Norwood Financial Corp. (NWFL)
NASDAQ: NWFL · Real-Time Price · USD
30.77
-0.08 (-0.26%)
At close: Apr 24, 2026, 4:00 PM EDT
30.86
+0.09 (0.29%)
After-hours: Apr 24, 2026, 4:10 PM EDT
Norwood Financial Earnings Call Transcripts
Fiscal Year 2025
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Strong Q4 2025 results featured a 62% rise in net interest income and doubled adjusted net income and EPS year-over-year, driven by loan and deposit growth and the Presence Bank acquisition, which expanded assets by 20%. Integration and operational efficiency remain key 2026 priorities.
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Strong Q3 results featured asset and margin growth, improved credit metrics, and higher fee income. Net interest margin rose to 3.63%, with broad-based loan growth and a pending merger expected to close after Q4. Deposit costs are set to decline with anticipated rate cuts.