OP Bancorp Statistics
Total Valuation
OP Bancorp has a market cap or net worth of $190.92 million. The enterprise value is $76.15 million.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | May 8, 2025 |
Share Statistics
OP Bancorp has 14.81 million shares outstanding. The number of shares has decreased by -1.59% in one year.
| Current Share Class | 14.81M |
| Shares Outstanding | 14.81M |
| Shares Change (YoY) | -1.59% |
| Shares Change (QoQ) | +0.28% |
| Owned by Insiders (%) | 22.09% |
| Owned by Institutions (%) | 52.88% |
| Float | 11.53M |
Valuation Ratios
The trailing PE ratio is 8.27 and the forward PE ratio is 7.25.
| PE Ratio | 8.27 |
| Forward PE | 7.25 |
| PS Ratio | 2.14 |
| Forward PS | 1.96 |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | 5.13 |
| P/OCF Ratio | 4.76 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.62 |
| EV / Sales | 0.94 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.04 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.26 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.57%.
| Return on Equity (ROE) | 10.57% |
| Return on Assets (ROA) | 0.90% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $352,190 |
| Profits Per Employee | $91,134 |
| Employee Count | 231 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OP Bancorp has paid $8.10 million in taxes.
| Income Tax | 8.10M |
| Effective Tax Rate | 27.45% |
Stock Price Statistics
The stock price has increased by +35.40% in the last 52 weeks. The beta is 0.63, so OP Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.63 |
| 52-Week Price Change | +35.40% |
| 50-Day Moving Average | 12.41 |
| 200-Day Moving Average | 13.67 |
| Relative Strength Index (RSI) | 60.45 |
| Average Volume (20 Days) | 152,256 |
Short Selling Information
The latest short interest is 46,248, so 0.31% of the outstanding shares have been sold short.
| Short Interest | 46,248 |
| Short Previous Month | 34,213 |
| Short % of Shares Out | 0.31% |
| Short % of Float | 0.40% |
| Short Ratio (days to cover) | 0.86 |
Income Statement
In the last 12 months, OP Bancorp had revenue of $81.36 million and earned $21.05 million in profits. Earnings per share was $1.42.
| Revenue | 81.36M |
| Gross Profit | 81.36M |
| Operating Income | 33.41M |
| Pretax Income | 30.14M |
| Net Income | 21.05M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.42 |
Full Income StatementBalance Sheet
The company has $198.96 million in cash and $84.19 million in debt, giving a net cash position of $114.77 million or $7.75 per share.
| Cash & Cash Equivalents | 198.96M |
| Total Debt | 84.19M |
| Net Cash | 114.77M |
| Net Cash Per Share | $7.75 |
| Equity (Book Value) | 210.09M |
| Book Value Per Share | 14.09 |
| Working Capital | -2.07B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $40.14 million and capital expenditures -$2.90 million, giving a free cash flow of $37.25 million.
| Operating Cash Flow | 40.14M |
| Capital Expenditures | -2.90M |
| Free Cash Flow | 37.25M |
| FCF Per Share | $2.51 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.07% |
| Pretax Margin | 36.26% |
| Profit Margin | 26.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 45.78% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 4.11%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 4.11% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 33.83% |
| Buyback Yield | 1.59% |
| Shareholder Yield | 5.32% |
| Earnings Yield | 11.03% |
| FCF Yield | 19.51% |
Dividend DetailsAnalyst Forecast
The average price target for OP Bancorp is $18.00, which is 39.64% higher than the current price. The consensus rating is "Hold".
| Price Target | $18.00 |
| Price Target Difference | 39.64% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
