OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
9.51
+0.19 (2.04%)
At close: Mar 28, 2025, 4:00 PM
9.35
-0.16 (-1.72%)
After-hours: Mar 28, 2025, 8:00 PM EDT

OppFi Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2019 - 2018
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2019 - 2018
Interest and Dividend Income
521.23505.43451.45349.03290.23
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Total Interest Expense
44.7146.7535.1624.2621.23
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Net Interest Income
476.52458.68416.29324.77269
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Other Revenue
4.743.521.411.540.79
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Revenue Before Loan Losses
481.26462.2417.7326.31269.79
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Provision for Loan Losses
204.49235.77235.986.8981.62
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Revenue
276.77226.43181.8239.42188.17
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Revenue Growth (YoY)
22.23%24.55%-24.07%27.24%75.37%
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Salaries & Employee Benefits
60.4860.6859.9865.0544.2
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Cost of Services Provided
109.16109.65110.55106.8450.56
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Total Operating Expenses
179.25183.06184.1182.17101.48
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Operating Income
97.5243.37-2.3157.2686.68
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Earnings From Equity Investments
1.44----
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EBT Excluding Unusual Items
91.0438.717.183.6686.68
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Restructuring Charges
-2.98----
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Gain (Loss) on Sale of Investments
-2.98---
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Other Unusual Items
-0.11-6.44-9.17
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Pretax Income
88.0541.813.0690.1177.52
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Income Tax Expense
4.222.33-0.280.31-
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Earnings From Continuing Ops.
83.8439.483.3489.877.52
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Minority Interest in Earnings
-76.58-40.483.76-64.24-
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Net Income
7.26-1.017.125.5577.52
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Net Income to Common
7.26-1.017.125.5577.52
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Net Income Growth
---72.22%-67.03%134.93%
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Shares Outstanding (Basic)
20161413-
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Shares Outstanding (Diluted)
20168484-
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Shares Change (YoY)
22.91%-80.55%-0.26%--
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EPS (Basic)
0.36-0.060.511.93-
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EPS (Diluted)
0.36-0.060.050.48-
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EPS Growth
---89.41%--
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Free Cash Flow
310.8287.16230.05152.97181.39
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Free Cash Flow Per Share
15.4317.522.731.81-
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Operating Margin
35.23%19.16%-1.27%23.91%46.07%
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Profit Margin
2.62%-0.44%3.90%10.67%41.20%
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Free Cash Flow Margin
112.29%126.82%126.54%63.89%96.40%
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Effective Tax Rate
4.79%5.58%-0.34%-
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Revenue as Reported
525.96508.95452.86350.57200.23
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Updated Mar 11, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.
SEC Filings: 10-K · 10-Q