OP Bancorp (OPBK)

OP Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	410.78	269.89	91.22	82.97	115.46	106.31
Securities and Investments	175	185.91	194.25	209.81	150.44	91.79
Other Earning Assets	20.02	4.58	1.8	44.34	89.43	26.66
Net Loans	2,045	1,932	1,744	1,659	1,298	1,084
Net Property, Plant & Equipment	16.74	12.86	13.75	13.5	13.26	11.33
Accrued Interest and Accounts Receivable	9.99	9.19	8.26	7.18	4.58	3.99
Other Intangible Assets	10.57	10.83	11.74	12.76	12.72	7.36
Long-Term Investments	17.1	16.44	16.28	12.1	11	10.1
Other Non-Earning Assets	63.49	59.2	66.6	52.8	31.91	24.91
Total Assets	2,564	2,366	2,148	2,094	1,727	1,367
Interest-bearing deposits	1,689	1,522	1,285	1,184	759.31	677.34
Noninterest-bearing deposits	565.68	504.93	522.75	701.58	774.75	522.75
Total Deposits	2,255	2,027	1,808	1,886	1,534	1,200
Short-Term Interbank Borrowing and Repurchase Agreements	50	95	105	-	-	5
Accrued Expenses	15.72	16.07	12.63	2.77	0.56	1.02
Other Liabilities	29.43	22.67	29.92	29.04	26.85	17.35
Total Liabilities	2,350	2,161	1,955	1,918	1,561	1,223
Common Stock	72.98	73.7	76.28	79.33	78.72	78.66
Additional Paid-in Capital	11.48	11.93	10.94	9.74	8.65	8.52
Accumulated Other Comprehensive Income	-13.86	-15.41	-15.45	-17.84	-1.2	0.84
Retained Earnings	143.11	134.78	120.86	105.69	79.06	55.35
Shareholders' Equity	213.72	204.99	192.63	176.92	165.22	143.37
Total Liabilities & Equity	2,564	2,366	2,148	2,094	1,727	1,367
Book Value	213.72	204.99	192.63	176.92	165.22	143.37
Book Value Per Share	14.41	13.78	12.71	11.62	10.90	9.42
Tangible Book Value	203.15	194.16	180.89	164.16	152.5	136.01
Tangible Book Value Per Share	13.69	13.06	11.93	10.78	10.06	8.93

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q