Key Performance Indicators

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Total Net Originations	886.08M	899.27M	801.51M
Total Net Originations Growth	-1.47%	12.20%	7.18%
Total Retained Net Originations	773.61M	791.12M	732.80M
Total Retained Net Originations Growth	-2.21%	7.96%	1.30%
Percentage of Net Originations by New Loans	-	42.10%	44.00%
Ending Receivables	444.92M	493.12M	425.24M
Ending Receivables Growth	-9.77%	15.96%	2.11%
Average Yield, Annualized	-	133.50%	131.40%
Net Charge-Offs as % of Total Revenue	-	37.00%	31.10%
Net Charge-Offs as % of Average Receivables, Annualized	-	49.00%	39.10%
Auto-Approval Rate	-	79.20%	76.50%