OP Bancorp (OPBK)
NASDAQ: OPBK · Real-Time Price · USD
13.31
-0.22 (-1.63%)
Oct 10, 2025, 2:31 PM EDT - Market open
OP Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2019 |
Net Income | 22.3 | 21.07 | 23.92 | 33.31 | 28.84 | 13.13 | Upgrade |
Depreciation & Amortization | 6.39 | 6.81 | 7.08 | 6.45 | 5.37 | 3.3 | Upgrade |
Provision for Credit Losses | 3.94 | 2.76 | 1.65 | 2.98 | 0.52 | 5.96 | Upgrade |
Stock-Based Compensation | 0.86 | 1.18 | 1.3 | 1.18 | 0.56 | 1.1 | Upgrade |
Net Change in Loans Held-for-Sale | -8.58 | 2.69 | 46.98 | 58.89 | -54.52 | -18.57 | Upgrade |
Other Adjustments | -10.28 | -12.72 | -10.49 | -15.49 | -17.74 | -10.36 | Upgrade |
Changes in Accrued Interest and Accounts Receivable | -0.93 | -0.93 | -1.08 | -2.4 | 0.24 | -1.46 | Upgrade |
Changes in Accounts Payable | 3.44 | 3.44 | 9.86 | 2.21 | -0.46 | -1.67 | Upgrade |
Changes in Other Operating Activities | 7.05 | 7.05 | -11.37 | -3.4 | 8.91 | 3.72 | Upgrade |
Operating Cash Flow | 17.39 | 31.34 | 67.84 | 83.73 | -28.28 | -4.85 | Upgrade |
Operating Cash Flow Growth | -34.86% | -53.80% | -18.98% | - | - | - | Upgrade |
Net Change in Loans Held-for-Investment | -194.7 | -189.98 | -85.54 | -364.13 | -220.7 | -109.47 | Upgrade |
Net Change in Securities and Investments | 25.31 | 4.12 | 11.75 | -86.23 | -64.22 | -36.98 | Upgrade |
Capital Expenditures | -3.54 | -1.56 | -2.18 | -1.41 | -1.13 | -0.62 | Upgrade |
Other Investing Activities | - | - | - | -10 | - | - | Upgrade |
Investing Cash Flow | -179.89 | -187.42 | -75.97 | -461.78 | -286.04 | -147.07 | Upgrade |
Net Change in Deposits | 313.91 | 219.73 | -78.21 | 351.71 | 333.98 | 179.38 | Upgrade |
Long-Term Debt Issued | 30 | 20 | 105 | - | - | 10 | Upgrade |
Long-Term Debt Repaid | - | -30 | - | - | -5 | -8.1 | Upgrade |
Net Long-Term Debt Issued (Repaid) | 30 | -10 | 105 | - | -5 | 1.9 | Upgrade |
Issuance of Common Stock | - | 0.16 | 0.89 | 0.61 | 0.09 | 0.38 | Upgrade |
Repurchase of Common Stock | - | -2.94 | -4.03 | -0.08 | -0.46 | -8.21 | Upgrade |
Net Common Stock Issued (Repurchased) | - | -2.78 | -3.14 | 0.53 | -0.37 | -7.83 | Upgrade |
Common Dividends Paid | -7.12 | -7.14 | -7.27 | -6.68 | -5.13 | -4.26 | Upgrade |
Financing Cash Flow | 240.21 | 199.8 | 16.37 | 345.56 | 323.47 | 172.29 | Upgrade |
Net Cash Flow | 77.71 | 43.73 | 8.24 | -32.49 | 9.15 | 20.37 | Upgrade |
Beginning Cash & Cash Equivalents | 127.68 | 91.22 | 82.97 | 115.46 | 106.31 | 85.94 | Upgrade |
Ending Cash & Cash Equivalents | 205.39 | 134.94 | 91.22 | 82.97 | 115.46 | 106.31 | Upgrade |
Free Cash Flow | 13.85 | 29.78 | 65.66 | 82.32 | -29.4 | -5.47 | Upgrade |
Free Cash Flow Growth | -53.48% | -54.64% | -20.24% | - | - | - | Upgrade |
FCF Margin | 16.48% | 37.57% | 80.84% | 89.92% | -38.42% | -10.90% | Upgrade |
Free Cash Flow Per Share | 0.93 | 2.00 | 4.33 | 5.40 | -1.94 | -0.36 | Upgrade |
Levered Free Cash Flow | 64.71 | 25.87 | 131.22 | 34.77 | 36.78 | 18.29 | Upgrade |
Unlevered Free Cash Flow | 12.41 | 14.8 | 2.3 | 1.46 | 12.94 | 3.27 | Upgrade |
Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.