash position of -$114.53 million or -$14.23 per share.

Cash & Cash Equivalents 83.85M
Total Debt 198.38M
Net Cash -114.53M
Net Cash Per Share -$14.23
Equity (Book Value) 195.65M
Book Value Per Share 24.31
Working Capital -1.91B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $24.72 million and capital expenditures -$2.58 million, giving a free cash flow of $22.14 million.

Operating Cash Flow 24.72M
Capital Expenditures -2.58M
Free Cash Flow 22.14M
FCF Per Share $2.75
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 28.38%
Pretax Margin 26.08%
Profit Margin 20.62%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 39.95%

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.93%.

Dividend Per Share $1.20
Dividend Yield 3.93%
Dividend Growth (YoY) 3.45%
Years of Dividend Growth 20
Payout Ratio 75.49%
Buyback Yield 0.50%
Shareholder Yield 4.43%
Earnings Yield 5.22%
FCF Yield 9.00%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on September 18, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date Sep 18, 2017
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4