OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
4.850
-0.200 (-3.96%)
Nov 4, 2024, 4:00 PM EST - Market closed

OppFi Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2023 FY 2022 FY 2021 FY 2020 FY 2019 2018
Period Ending
Jun '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 2018
Interest and Dividend Income
515.26505.43451.45349.03290.23228.2
Upgrade
Total Interest Expense
46.5446.7535.1624.2621.2322.44
Upgrade
Net Interest Income
468.72458.68416.29324.77269205.76
Upgrade
Other Revenue
4.483.521.411.540.790.92
Upgrade
Revenue Before Loan Losses
473.2462.2417.7326.31269.79206.69
Upgrade
Provision for Loan Losses
228.82235.77235.986.8981.6299.39
Upgrade
Revenue
244.37226.43181.8239.42188.17107.3
Upgrade
Revenue Growth (YoY)
28.38%24.55%-24.07%27.24%75.37%97.30%
Upgrade
Salaries & Employee Benefits
62.2660.6859.9865.0544.223.68
Upgrade
Cost of Services Provided
108.92109.65110.55106.8450.5631.48
Upgrade
Total Operating Expenses
182.43183.06184.1182.17101.4859.44
Upgrade
Operating Income
61.9543.37-2.3157.2686.6847.86
Upgrade
EBT Excluding Unusual Items
60.7538.717.183.6686.6847.86
Upgrade
Gain (Loss) on Sale of Investments
-2.98----
Upgrade
Other Unusual Items
0.230.11-6.44-9.17-14.87
Upgrade
Pretax Income
58.141.813.0690.1177.5233
Upgrade
Income Tax Expense
2.822.33-0.280.31--
Upgrade
Earnings From Continuing Ops.
55.2839.483.3489.877.5233
Upgrade
Minority Interest in Earnings
-50.08-40.483.76-64.24--
Upgrade
Net Income
5.21-1.017.125.5577.5233
Upgrade
Net Income to Common
5.21-1.017.125.5577.5233
Upgrade
Net Income Growth
5.00%--72.22%-67.03%134.93%239.01%
Upgrade
Shares Outstanding (Basic)
18161413--
Upgrade
Shares Outstanding (Diluted)
52168484--
Upgrade
Shares Change (YoY)
3.74%-80.55%-0.26%---
Upgrade
EPS (Basic)
0.28-0.060.511.93--
Upgrade
EPS (Diluted)
0.28-0.060.050.48--
Upgrade
EPS Growth
---89.41%---
Upgrade
Free Cash Flow
300.23287.16230.05152.97181.39142.28
Upgrade
Free Cash Flow Per Share
5.8117.522.731.81--
Upgrade
Operating Margin
25.35%19.15%-1.27%23.91%46.07%44.61%
Upgrade
Profit Margin
2.13%-0.44%3.90%10.67%41.20%30.75%
Upgrade
Free Cash Flow Margin
122.86%126.82%126.54%63.89%96.40%132.60%
Upgrade
Effective Tax Rate
4.85%5.58%-0.35%--
Upgrade
Revenue as Reported
519.74508.95452.86350.57200.23114.87
Upgrade
Source: S&P Capital IQ. Financial Services template. Financial Sources.