OppFi Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2020
Period Ending	Sep '25 Sep 5, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2020
Market Capitalization	915	163	91	30	61	-	Upgrade
Market Cap Growth	443.11%	78.34%	206.46%	-51.35%	-	-	Upgrade
PE Ratio	-	22.39	-	4.19	2.39	-	Upgrade
PS Ratio	0.75	0.59	0.40	0.16	0.26	-	Upgrade
PB Ratio	21.83	0.69	0.47	0.19	0.39	-	Upgrade
P/FCF Ratio	2.74	0.52	0.32	0.13	0.40	-	Upgrade
P/OCF Ratio	2.60	0.50	0.31	0.12	0.37	-	Upgrade
Debt / Equity Ratio	1.46	1.42	1.80	2.29	1.74	1.59	Upgrade
Debt / FCF Ratio	0.95	1.07	1.22	1.58	1.79	0.87	Upgrade
Quick Ratio	18.31	8.14	17.75	14.85	7.11	5.61	Upgrade
Current Ratio	19.57	8.59	19.33	15.98	7.75	6.06	Upgrade
Asset Turnover	0.52	0.45	0.38	0.34	0.61	0.66	Upgrade
Return on Equity (ROE)	37.15%	39.15%	22.36%	2.11%	69.82%	113.34%	Upgrade
Return on Assets (ROA)	12.50%	13.49%	6.68%	0.62%	22.79%	27.08%	Upgrade
Earnings Yield	-3.66%	4.47%	-1.10%	23.87%	41.80%	-	Upgrade
Earnings Yield	-3.66%	4.47%	-1.10%	23.87%	41.80%	-	Upgrade
FCF Yield	36.50%	191.22%	315.10%	773.61%	250.25%	-	Upgrade
Payout Ratio	-	32.71%	-	-	196.61%	20.35%	Upgrade
Buyback Yield / Dilution	55.50%	-22.91%	80.55%	0.26%	-	-	Upgrade

Updated Aug 6, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

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