OppFi Inc. (OPFI)

OppFi Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	45.23	61.34	31.79	16.24	25.06	25.6
Long-Term Investments	18.57	19.19	-	-	-	-
Loans & Lease Receivables	491.49	473.7	463.43	457.94	388.11	222.24
Property, Plant & Equipment	29.08	24.26	22.47	27.63	14.64	10.56
Restricted Cash	33.04	26.94	42.15	33.43	37.3	20.06
Other Current Assets	4.04	2.04	1.9	2.55	-	-
Long-Term Deferred Tax Assets	33.95	21.34	25.78	26.76	25.59	-
Long-Term Deferred Charges	4.31	2.73	3.83	4.05	1.53	2.6
Other Long-Term Assets	13.67	9.63	10.18	11.25	9.87	4.79
Total Assets	673.38	641.17	601.54	579.84	502.11	285.84
Accounts Payable	2.73	0.88	4.44	6.34	6.1	1.38
Accrued Expenses	21.24	27.32	20.93	23.22	27.08	20.66
Short-Term Debt	-	-	1.45	1.62	-	-
Current Portion of Long-Term Debt	-	29.93	-	0.76	22.44	20.03
Current Portion of Leases	1.25	2.48	-	-	-	-
Long-Term Debt	305.9	288.83	332.67	344.69	251.58	138.08
Long-Term Leases	11.13	10.81	15.06	16.56	-	-
Other Current Liabilities	4.09	5.09	1.08	-	2.51	2.13
Other Long-Term Liabilities	107.55	41.62	31.89	27.51	34.51	4.24
Total Liabilities	455.67	406.96	407.51	420.69	344.23	186.51
Common Stock	0.01	0.01	0.01	0.01	0.01	-
Additional Paid-In Capital	110.88	93.9	76.48	65.5	61.67	0.35
Retained Earnings	-91.53	-55.13	-63.59	-63.55	-70.72	92.32
Total Common Equity	13.35	32.77	10.44	-0.49	-9.04	92.67
Minority Interest	204.35	201.44	183.59	159.64	166.92	-
Shareholders' Equity	217.71	234.21	194.03	159.15	157.88	99.33
Total Liabilities & Equity	673.38	641.17	601.54	579.84	502.11	285.84
Total Debt	318.28	332.05	349.18	363.62	274.02	158.11
Net Cash (Debt)	-273.05	-270.71	-317.39	-347.38	-248.96	-132.5
Net Cash Per Share	-11.87	-13.44	-19.36	-4.12	-2.95	-
Filing Date Shares Outstanding	28.36	24.23	19.31	15.22	13.35	-
Total Common Shares Outstanding	27.87	22.04	18.85	14.76	13.63	-
Working Capital	544.48	498.32	511.38	478.23	392.33	223.71
Book Value Per Share	0.48	1.49	0.55	-0.03	-0.66	-
Tangible Book Value	13.35	32.77	10.44	-0.49	-9.04	92.67
Tangible Book Value Per Share	0.48	1.49	0.55	-0.03	-0.66	-

Updated Aug 6, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q