OP Bancorp (OPBK)

OP Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	167.31	134.94	91.22	82.97	115.46
Securities and Investments	192.79	185.91	194.25	209.81	150.44
Other Earning Assets	11.44	4.58	1.8	44.34	89.43
Net Loans	2,166	1,932	1,744	1,659	1,298
Net Property, Plant & Equipment	14.55	12.86	13.75	13.5	13.26
Accrued Interest and Accounts Receivable	10.48	9.19	8.26	7.18	4.58
Other Intangible Assets	10.06	10.83	11.74	12.76	12.72
Long-Term Investments	17.21	16.44	16.28	12.1	11
Other Non-Earning Assets	60.7	59.2	66.6	52.8	31.91
Total Assets	2,650	2,366	2,148	2,094	1,727
Interest-bearing deposits	1,760	1,522	1,285	1,184	759.31
Noninterest-bearing deposits	520.87	504.93	522.75	701.58	774.75
Total Deposits	2,281	2,027	1,808	1,886	1,534
Short-Term Interbank Borrowing and Repurchase Agreements	75	95	105	-	-
Accrued Expenses	14.6	16.07	12.63	2.77	0.56
Long-Term Debt	24.59	-	-	-	-
Other Liabilities	27.61	22.67	29.92	29.04	26.85
Total Liabilities	2,422	2,161	1,955	1,918	1,561
Common Stock	-	73.7	76.28	79.33	78.72
Additional Paid-in Capital	11.85	11.93	10.94	9.74	8.65
Accumulated Other Comprehensive Income	-10.28	-15.41	-15.45	-17.84	-1.2
Retained Earnings	153.3	134.78	120.86	105.69	79.06
Total Common Shareholders' Equity	154.88	204.99	192.63	176.92	165.22
Shareholders' Equity	227.89	204.99	192.63	176.92	165.22
Total Liabilities & Equity	2,650	2,366	2,148	2,094	1,727
Total Debt	24.59	0	0	0	0
Net Cash (Debt)	-24.59	-0	-0	-0	-0
Net Cash Per Share	-1.65	-	-	-	-
Book Value	154.88	204.99	192.63	176.92	165.22
Book Value Per Share	10.39	13.78	12.71	11.62	10.90
Tangible Book Value	144.82	194.16	180.89	164.16	152.5
Tangible Book Value Per Share	9.72	13.06	11.93	10.78	10.06

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q