Oportun Financial Corporation (OPRT)

NASDAQ: OPRT · Real-Time Price · USD

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5.74

-0.31 (-5.12%)

At close: Jan 23, 2026, 4:00 PM EST

5.73

-0.01 (-0.17%)

After-hours: Jan 23, 2026, 7:25 PM EST

Oportun Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest and Dividend Income	894.3	925.47	963.5	876.11	575.84	545.47	Upgrade
Total Interest Expense	247.26	238.16	179.41	93.05	47.67	58.37	Upgrade
Net Interest Income	647.04	687.31	784.08	783.07	528.17	487.1	Upgrade
Other Revenue	65.58	76.31	93.42	76.43	50.94	38.27	Upgrade
Revenue Before Loan Losses	712.62	763.62	877.51	859.5	579.11	525.37	Upgrade
Revenue	712.62	763.62	877.51	859.5	579.11	525.37	Upgrade
Revenue Growth (YoY)	-10.59%	-12.98%	2.10%	48.42%	10.23%	-3.44%	Upgrade
Salaries & Employee Benefits	82.85	90.66	126.51	161.99	118.8	110.27	Upgrade
Cost of Services Provided	284.38	316.66	385.33	413.92	322.09	270.43	Upgrade
Total Operating Expenses	686.89	738.73	875.66	852.7	560.3	547.6	Upgrade
Operating Income	25.73	24.89	1.85	6.8	18.81	-22.23	Upgrade
EBT Excluding Unusual Items	41.59	-112.11	-231.17	64.75	89.59	-45.64	Upgrade
Restructuring Charges	-0.17	-3.07	-22.49	-1.88	-12.83	-	Upgrade
Impairment of Goodwill	-	-	-	-108.47	-	-	Upgrade
Pretax Income	41.42	-115.18	-253.65	-75.29	62.79	-58.09	Upgrade
Income Tax Expense	10.84	-36.5	-73.7	2.46	15.38	-13.01	Upgrade
Net Income	30.58	-78.68	-179.95	-77.74	47.41	-45.08	Upgrade
Net Income to Common	30.58	-78.68	-179.95	-77.74	47.41	-45.08	Upgrade
Shares Outstanding (Basic)	45	40	37	33	28	27	Upgrade
Shares Outstanding (Diluted)	46	40	37	33	30	27	Upgrade
Shares Change (YoY)	18.32%	9.44%	12.34%	8.25%	10.94%	153.98%	Upgrade
EPS (Basic)	0.67	-1.95	-4.88	-2.37	1.68	-1.65	Upgrade
EPS (Diluted)	0.66	-1.95	-4.88	-2.37	1.56	-1.65	Upgrade
Free Cash Flow	395.99	393.52	392.77	247.88	163.45	152.87	Upgrade
Free Cash Flow Per Share	8.52	9.75	10.65	7.55	5.39	5.59	Upgrade
Operating Margin	3.61%	3.26%	0.21%	0.79%	3.25%	-4.23%	Upgrade
Profit Margin	4.29%	-10.30%	-20.51%	-9.04%	8.19%	-8.58%	Upgrade
Free Cash Flow Margin	55.57%	51.53%	44.76%	28.84%	28.22%	29.10%	Upgrade
Effective Tax Rate	26.17%	-	-	-	24.49%	-	Upgrade
Revenue as Reported	959.88	1,002	1,057	952.55	626.78	583.73	Upgrade

Updated Nov 4, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q