OP Bancorp Statistics
Total Valuation
OP Bancorp has a market cap or net worth of $200.51 million. The enterprise value is $121.22 million.
Important Dates
The last earnings date was Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Nov 6, 2025 |
Share Statistics
OP Bancorp has 14.89 million shares outstanding. The number of shares has decreased by -0.54% in one year.
| Current Share Class | 14.89M |
| Shares Outstanding | 14.89M |
| Shares Change (YoY) | -0.54% |
| Shares Change (QoQ) | +0.40% |
| Owned by Insiders (%) | 22.15% |
| Owned by Institutions (%) | 63.55% |
| Float | 11.58M |
Valuation Ratios
The trailing PE ratio is 8.52 and the forward PE ratio is 7.03.
| PE Ratio | 8.52 |
| Forward PE | 7.03 |
| PS Ratio | 2.30 |
| Forward PS | 1.92 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | 8.18 |
| P/OCF Ratio | 7.15 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.16 |
| EV / Sales | 1.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.95 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.58 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.09%.
| Return on Equity (ROE) | 11.09% |
| Return on Assets (ROA) | 0.94% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $376,974 |
| Profits Per Employee | $101,671 |
| Employee Count | 231 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OP Bancorp has paid $8.90 million in taxes.
| Income Tax | 8.90M |
| Effective Tax Rate | 27.41% |
Stock Price Statistics
The stock price has decreased by -22.25% in the last 52 weeks. The beta is 0.68, so OP Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.68 |
| 52-Week Price Change | -22.25% |
| 50-Day Moving Average | 13.47 |
| 200-Day Moving Average | 13.05 |
| Relative Strength Index (RSI) | 54.52 |
| Average Volume (20 Days) | 38,356 |
Short Selling Information
The latest short interest is 263,890, so 1.77% of the outstanding shares have been sold short.
| Short Interest | 263,890 |
| Short Previous Month | 271,045 |
| Short % of Shares Out | 1.77% |
| Short % of Float | 2.28% |
| Short Ratio (days to cover) | 6.67 |
Income Statement
In the last 12 months, OP Bancorp had revenue of $87.08 million and earned $23.49 million in profits. Earnings per share was $1.58.
| Revenue | 87.08M |
| Gross Profit | 87.08M |
| Operating Income | 36.76M |
| Pretax Income | 32.47M |
| Net Income | 23.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.58 |
Full Income StatementBalance Sheet
The company has $166.85 million in cash and $87.71 million in debt, giving a net cash position of $79.14 million or $5.32 per share.
| Cash & Cash Equivalents | 166.85M |
| Total Debt | 87.71M |
| Net Cash | 79.14M |
| Net Cash Per Share | $5.32 |
| Equity (Book Value) | 221.50M |
| Book Value Per Share | 14.88 |
| Working Capital | -2.11B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $28.01 million and capital expenditures -$3.51 million, giving a free cash flow of $24.49 million.
| Operating Cash Flow | 28.01M |
| Capital Expenditures | -3.51M |
| Free Cash Flow | 24.49M |
| FCF Per Share | $1.65 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 42.21% |
| Pretax Margin | 37.28% |
| Profit Margin | 27.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.13% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.56%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 3.56% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 30.37% |
| Buyback Yield | 0.54% |
| Shareholder Yield | 4.10% |
| Earnings Yield | 11.72% |
| FCF Yield | 12.22% |
Dividend DetailsAnalyst Forecast
The average price target for OP Bancorp is $16.50, which is 22.49% higher than the current price. The consensus rating is "Buy".
| Price Target | $16.50 |
| Price Target Difference | 22.49% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
