OP Bancorp (OPBK)
NASDAQ: OPBK · Real-Time Price · USD
14.98
-0.30 (-1.96%)
Jul 17, 2026, 4:00 PM EDT - Market closed
OP Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 27.31 | 25.64 | 21.07 | 23.92 | 33.31 | 28.84 |
Depreciation & Amortization | 1.66 | 7.26 | 4.65 | 4.47 | 7.08 | 6.25 |
Provision for Credit Losses | 3.26 | 3.58 | 2.76 | 1.65 | 2.98 | 0.52 |
Stock-Based Compensation | 0.72 | 0.7 | 1.18 | 1.3 | 1.18 | 0.56 |
Net Change in Loans Held-for-Sale | 8.12 | -2.52 | 2.69 | 46.98 | 58.89 | -54.52 |
Other Adjustments | -8.72 | -6.81 | -10.59 | -8.46 | -16.12 | -18.62 |
Changes in Accrued Interest and Accounts Receivable | - | - | - | - | -2.4 | 0.24 |
Changes in Accounts Payable | - | - | - | - | 2.21 | -0.46 |
Changes in Other Operating Activities | -3.03 | -1.69 | 9.49 | -2.11 | -3.4 | 8.91 |
Operating Cash Flow | 28.26 | 26.16 | 31.24 | 67.76 | 83.73 | -28.28 |
Operating Cash Flow Growth | -29.37% | -16.27% | -53.89% | -19.08% | - | - |
Net Change in Loans Held-for-Investment | -166.36 | -235.28 | -189.98 | -85.54 | -364.13 | -220.7 |
Net Change in Securities and Investments | 35.63 | 0.56 | 8.5 | 14.68 | -85.16 | -63.39 |
Capital Expenditures | -1.49 | -2.8 | -1.56 | -2.18 | -1.41 | -1.13 |
Other Investing Activities | -7.12 | -5.49 | -4.28 | -2.84 | -11.08 | -0.83 |
Investing Cash Flow | -220.92 | -243.01 | -187.32 | -75.89 | -461.78 | -286.04 |
Net Change in Deposits | 137.42 | 253.26 | 219.73 | -78.21 | 351.71 | 333.98 |
Short-Term Debt Issued | 150 | 125 | 20 | 105 | - | - |
Short-Term Debt Repaid | -150 | -145 | -30 | - | - | -5 |
Net Short-Term Debt Issued (Repaid) | - | -20 | -10 | 105 | - | -5 |
Long-Term Debt Issued | - | 24.57 | - | - | - | - |
Net Long-Term Debt Issued (Repaid) | - | 24.57 | - | - | - | - |
Issuance of Common Stock | - | - | 0.16 | 0.89 | 0.61 | 0.09 |
Repurchase of Common Stock | -0.44 | -1.48 | -2.94 | -4.03 | -0.08 | -0.46 |
Net Common Stock Issued (Repurchased) | -0.44 | -1.48 | -2.78 | -3.14 | 0.53 | -0.37 |
Common Dividends Paid | -7.14 | -7.13 | -7.14 | -7.27 | -6.68 | -5.13 |
Financing Cash Flow | 154.05 | 249.22 | 199.8 | 16.37 | 345.56 | 323.47 |
Net Cash Flow | -38.6 | 32.37 | 43.73 | 8.24 | -32.49 | 9.15 |
Free Cash Flow | 26.77 | 23.36 | 29.68 | 65.57 | 82.32 | -29.4 |
Free Cash Flow Growth | 14.60% | -21.30% | -54.74% | -20.35% | - | - |
FCF Margin | 28.56% | 25.64% | 37.44% | 80.74% | 89.92% | -38.42% |
Free Cash Flow Per Share | 1.80 | 1.57 | 2.00 | 4.33 | 5.40 | -1.94 |