Oportun Financial Corporation (OPRT)
NASDAQ: OPRT · Real-Time Price · USD
7.46
-0.05 (-0.67%)
Aug 26, 2026, 4:00 PM EDT - Market closed
Oportun Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 139.59 | 105.53 | 59.97 | 91.19 | 98.82 | 130.96 |
Trading Asset Securities | - | -1.25 | 13.77 | 9.31 | 0.73 | - |
Loans & Lease Receivables | 2,737 | 2,874 | 2,779 | 2,962 | 3,175 | 2,387 |
Other Receivables | 8.4 | 8.08 | 8.39 | 8.78 | 11.12 | 34.25 |
Property, Plant & Equipment | 13.05 | 11.51 | 12.75 | 28.1 | 40.97 | 48.32 |
Goodwill | - | - | - | - | - | 104.01 |
Other Intangible Assets | 66.93 | 71.7 | 86.59 | 114.74 | 139.8 | 131.18 |
Restricted Cash | 72.84 | 93.41 | 154.66 | 114.83 | 105 | 62 |
Other Current Assets | 11.29 | 11.65 | 11.62 | 15.76 | 24.17 | 25.36 |
Long-Term Deferred Tax Assets | 63.76 | 68.11 | 82.44 | 48.12 | 1.79 | 3.92 |
Other Long-Term Assets | 16.7 | 15.03 | 18.4 | 18.72 | 15.85 | 19.33 |
Total Assets | 3,129 | 3,258 | 3,227 | 3,412 | 3,614 | 2,947 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 5.88 | 6.27 | 6.59 | 5.29 | 9.67 | 8.34 |
Accrued Expenses | 44.83 | 41.39 | 35.68 | 48.57 | 47.14 | 76.16 |
Short-Term Debt | - | 422.58 | - | - | - | - |
Current Portion of Long-Term Debt | - | - | - | 123.06 | - | - |
Current Portion of Leases | 2.74 | 6.68 | 11.56 | 12.79 | 13.88 | 14.04 |
Long-Term Debt | 2,650 | 2,377 | 2,804 | 2,787 | 2,928 | 2,160 |
Long-Term Leases | 9.26 | 4.79 | 6.64 | 15.59 | 24.07 | 33.66 |
Current Income Taxes Payable | 4.62 | - | - | - | 5.91 | 8.37 |
Long-Term Deferred Tax Liabilities | - | 4.05 | 3.14 | 7.14 | 30.58 | 28.42 |
Other Long-Term Liabilities | 4.57 | 5.09 | 5.45 | 7.95 | 6.73 | 14.06 |
Total Liabilities | 2,722 | 2,868 | 2,873 | 3,007 | 3,066 | 2,343 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Additional Paid-In Capital | 629.84 | 623.67 | 612.64 | 584.56 | 547.8 | 526.34 |
Retained Earnings | -216.4 | -227.29 | -252.53 | -173.85 | 6.1 | 83.85 |
Total Common Equity | 407.13 | 390.08 | 353.81 | 404.4 | 547.6 | 603.88 |
Shareholders' Equity | 407.13 | 390.08 | 353.81 | 404.4 | 547.6 | 603.88 |
Total Liabilities & Equity | 3,129 | 3,258 | 3,227 | 3,412 | 3,614 | 2,947 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 2,662 | 2,811 | 2,822 | 2,939 | 2,966 | 2,207 |
Net Cash (Debt) | -2,523 | -2,707 | -2,749 | -2,838 | -2,867 | -2,076 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -51.91 | -56.56 | -68.11 | -76.96 | -87.33 | -68.48 |
Filing Date Shares Outstanding | 45.99 | 44.5 | 36.13 | 34.56 | 33.42 | 32.02 |
Total Common Shares Outstanding | 45.95 | 44.44 | 36.11 | 34.47 | 33.35 | 32 |
Working Capital | 2,911 | 2,615 | 2,973 | 3,013 | 3,339 | 2,533 |
Book Value Per Share | 8.86 | 8.78 | 9.80 | 11.73 | 16.42 | 18.87 |
Tangible Book Value | 340.2 | 318.38 | 267.22 | 289.67 | 407.8 | 368.69 |
Tangible Book Value Per Share | 7.40 | 7.16 | 7.40 | 8.40 | 12.23 | 11.52 |