OppFi Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 18, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	801	163	91	30	61	-
Market Cap Growth	-32.57%	78.34%	206.46%	-51.35%	-	-
PE Ratio	67.57	22.39	-	4.19	2.39	-
PS Ratio	2.39	0.59	0.40	0.16	0.26	-
PB Ratio	5.23	0.69	0.47	0.19	0.39	-
P/FCF Ratio	2.22	0.52	0.32	0.13	0.40	-
P/OCF Ratio	2.11	0.50	0.31	0.12	0.37	-
Debt / Equity Ratio	1.20	1.42	1.80	2.29	1.74	1.59
Debt / FCF Ratio	0.92	1.07	1.22	1.58	1.79	0.87
Net Debt / Equity Ratio	1.04	1.16	1.64	2.18	1.58	1.33
Net Debt / FCF Ratio	0.80	0.87	1.11	1.51	1.63	0.73
Quick Ratio	18.07	8.14	17.75	14.85	7.11	5.61
Current Ratio	18.98	8.59	19.33	15.98	7.75	6.06
Asset Turnover	0.50	0.45	0.38	0.34	0.61	0.66
Return on Equity (ROE)	48.95%	39.15%	22.36%	2.11%	69.82%	113.34%
Return on Assets (ROA)	18.18%	13.49%	6.68%	0.62%	22.79%	27.08%
Return on Invested Capital (ROIC)	25.84%	16.74%	7.68%	-0.48%	16.55%	33.42%
Earnings Yield	0.48%	4.47%	-1.10%	23.87%	41.80%	-
FCF Yield	45.01%	191.22%	315.10%	773.61%	250.25%	-
Payout Ratio	182.23%	32.71%	-	-	196.61%	20.35%
Buyback Yield / Dilution	-26.83%	-22.91%	80.55%	0.26%	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q