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OP Bancorp (OPBK)
NASDAQ: OPBK · Real-Time Price · USD
15.44
+0.15 (0.98%)
At close: Oct 29, 2026, 4:00 PM EDT
15.14
-0.30 (-1.94%)
After-hours: Oct 29, 2026, 7:30 PM EDT

OP Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
25.6421.0723.9233.3128.84
Depreciation & Amortization
7.264.654.475.754.85
Gain (Loss) on Sale of Investments
---1.761.51
Total Asset Writedown
0.06----
Provision for Credit Losses
3.582.761.652.980.52
Net Decrease (Increase) in Loans Originated / Sold - Operating
-2.522.6946.9854.02-59.37
Accrued Interest Receivable
-2.2810.45-8.13-2.40.24
Change in Other Net Operating Assets
----3.48.91
Other Operating Activities
0.21-2.28-0.62-0.48-0.26
Operating Cash Flow
26.1631.2467.7683.73-28.28
Operating Cash Flow Growth
-16.27%-53.89%-19.08%--

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-2.8-1.56-2.18-1.41-1.13
Investment in Securities
-4.394.3115.88-84.76-63.26
Net Decrease (Increase) in Loans Originated / Sold - Investing
-235.28-189.98-85.54-364.13-220.7
Other Investing Activities
-0.54-0.09-4.05-11.48-0.96
Investing Cash Flow
-243.01-187.32-75.89-461.78-286.04

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
149.5720105--
Total Debt Issued
149.5720105--
Long-Term Debt Repaid
-145-30---5
Total Debt Repaid
-145-30---5
Net Debt Issued (Repaid)
4.57-10105--5
Issuance of Common Stock
-0.160.890.610.09
Repurchase of Common Stock
-1.48-2.94-4.03-0.08-0.46
Common Dividends Paid
-7.13-7.14-7.27-6.68-5.13
Net Increase (Decrease) in Deposit Accounts
253.26219.73-78.21351.71333.98
Financing Cash Flow
249.22199.816.37345.56323.47

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
32.3743.738.24-32.499.15

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
23.3629.6865.5782.32-29.4
Free Cash Flow Growth
-21.30%-54.74%-20.35%--
Free Cash Flow Margin
25.64%37.44%80.74%89.92%-38.42%
Free Cash Flow Per Share
1.572.004.335.41-1.94

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
73.4568.5743.129.093.6
Cash Income Tax Paid
7.478.268.3914.4910.78
SEC Filings: 10-K · 10-Q