Oportun Financial Corporation (OPRT)

Oportun Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	17.82	25.25	-78.68	-179.95	-77.74	47.41
Depreciation & Amortization	39.34	41.41	51.16	54.89	47.53	27.11
Stock-Based Compensation	12	10.69	12.99	18.59	27.62	18.86
Other Adjustments	353.58	331.18	433.8	511.8	325.1	53.06
Changes in Other Operating Activities	5.53	7.18	4.52	8.49	6.1	27.42
Operating Cash Flow	416.16	413.41	393.52	392.77	247.88	163.45
Operating Cash Flow Growth	1.85%	5.05%	0.19%	58.45%	51.65%	6.92%
Purchases of Intangible Assets	-25.26	-24.33	-19.19	-31.26	-48.89	-26.48
Payments for Business Acquisitions	-	-	-	-	-	-111.65
Other Investing Activities	-280.96	-345.4	-174.5	-254.92	-1,123	-746.66
Investing Cash Flow	-306.22	-369.73	-193.69	-286.18	-1,172	-884.79
Long-Term Debt Issued	2,683	2,870	1,737	945.46	3,234	2,771
Long-Term Debt Repaid	-2,811	-2,926	-1,915	-1,044	-2,291	-2,020
Net Long-Term Debt Issued (Repaid)	-127.42	-55.72	-178.18	-98.97	943.2	751.12
Repurchase of Common Stock	-0.35	-0.4	-0.27	-2.7	-	-3.23
Net Common Stock Issued (Repurchased)	-0.35	-0.4	-0.27	-2.7	-	-3.23
Other Financing Activities	-3.29	-3.25	-12.77	-2.72	-8.67	-2.18
Financing Cash Flow	-131.06	-59.38	-191.22	-104.39	934.53	745.71
Net Cash Flow	-21.12	-15.69	8.61	2.2	10.86	24.37
Free Cash Flow	416.16	413.41	393.52	392.77	247.88	163.45
Free Cash Flow Growth	0.67%	5.05%	0.19%	58.45%	51.65%	6.92%
FCF Margin	43.83%	43.21%	39.28%	37.16%	26.02%	26.08%
Free Cash Flow Per Share	8.63	0.01	0.01	10.65	7.55	5.39
Levered Free Cash Flow	-90.91	18.12	-201.19	-215.55	919.09	853.07
Unlevered Free Cash Flow	66.92	73.84	-23.01	-116.58	-24.11	101.94

Updated May 8, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q