OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
7.60
-0.01 (-0.13%)
Mar 31, 2026, 11:35 AM EDT - Market open

OppFi Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
381.18321.48273.18216.96263.68
Revenue Growth (YoY)
18.57%17.68%25.91%-17.72%31.69%
Gross Profit
381.18321.48273.18216.96263.68
Selling, General & Admin
171.43169.63170.33170.99171.88
Depreciation & Amortization Expenses
5.169.6212.7413.5810.28
Other Operating Expenses
-1.452.98-2.983.57-
Total Operating Expenses
175.14182.23180.08188.14182.17
Operating Income
166.6894.5446.36-6.3457.26
Interest Expense
-39.37-44.71-46.75-35.16-24.26
Other Non-Operating Income (Expense)
-10.55-6.48-4.559.4132.85
Total Non-Operating Income (Expense)
-49.91-51.19-51.3-25.768.59
Pretax Income
156.1388.0541.813.0690.11
Provision for Income Taxes
9.894.222.33-0.280.31
Net Income
26.337.26-1.017.125.55
Minority Interest in Earnings
119.9276.5840.48-3.7664.24
Net Income to Common
26.337.26-1.017.125.55
Net Income Growth
262.76%---72.22%-67.03%
Shares Outstanding (Basic)
2720168484
Shares Outstanding (Diluted)
2720168484
Shares Change (YoY)
31.57%22.91%-80.55%-0.26%104.45%
EPS (Basic)
0.990.36-0.060.511.93
EPS (Diluted)
0.990.36-0.060.050.48
EPS Growth
175.00%---89.58%-23.81%
Free Cash Flow
382.19310.8287.16230.05152.97
Free Cash Flow Growth
22.97%8.23%24.82%50.38%-15.67%
Free Cash Flow Per Share
14.4215.4317.522.731.81
Gross Margin
100.00%100.00%100.00%100.00%100.00%
Operating Margin
43.73%29.41%16.97%-2.92%21.71%
Profit Margin
38.37%26.08%14.45%1.54%34.05%
FCF Margin
100.26%96.68%105.11%106.03%58.01%
EBITDA
171.84104.1659.097.2467.54
EBITDA Margin
45.08%32.40%21.63%3.34%25.61%
EBIT
166.6894.5446.36-6.3457.26
EBIT Margin
43.73%29.41%16.97%-2.92%21.71%
Effective Tax Rate
6.33%4.79%5.58%-9.04%0.35%
Updated Mar 11, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.
SEC Filings: 10-K · 10-Q