OP Bancorp (OPBK)

OP Bancorp Statistics

Total Valuation

OP Bancorp has a market cap or net worth of $197.23 million. The enterprise value is $118.24 million.

Market Cap	197.23M
Enterprise Value	118.24M

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Nov 6, 2025

Share Statistics

OP Bancorp has 14.89 million shares outstanding. The number of shares has decreased by -0.54% in one year.

Current Share Class	14.89M
Shares Outstanding	14.89M
Shares Change (YoY)	-0.54%
Shares Change (QoQ)	+0.40%
Owned by Insiders (%)	22.15%
Owned by Institutions (%)	56.42%
Float	11.58M

Valuation Ratios

The trailing PE ratio is 8.38 and the forward PE ratio is 6.92.

PE Ratio	8.38
Forward PE	6.92
PS Ratio	2.23
Forward PS	1.90
PB Ratio	0.88
P/TBV Ratio	0.89
P/FCF Ratio	n/a
P/OCF Ratio	7.05
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.03
EV / Sales	1.36
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.09%.

Return on Equity (ROE)	11.09%
Return on Assets (ROA)	0.94%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$376,974
Profits Per Employee	$101,671
Employee Count	231
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OP Bancorp has paid $8.90 million in taxes.

Income Tax	8.90M
Effective Tax Rate	27.41%

Stock Price Statistics

The stock price has decreased by -16.67% in the last 52 weeks. The beta is 0.68, so OP Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	-16.67%
50-Day Moving Average	13.84
200-Day Moving Average	13.12
Relative Strength Index (RSI)	44.09
Average Volume (20 Days)	42,745

Short Selling Information

The latest short interest is 295,501, so 1.99% of the outstanding shares have been sold short.

Short Interest	295,501
Short Previous Month	367,813
Short % of Shares Out	1.99%
Short % of Float	2.55%
Short Ratio (days to cover)	8.12

Income Statement

In the last 12 months, OP Bancorp had revenue of $87.08 million and earned $23.49 million in profits. Earnings per share was $1.58.

Revenue	87.08M
Gross Profit	87.08M
Operating Income	36.76M
Pretax Income	32.47M
Net Income	23.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.58

Balance Sheet

The company has $166.85 million in cash and $87.71 million in debt, giving a net cash position of $79.14 million or $5.32 per share.

Cash & Cash Equivalents	166.85M
Total Debt	87.71M
Net Cash	79.14M
Net Cash Per Share	$5.32
Equity (Book Value)	221.50M
Book Value Per Share	14.88
Working Capital	-2.11B

Cash Flow

Operating Cash Flow	28.01M
Capital Expenditures	-3.51M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.21%
Pretax Margin	37.28%
Profit Margin	27.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.62%.

Dividend Per Share	$0.48
Dividend Yield	3.62%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	30.37%
Buyback Yield	0.54%
Shareholder Yield	4.20%
Earnings Yield	11.90%
FCF Yield	n/a

Analyst Forecast

The average price target for OP Bancorp is $16.50, which is 24.53% higher than the current price. The consensus rating is "Buy".

Price Target	$16.50
Price Target Difference	24.53%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4