Net Income | 7.26 | -1.01 | 7.1 | 25.55 | 77.52 | |
Depreciation & Amortization | 0.62 | 0.74 | 0.88 | 0.98 | 0.73 | |
Other Amortization | 11.41 | 14.43 | 15.07 | 11.61 | 7.95 | |
Asset Writedown & Restructuring Costs | - | - | 0.47 | - | - | |
Provision for Credit Losses | 204.49 | 232.78 | 235.9 | 86.89 | 81.62 | |
Loss (Gain) on Equity Investments | -0.39 | - | - | - | - | |
Stock-Based Compensation | 5.27 | 4.07 | 3.35 | 3.01 | - | |
Change in Accounts Payable | -3.56 | -1.9 | 0.24 | 3.44 | -3.37 | |
Change in Other Net Operating Assets | 10.66 | 2.11 | -4.44 | 3.26 | 12.47 | |
Other Operating Activities | 88.34 | 47.18 | -13.7 | 35.35 | 9.31 | |
Operating Cash Flow | 323.81 | 296.15 | 243.3 | 167.35 | 192.11 | |
Operating Cash Flow Growth | 9.34% | 21.72% | 45.39% | -12.89% | 29.00% | |
Capital Expenditures | -13.01 | -8.99 | -13.25 | -14.37 | -10.72 | |
Investment in Securities | -15.97 | - | - | - | - | |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -214.47 | -235.3 | -303.99 | -185.1 | -77.69 | |
Other Investing Activities | - | - | - | - | -9.91 | |
Investing Cash Flow | -243.44 | -244.29 | -317.24 | -199.47 | -98.31 | |
Long-Term Debt Issued | 5.62 | - | 92.73 | 127.36 | 6.35 | |
Short-Term Debt Repaid | -1.45 | -2.58 | -1.63 | - | - | |
Long-Term Debt Repaid | -20 | -13.17 | -21.69 | -4 | -72.33 | |
Total Debt Repaid | -21.45 | -15.75 | -23.31 | -4 | -72.33 | |
Net Debt Issued (Repaid) | -15.83 | -15.75 | 69.42 | 123.36 | -65.97 | |
Issuance of Preferred Stock | - | - | - | 0.2 | - | |
Issuance of Common Stock | 0.29 | 0.39 | 0.13 | - | - | |
Repurchase of Common Stock | -4.89 | -0.28 | -2.46 | - | - | |
Common Dividends Paid | -2.37 | - | - | - | - | |
Total Dividends Paid | -2.37 | - | - | -50.24 | -15.78 | |
Other Financing Activities | -43.22 | -11.94 | -5.83 | -24.49 | -2.37 | |
Financing Cash Flow | -66.02 | -27.58 | 61.26 | 48.83 | -84.12 | |
Net Cash Flow | 14.35 | 24.27 | -12.69 | 16.71 | 9.68 | |
Free Cash Flow | 310.8 | 287.16 | 230.05 | 152.97 | 181.39 | |
Free Cash Flow Growth | 8.23% | 24.82% | 50.38% | -15.67% | 27.49% | |
Free Cash Flow Margin | 112.29% | 126.82% | 126.54% | 63.89% | 96.40% | |
Free Cash Flow Per Share | 15.43 | 17.52 | 2.73 | 1.81 | - | |
Cash Interest Paid | 42.57 | 43.73 | 32.09 | 22.04 | 19.97 | |
Cash Income Tax Paid | 0.48 | 0.07 | 0.36 | - | - | |