Norwood Financial Statistics
Total Valuation
NWFL has a market cap or net worth of $327.47 million. The enterprise value is $313.16 million.
Important Dates
The next estimated earnings date is Tuesday, July 21, 2026, before market open.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Apr 15, 2026 |
Share Statistics
NWFL has 10.83 million shares outstanding. The number of shares has increased by 14.84% in one year.
| Current Share Class | 10.83M |
| Shares Outstanding | 10.83M |
| Shares Change (YoY) | +14.84% |
| Shares Change (QoQ) | +17.28% |
| Owned by Insiders (%) | 9.12% |
| Owned by Institutions (%) | 42.01% |
| Float | 9.84M |
Valuation Ratios
The trailing PE ratio is 11.31 and the forward PE ratio is 8.40.
| PE Ratio | 11.31 |
| Forward PE | 8.40 |
| PS Ratio | 3.54 |
| Forward PS | 2.78 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.34 |
| P/FCF Ratio | 12.30 |
| P/OCF Ratio | 10.61 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.18 |
| EV / Sales | 3.38 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.76 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.19%.
| Return on Equity (ROE) | 10.19% |
| Return on Assets (ROA) | 0.97% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.70% |
| Revenue Per Employee | $329,633 |
| Profits Per Employee | $91,502 |
| Employee Count | 281 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NWFL has paid $6.84 million in taxes.
| Income Tax | 6.84M |
| Effective Tax Rate | 21.01% |
Stock Price Statistics
The stock price has increased by +17.40% in the last 52 weeks. The beta is 0.55, so NWFL's price volatility has been lower than the market average.
| Beta (5Y) | 0.55 |
| 52-Week Price Change | +17.40% |
| 50-Day Moving Average | 30.04 |
| 200-Day Moving Average | 28.32 |
| Relative Strength Index (RSI) | 52.15 |
| Average Volume (20 Days) | 19,141 |
Short Selling Information
The latest short interest is 84,934, so 0.78% of the outstanding shares have been sold short.
| Short Interest | 84,934 |
| Short Previous Month | 98,832 |
| Short % of Shares Out | 0.78% |
| Short % of Float | 0.86% |
| Short Ratio (days to cover) | 4.44 |
Income Statement
In the last 12 months, NWFL had revenue of $92.63 million and earned $25.71 million in profits. Earnings per share was $2.67.
| Revenue | 92.63M |
| Gross Profit | 92.63M |
| Operating Income | 40.76M |
| Pretax Income | 32.55M |
| Net Income | 25.71M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.67 |
Full Income StatementBalance Sheet
The company has $103.35 million in cash and $89.04 million in debt, with a net cash position of $14.31 million or $1.32 per share.
| Cash & Cash Equivalents | 103.35M |
| Total Debt | 89.04M |
| Net Cash | 14.31M |
| Net Cash Per Share | $1.32 |
| Equity (Book Value) | 283.94M |
| Book Value Per Share | 26.21 |
| Working Capital | -2.43B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $30.87 million and capital expenditures -$4.24 million, giving a free cash flow of $26.62 million.
| Operating Cash Flow | 30.87M |
| Capital Expenditures | -4.24M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -71.97M |
| Free Cash Flow | 26.62M |
| FCF Per Share | $2.46 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.01% |
| Pretax Margin | 35.14% |
| Profit Margin | 27.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.74% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 4.23%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 4.23% |
| Dividend Growth (YoY) | 3.28% |
| Years of Dividend Growth | 28 |
| Payout Ratio | 47.14% |
| Buyback Yield | -14.84% |
| Shareholder Yield | -10.61% |
| Earnings Yield | 7.85% |
| FCF Yield | 8.13% |
Dividend DetailsAnalyst Forecast
The average price target for NWFL is $33.50, which is 10.82% higher than the current price. The consensus rating is "Buy".
| Price Target | $33.50 |
| Price Target Difference | 10.82% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 18, 2017. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Sep 18, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
