Key Performance Indicators

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Total Net Originations	899.27M	801.51M
Total Net Originations Growth	12.20%	7.18%
Total Retained Net Originations	791.12M	732.80M
Total Retained Net Originations Growth	7.96%	1.30%
Percentage of Net Originations by New Loans	42.10%	44.00%
Ending Receivables	493.12M	425.24M
Ending Receivables Growth	15.96%	2.11%
Average Yield, Annualized	133.50%	131.40%
Net Charge-Offs as % of Total Revenue	37.00%	31.10%
Net Charge-Offs as % of Average Receivables, Annualized	49.00%	39.10%
Auto-Approval Rate	79.20%	76.50%

Updated Mar 11, 2026. Data Source: Fiscal.ai.