OppFi Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2018 - 2019
Period Ending	Jan '26 Jan 28, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2018 - 2019
Market Capitalization	833	163	91	30	61	-	Upgrade
Market Cap Growth	322.36%	78.34%	206.46%	-51.35%	-	-	Upgrade
PE Ratio	70.27	22.39	-	4.19	2.39	-	Upgrade
PS Ratio	0.72	0.59	0.40	0.16	0.26	-	Upgrade
PB Ratio	5.44	0.69	0.47	0.19	0.39	-	Upgrade
P/FCF Ratio	2.31	0.52	0.32	0.13	0.40	-	Upgrade
P/OCF Ratio	2.20	0.50	0.31	0.12	0.37	-	Upgrade
Debt / Equity Ratio	1.20	1.42	1.80	2.29	1.74	1.59	Upgrade
Debt / FCF Ratio	0.92	1.07	1.22	1.58	1.79	0.87	Upgrade
Quick Ratio	18.07	8.14	17.75	14.85	7.11	5.61	Upgrade
Current Ratio	18.98	8.59	19.33	15.98	7.75	6.06	Upgrade
Asset Turnover	0.50	0.45	0.38	0.34	0.61	0.66	Upgrade
Return on Equity (ROE)	48.95%	39.15%	22.36%	2.11%	69.82%	113.34%	Upgrade
Return on Assets (ROA)	18.18%	13.49%	6.68%	0.62%	22.79%	27.08%	Upgrade
Return on Invested Capital (ROIC)	25.84%	16.74%	7.68%	-0.48%	16.55%	33.42%	Upgrade
Earnings Yield	0.47%	4.47%	-1.10%	23.87%	41.80%	-	Upgrade
FCF Yield	43.29%	191.22%	315.10%	773.61%	250.25%	-	Upgrade
Payout Ratio	182.23%	32.71%	-	-	196.61%	20.35%	Upgrade
Buyback Yield / Dilution	-26.83%	-22.91%	80.55%	0.26%	-	-	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q