Oportun Financial Corporation (OPRT)

Oportun Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	60	91.19	98.82	130.96	136.19
Trading Asset Securities	-	9.31	0.73	-	-
Loans & Lease Receivables	2,779	2,962	3,175	2,387	1,697
Other Receivables	-	8.78	11.12	34.25	22.88
Property, Plant & Equipment	9.8	28.1	40.97	48.32	62.67
Goodwill	-	-	-	104.01	-
Other Intangible Assets	86.6	114.74	139.8	131.18	27.48
Restricted Cash	154.7	114.83	105	62	32.4
Other Current Assets	-	15.76	24.17	25.36	17.24
Long-Term Deferred Tax Assets	-	48.12	1.79	3.92	1.72
Other Long-Term Assets	137.5	18.72	15.85	19.33	10.78
Total Assets	3,227	3,412	3,614	2,947	2,009
Accounts Payable	-	5.29	9.67	8.34	1.82
Accrued Expenses	-	48.57	47.14	76.16	53.94
Current Portion of Long-Term Debt	-	344.6	-	-	246.39
Current Portion of Leases	-	12.79	13.88	14.04	14.19
Long-Term Debt	2,804	2,566	2,928	2,160	1,167
Long-Term Leases	18.2	15.59	24.07	33.66	35.49
Current Income Taxes Payable	-	7.14	5.91	8.37	5.95
Long-Term Deferred Tax Liabilities	-	-	30.58	28.42	10.56
Other Long-Term Liabilities	50.8	7.95	6.73	14.06	6.78
Total Liabilities	2,873	3,007	3,066	2,343	1,542
Common Stock	-	0.01	0.01	0.01	0.01
Additional Paid-In Capital	612.6	584.56	547.8	526.34	436.5
Retained Earnings	-252.5	-173.85	6.1	83.85	36.43
Total Common Equity	353.8	404.4	547.6	603.88	466.63
Shareholders' Equity	353.8	404.4	547.6	603.88	466.63
Total Liabilities & Equity	3,227	3,412	3,614	2,947	2,009
Total Debt	2,823	2,939	2,966	2,207	1,463
Net Cash (Debt)	-2,763	-2,838	-2,867	-2,076	-1,327
Net Cash Per Share	-68.45	-76.96	-87.33	-68.48	-48.56
Filing Date Shares Outstanding	42.72	34.56	33.42	32.02	27.7
Total Common Shares Outstanding	42.72	34.47	33.35	32	27.68
Working Capital	2,993	2,784	3,339	2,533	1,584
Book Value Per Share	8.28	11.73	16.42	18.87	16.86
Tangible Book Value	267.2	289.67	407.8	368.69	439.15
Tangible Book Value Per Share	6.25	8.40	12.23	11.52	15.87

Source: S&P Capital IQ. Financial Services template. Financial Sources.