OP Bancorp (OPBK)
NASDAQ: OPBK · Real-Time Price · USD
15.03
-0.21 (-1.38%)
Aug 26, 2026, 4:00 PM EDT - Market closed
OP Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 175.05 | 167.31 | 134.94 | 91.22 | 82.97 | 115.46 |
Investment Securities | 26.71 | 27.65 | 24.62 | 26.36 | 15.64 | 3.8 |
Trading Asset Securities | 0.14 | - | 0.37 | - | - | - |
Mortgage-Backed Securities | 196.7 | 187.16 | 180.12 | 188.34 | 209.81 | 150.44 |
Total Investments | 223.55 | 214.8 | 205.1 | 214.7 | 225.45 | 154.25 |
Gross Loans | 2,261 | 2,194 | 1,958 | 1,766 | 1,678 | 1,314 |
Allowance for Loan Losses | -28.1 | -27.98 | -24.8 | -21.99 | -19.24 | -16.12 |
Other Adjustments to Gross Loans | -1.8 | -0.33 | -0.7 | - | - | - |
Net Loans | 2,231 | 2,166 | 1,932 | 1,744 | 1,659 | 1,298 |
Property, Plant & Equipment | 13.03 | 14.55 | 12.86 | 13.75 | 13.5 | 13.26 |
Loans Held for Sale | 21.31 | 11.44 | 4.58 | 1.8 | 44.34 | 89.43 |
Accrued Interest Receivable | 10.17 | 10.48 | 9.19 | 8.26 | 7.18 | 4.58 |
Long-Term Deferred Tax Assets | 12.46 | 12.44 | 14.89 | 13.31 | 14.32 | 8.41 |
Other Real Estate Owned & Foreclosed | - | - | 1.24 | - | - | - |
Other Long-Term Assets | 43.03 | 40.35 | 38.54 | 48.33 | 39.22 | 36.41 |
Total Assets | 2,744 | 2,650 | 2,366 | 2,148 | 2,094 | 1,727 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,070 | 1,076 | 956.54 | 850.92 | 827.99 | 552.02 |
Institutional Deposits | 746.39 | 683.96 | 565.81 | 433.89 | 356.2 | 207.29 |
Non-Interest Bearing Deposits | 552.3 | 520.87 | 504.93 | 522.75 | 701.58 | 774.75 |
Total Deposits | 2,368 | 2,281 | 2,027 | 1,808 | 1,886 | 1,534 |
Short-Term Borrowings | 0.34 | 0.89 | 0.58 | - | - | - |
Current Portion of Long-Term Debt | - | - | 95 | - | - | - |
Current Portion of Leases | - | 3.04 | - | - | - | - |
Accrued Interest Payable | 15.95 | 14.6 | 16.07 | 12.63 | 2.77 | 0.56 |
Long-Term Debt | 24.63 | 24.59 | - | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 75 | 75 | - | 105 | - | - |
Long-Term Leases | 9.87 | 8.14 | 7.86 | 9.34 | 10.21 | 10.31 |
Other Long-Term Liabilities | 11.54 | 15.54 | 14.23 | 20.58 | 18.83 | 16.54 |
Total Liabilities | 2,506 | 2,422 | 2,161 | 1,955 | 1,918 | 1,561 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 73.02 | 73.02 | 73.7 | 76.28 | 79.33 | 78.72 |
Additional Paid-In Capital | 12.13 | 11.85 | 11.93 | 10.94 | 9.74 | 8.65 |
Retained Earnings | 164.62 | 153.28 | 134.78 | 120.86 | 105.69 | 79.06 |
Comprehensive Income & Other | -11.13 | -10.26 | -15.41 | -15.45 | -17.84 | -1.2 |
Shareholders' Equity | 238.64 | 227.89 | 204.99 | 192.63 | 176.92 | 165.22 |
Total Liabilities & Equity | 2,744 | 2,650 | 2,366 | 2,148 | 2,094 | 1,727 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 109.83 | 111.65 | 103.44 | 114.34 | 10.21 | 10.31 |
Net Cash (Debt) | 65.47 | 55.77 | 31.98 | -23.03 | 72.85 | 105.25 |
Net Cash Growth | -54.00% | 74.41% | - | - | -30.78% | 13.20% |
Net Cash Per Share | 4.38 | 3.74 | 2.15 | -1.52 | 4.78 | 6.94 |
Filing Date Shares Outstanding | 14.93 | 14.89 | 14.91 | 14.96 | 15.34 | 15.14 |
Total Common Shares Outstanding | 14.93 | 14.89 | 14.82 | 15 | 15.27 | 15.14 |
Book Value Per Share | 15.99 | 15.31 | 13.83 | 12.84 | 11.59 | 10.91 |
Tangible Book Value | 238.64 | 227.89 | 204.99 | 192.63 | 176.92 | 165.22 |
Tangible Book Value Per Share | 15.99 | 15.31 | 13.83 | 12.84 | 11.59 | 10.91 |