OppFi Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	45.45	61.34	31.79	16.24	25.06	25.6
Long-Term Investments	18.89	19.19	-	-	-	-
Loans & Lease Receivables	541.9	473.7	463.43	457.94	388.11	222.24
Property, Plant & Equipment	32.73	24.26	22.47	27.63	14.64	10.56
Restricted Cash	29.74	26.94	42.15	33.43	37.3	20.06
Other Current Assets	-	2.04	1.9	2.55	-	-
Long-Term Deferred Tax Assets	32.24	21.34	25.78	26.76	25.59	-
Long-Term Deferred Charges	5.15	2.73	3.83	4.05	1.53	2.6
Other Long-Term Assets	14.5	9.63	10.18	11.25	9.87	4.79
Total Assets	720.62	641.17	601.54	579.84	502.11	285.84
Accounts Payable	3.1	0.88	4.44	6.34	6.1	1.38
Accrued Expenses	23.48	27.32	20.93	23.22	27.08	20.66
Short-Term Debt	-	-	1.45	1.62	-	-
Current Portion of Long-Term Debt	-	29.93	-	0.76	22.44	20.03
Current Portion of Leases	0.63	2.48	-	-	-	-
Long-Term Debt	320.84	288.83	332.67	344.69	251.58	138.08
Long-Term Leases	11.28	10.81	15.06	16.56	-	-
Other Current Liabilities	5.29	5.09	1.08	-	2.51	2.13
Other Long-Term Liabilities	77.04	41.62	31.89	27.51	34.51	4.24
Total Liabilities	443.36	406.96	407.51	420.69	344.23	186.51
Common Stock	0.01	0.01	0.01	0.01	0.01	-
Additional Paid-In Capital	112.57	93.9	76.48	65.5	61.67	0.35
Retained Earnings	-49.8	-55.13	-63.59	-63.55	-70.72	92.32
Total Common Equity	49.42	32.77	10.44	-0.49	-9.04	92.67
Minority Interest	227.83	201.44	183.59	159.64	166.92	-
Shareholders' Equity	277.25	234.21	194.03	159.15	157.88	99.33
Total Liabilities & Equity	720.62	641.17	601.54	579.84	502.11	285.84
Total Debt	332.76	332.05	349.18	363.62	274.02	158.11
Net Cash (Debt)	-287.31	-270.71	-317.39	-347.38	-248.96	-132.5
Net Cash Per Share	-11.50	-13.44	-19.36	-4.12	-2.95	-
Filing Date Shares Outstanding	27.66	24.23	19.31	15.22	13.35	-
Total Common Shares Outstanding	27.91	22.04	18.85	14.76	13.63	-
Working Capital	584.59	498.32	511.38	478.23	392.33	223.71
Book Value Per Share	1.77	1.49	0.55	-0.03	-0.66	-
Tangible Book Value	49.42	32.77	10.44	-0.49	-9.04	92.67
Tangible Book Value Per Share	1.77	1.49	0.55	-0.03	-0.66	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q