Oportun Financial Corporation (OPRT)

NASDAQ: OPRT · Real-Time Price · USD

6.54

-0.04 (-0.61%)

At close: Aug 27, 2025, 4:00 PM

6.67

+0.13 (1.99%)

After-hours: Aug 27, 2025, 6:34 PM EDT

Oportun Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Interest and Dividend Income	902.01	925.47	963.5	876.11	575.84	545.47	Upgrade
Total Interest Expense	246.39	238.16	179.41	93.05	47.67	58.37	Upgrade
Net Interest Income	655.62	687.31	784.08	783.07	528.17	487.1	Upgrade
Other Revenue	69.14	76.31	93.42	76.43	50.94	38.27	Upgrade
Revenue Before Loan Losses	724.76	763.62	877.51	859.5	579.11	525.37	Upgrade
Revenue	724.76	763.62	877.51	859.5	579.11	525.37	Upgrade
Revenue Growth (YoY)	-12.05%	-12.98%	2.10%	48.42%	10.23%	-3.44%	Upgrade
Salaries & Employee Benefits	85.01	90.66	126.51	161.99	118.8	110.27	Upgrade
Cost of Services Provided	290.59	316.66	385.33	413.92	322.09	270.43	Upgrade
Total Operating Expenses	698.06	738.73	875.66	852.7	560.3	547.6	Upgrade
Operating Income	26.7	24.89	1.85	6.8	18.81	-22.23	Upgrade
EBT Excluding Unusual Items	-9.22	-112.11	-231.17	64.75	89.59	-45.64	Upgrade
Restructuring Charges	-3.07	-3.07	-22.49	-1.88	-12.83	-	Upgrade
Impairment of Goodwill	-	-	-	-108.47	-	-	Upgrade
Pretax Income	-12.29	-115.18	-253.65	-75.29	62.79	-58.09	Upgrade
Income Tax Expense	-7.71	-36.5	-73.7	2.46	15.38	-13.01	Upgrade
Net Income	-4.57	-78.68	-179.95	-77.74	47.41	-45.08	Upgrade
Net Income to Common	-4.57	-78.68	-179.95	-77.74	47.41	-45.08	Upgrade
Shares Outstanding (Basic)	44	40	37	33	28	27	Upgrade
Shares Outstanding (Diluted)	44	40	37	33	30	27	Upgrade
Shares Change (YoY)	12.37%	9.44%	12.34%	8.25%	10.94%	153.98%	Upgrade
EPS (Basic)	-0.10	-1.95	-4.88	-2.37	1.68	-1.65	Upgrade
EPS (Diluted)	-0.11	-1.95	-4.88	-2.37	1.56	-1.65	Upgrade
Free Cash Flow	405.42	393.52	392.77	247.88	163.45	152.87	Upgrade
Free Cash Flow Per Share	9.28	9.75	10.65	7.55	5.39	5.59	Upgrade
Operating Margin	3.68%	3.26%	0.21%	0.79%	3.25%	-4.23%	Upgrade
Profit Margin	-0.63%	-10.30%	-20.51%	-9.04%	8.19%	-8.58%	Upgrade
Free Cash Flow Margin	55.94%	51.53%	44.76%	28.84%	28.22%	29.10%	Upgrade
Effective Tax Rate	-	-	-	-	24.49%	-	Upgrade
Revenue as Reported	971.15	1,002	1,057	952.55	626.78	583.73	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q