OP Bancorp (OPBK)
NASDAQ: OPBK · Real-Time Price · USD
13.63
-0.07 (-0.51%)
Jan 28, 2026, 4:00 PM EST - Market closed
OP Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2016 - 2020 |
Cash & Equivalents | 167.31 | 134.94 | 91.22 | 82.97 | 115.46 | Upgrade |
Investment Securities | 17.21 | 24.62 | 26.36 | 15.64 | 3.8 | Upgrade |
Mortgage-Backed Securities | 192.79 | 180.12 | 188.34 | 209.81 | 150.44 | Upgrade |
Total Investments | 209.99 | 204.73 | 214.7 | 225.45 | 154.25 | Upgrade |
Gross Loans | 2,194 | 1,957 | 1,766 | 1,678 | 1,314 | Upgrade |
Allowance for Loan Losses | -27.98 | -24.8 | -21.99 | -19.24 | -16.12 | Upgrade |
Net Loans | 2,166 | 1,932 | 1,744 | 1,659 | 1,298 | Upgrade |
Property, Plant & Equipment | 14.55 | 12.86 | 13.75 | 13.5 | 13.26 | Upgrade |
Loans Held for Sale | 11.44 | 4.58 | 1.8 | 44.34 | 89.43 | Upgrade |
Accrued Interest Receivable | 10.48 | 9.19 | 8.26 | 7.18 | 4.58 | Upgrade |
Long-Term Deferred Tax Assets | 12.44 | 14.89 | 13.31 | 14.32 | 8.41 | Upgrade |
Other Real Estate Owned & Foreclosed | - | 1.24 | - | - | - | Upgrade |
Other Long-Term Assets | 58.32 | 38.9 | 48.33 | 39.22 | 36.41 | Upgrade |
Total Assets | 2,650 | 2,366 | 2,148 | 2,094 | 1,727 | Upgrade |
Interest Bearing Deposits | 1,076 | 956.54 | 850.92 | 827.99 | 552.02 | Upgrade |
Institutional Deposits | 683.96 | 565.81 | 433.89 | 356.2 | 207.29 | Upgrade |
Non-Interest Bearing Deposits | 520.87 | 504.93 | 522.75 | 701.58 | 774.75 | Upgrade |
Total Deposits | 2,281 | 2,027 | 1,808 | 1,886 | 1,534 | Upgrade |
Current Portion of Long-Term Debt | 75 | 95 | - | - | - | Upgrade |
Current Portion of Leases | - | 2 | - | - | - | Upgrade |
Accrued Interest Payable | 14.6 | 16.07 | 12.63 | 2.77 | 0.56 | Upgrade |
Long-Term Debt | 24.59 | - | - | - | - | Upgrade |
Federal Home Loan Bank Debt, Long-Term | - | - | 105 | - | - | Upgrade |
Long-Term Leases | 11.18 | 5.86 | 9.34 | 10.21 | 10.31 | Upgrade |
Other Long-Term Liabilities | 16.43 | 14.81 | 20.58 | 18.83 | 16.54 | Upgrade |
Total Liabilities | 2,422 | 2,161 | 1,955 | 1,918 | 1,561 | Upgrade |
Common Stock | 73.02 | 73.7 | 76.28 | 79.33 | 78.72 | Upgrade |
Additional Paid-In Capital | 11.85 | 11.93 | 10.94 | 9.74 | 8.65 | Upgrade |
Retained Earnings | 153.3 | 134.78 | 120.86 | 105.69 | 79.06 | Upgrade |
Comprehensive Income & Other | -10.28 | -15.41 | -15.45 | -17.84 | -1.2 | Upgrade |
Shareholders' Equity | 227.89 | 204.99 | 192.63 | 176.92 | 165.22 | Upgrade |
Total Liabilities & Equity | 2,650 | 2,366 | 2,148 | 2,094 | 1,727 | Upgrade |
Total Debt | 110.76 | 102.86 | 114.34 | 10.21 | 10.31 | Upgrade |
Net Cash (Debt) | 56.55 | 32.19 | -23.03 | 72.85 | 105.25 | Upgrade |
Net Cash Growth | 75.70% | - | - | -30.78% | 13.20% | Upgrade |
Net Cash Per Share | 3.79 | 2.16 | -1.52 | 4.78 | 6.94 | Upgrade |
Filing Date Shares Outstanding | 14.89 | 14.91 | 14.96 | 15.34 | 15.14 | Upgrade |
Total Common Shares Outstanding | 14.89 | 14.82 | 15 | 15.27 | 15.14 | Upgrade |
Book Value Per Share | 15.31 | 13.83 | 12.84 | 11.59 | 10.91 | Upgrade |
Tangible Book Value | 227.89 | 204.99 | 192.63 | 176.92 | 165.22 | Upgrade |
Tangible Book Value Per Share | 15.31 | 13.83 | 12.84 | 11.59 | 10.91 | Upgrade |
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.