OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
7.45
+0.35 (4.93%)
Nov 21, 2024, 1:27 PM EST - Market open
OppFi Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 |
| Interest and Dividend Income | 518.71 | 505.43 | 451.45 | 349.03 | 290.23 | 228.2 | Upgrade
|
| Total Interest Expense | 45.75 | 46.75 | 35.16 | 24.26 | 21.23 | 22.44 | Upgrade
|
| Net Interest Income | 472.96 | 458.68 | 416.29 | 324.77 | 269 | 205.76 | Upgrade
|
| Other Revenue | 4.46 | 3.52 | 1.41 | 1.54 | 0.79 | 0.92 | Upgrade
|
| Revenue Before Loan Losses | 477.41 | 462.2 | 417.7 | 326.31 | 269.79 | 206.69 | Upgrade
|
| Provision for Loan Losses | 216.75 | 235.77 | 235.9 | 86.89 | 81.62 | 99.39 | Upgrade
|
| Revenue | 260.66 | 226.43 | 181.8 | 239.42 | 188.17 | 107.3 | Upgrade
|
| Revenue Growth (YoY) | 23.85% | 24.55% | -24.07% | 27.24% | 75.37% | 97.30% | Upgrade
|
| Salaries & Employee Benefits | 61.3 | 60.68 | 59.98 | 65.05 | 44.2 | 23.68 | Upgrade
|
| Cost of Services Provided | 107.44 | 109.65 | 110.55 | 106.84 | 50.56 | 31.48 | Upgrade
|
| Total Operating Expenses | 179.14 | 183.06 | 184.1 | 182.17 | 101.48 | 59.44 | Upgrade
|
| Operating Income | 81.52 | 43.37 | -2.31 | 57.26 | 86.68 | 47.86 | Upgrade
|
| EBT Excluding Unusual Items | 79.4 | 38.71 | 7.1 | 83.66 | 86.68 | 47.86 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 2.98 | - | - | - | - | Upgrade
|
| Other Unusual Items | - | 0.11 | - | 6.44 | -9.17 | -14.87 | Upgrade
|
| Pretax Income | 76.45 | 41.81 | 3.06 | 90.11 | 77.52 | 33 | Upgrade
|
| Income Tax Expense | 4.65 | 2.33 | -0.28 | 0.31 | - | - | Upgrade
|
| Earnings From Continuing Ops. | 71.81 | 39.48 | 3.34 | 89.8 | 77.52 | 33 | Upgrade
|
| Minority Interest in Earnings | -64.51 | -40.48 | 3.76 | -64.24 | - | - | Upgrade
|
| Net Income | 7.3 | -1.01 | 7.1 | 25.55 | 77.52 | 33 | Upgrade
|
| Net Income to Common | 7.3 | -1.01 | 7.1 | 25.55 | 77.52 | 33 | Upgrade
|
| Net Income Growth | -5.16% | - | -72.22% | -67.03% | 134.93% | 239.01% | Upgrade
|
| Shares Outstanding (Basic) | 19 | 16 | 14 | 13 | - | - | Upgrade
|
| Shares Outstanding (Diluted) | 20 | 16 | 84 | 84 | - | - | Upgrade
|
| Shares Change (YoY) | -40.45% | -80.55% | -0.26% | - | - | - | Upgrade
|
| EPS (Basic) | 0.38 | -0.06 | 0.51 | 1.93 | - | - | Upgrade
|
| EPS (Diluted) | 0.38 | -0.06 | 0.05 | 0.48 | - | - | Upgrade
|
| EPS Growth | 775.86% | - | -89.41% | - | - | - | Upgrade
|
| Free Cash Flow | 301.15 | 287.16 | 230.05 | 152.97 | 181.39 | 142.28 | Upgrade
|
| Free Cash Flow Per Share | 15.29 | 17.52 | 2.73 | 1.81 | - | - | Upgrade
|
| Operating Margin | 31.27% | 19.15% | -1.27% | 23.91% | 46.07% | 44.61% | Upgrade
|
| Profit Margin | 2.80% | -0.44% | 3.90% | 10.67% | 41.20% | 30.75% | Upgrade
|
| Free Cash Flow Margin | 115.53% | 126.82% | 126.54% | 63.89% | 96.40% | 132.60% | Upgrade
|
| Effective Tax Rate | 6.08% | 5.58% | - | 0.35% | - | - | Upgrade
|
| Revenue as Reported | 523.16 | 508.95 | 452.86 | 350.57 | 200.23 | 114.87 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.