OP Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	160.26	167.31	134.94	91.22	82.97	115.46
Securities and Investments	209.01	192.79	185.91	194.25	209.81	150.44
Other Earning Assets	9.5	11.44	4.58	1.8	44.34	89.43
Net Loans	2,206	2,166	1,932	1,744	1,659	1,298
Net Property, Plant & Equipment	13.77	14.55	12.86	13.75	13.5	13.26
Accrued Interest and Accounts Receivable	10.68	10.48	9.19	8.26	7.18	4.58
Other Intangible Assets	9.83	10.06	10.83	11.74	12.76	12.72
Long-Term Investments	17.21	17.21	16.44	16.28	12.1	11
Other Non-Earning Assets	62.51	60.7	59.2	66.6	52.8	31.91
Total Assets	2,699	2,650	2,366	2,148	2,095	1,727
Interest-bearing deposits	1,781	1,760	1,522	1,285	1,184	759.31
Noninterest-bearing deposits	546.55	520.87	504.93	522.75	701.58	774.75
Total Deposits	2,327	2,281	2,027	1,808	1,886	1,534
Short-Term Interbank Borrowing and Repurchase Agreements	75	75	95	105	-	-
Accrued Expenses	15.18	14.6	16.07	12.63	2.77	0.56
Long-Term Debt	24.61	24.59	-	-	-	-
Other Liabilities	23.83	27.61	22.67	29.92	29.04	26.85
Total Liabilities	2,466	2,422	2,161	1,955	1,918	1,561
Common Stock	-	-	-	76.28	79.33	78.72
Additional Paid-in Capital	12	11.85	11.93	10.94	9.74	8.65
Accumulated Other Comprehensive Income	-11.03	-10.26	-15.41	-15.45	-17.84	-1.2
Retained Earnings	158.73	153.28	134.78	120.86	105.69	79.06
Total Common Shareholders' Equity	159.69	154.88	131.3	192.63	176.92	165.22
Shareholders' Equity	232.71	227.89	204.99	192.63	176.92	165.22
Total Liabilities & Equity	2,699	2,650	2,366	2,148	2,095	1,727
Total Debt	24.61	24.59	0	0	0	0
Net Cash (Debt)	-24.61	-24.59	-0	-0	-0	-0
Net Cash Per Share	-1.65	-1.65	-	-	-	-
Book Value	159.69	154.88	131.3	192.63	176.92	165.22
Book Value Per Share	10.71	10.39	8.83	12.71	11.62	10.90
Tangible Book Value	149.86	144.82	120.46	180.89	164.16	152.5
Tangible Book Value Per Share	10.05	9.72	8.10	11.93	10.78	10.06

SEC Filings: 10-K · 10-Q