Oportun Financial Corporation (OPRT)

Oportun Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	71.84	91.19	98.82	130.96	136.19	72.18
Trading Asset Securities	12.73	9.31	0.73	-	-	-
Loans & Lease Receivables	2,729	2,962	3,175	2,387	1,697	1,926
Other Receivables	8.54	8.78	11.12	34.25	22.88	33.87
Property, Plant & Equipment	13.56	28.1	40.97	48.32	62.67	73.34
Goodwill	-	-	-	104.01	-	-
Other Intangible Assets	92.05	114.74	139.8	131.18	27.48	18.34
Restricted Cash	156.7	114.83	105	62	32.4	63.96
Other Current Assets	64.55	15.76	24.17	25.36	17.24	12.22
Long-Term Deferred Tax Assets	81.83	48.12	1.79	3.92	1.72	1.56
Other Long-Term Assets	21	18.72	15.85	19.33	10.78	-
Total Assets	3,251	3,412	3,614	2,947	2,009	2,202
Accounts Payable	4.52	5.29	9.67	8.34	1.82	5.92
Accrued Expenses	42.8	48.57	47.14	76.16	53.94	39.03
Current Portion of Long-Term Debt	75.13	344.6	-	-	246.39	-
Current Portion of Leases	3.12	12.79	13.88	14.04	14.19	14.37
Long-Term Debt	2,762	2,566	2,928	2,160	1,167	1,549
Long-Term Leases	16.61	15.59	24.07	33.66	35.49	38.98
Current Income Taxes Payable	7.87	7.14	5.91	8.37	5.95	7.35
Long-Term Deferred Tax Liabilities	-	-	30.58	28.42	10.56	24.87
Other Long-Term Liabilities	11.67	7.95	6.73	14.06	6.78	33.35
Total Liabilities	2,924	3,007	3,066	2,343	1,542	1,713
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	595.13	584.56	547.8	526.34	436.5	418.3
Retained Earnings	-261.27	-173.85	6.1	83.85	36.43	76.68
Comprehensive Income & Other	-	-	-	-	-	-0.1
Total Common Equity	327.56	404.4	547.6	603.88	466.63	488.77
Shareholders' Equity	327.56	404.4	547.6	603.88	466.63	488.77
Total Liabilities & Equity	3,251	3,412	3,614	2,947	2,009	2,202
Total Debt	2,857	2,939	2,966	2,207	1,463	1,603
Net Cash (Debt)	-2,772	-2,838	-2,867	-2,076	-1,327	-1,530
Net Cash Per Share	-70.55	-76.96	-87.33	-68.48	-48.56	-142.21
Filing Date Shares Outstanding	35.97	34.56	33.42	32.02	27.7	27
Total Common Shares Outstanding	35.97	34.47	33.35	32	27.68	27
Working Capital	2,909	2,784	3,339	2,533	1,584	2,042
Book Value Per Share	9.11	11.73	16.42	18.87	16.86	18.10
Tangible Book Value	235.51	289.67	407.8	368.69	439.15	470.43
Tangible Book Value Per Share	6.55	8.40	12.23	11.52	15.87	17.42

Source: S&P Capital IQ. Financial Services template. Financial Sources.