Oportun Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	165.49	248.07	206.02	203.82	192.96
Cash & Short-Term Investments	165.49	248.07	206.02	203.82	192.96
Cash Growth	-33.29%	20.41%	1.08%	5.63%	14.46%
Accounts Receivable	2,874	2,779	2,962	3,175	2,408
Other Current Assets	103.69	137.59	107.68	64.18	72.34
Total Current Assets	3,143	3,164	3,276	3,443	2,673
Net Property, Plant & Equipment	9.44	9.78	21.11	30.45	38.4
Other Intangible Assets	71.7	86.59	114.74	139.8	131.18
Goodwill	-	-	-	-	104.01
Total Assets	3,258	3,227	3,412	3,614	2,947
Other Current Liabilities	56.81	50.85	68.94	100.03	135.36
Total Current Liabilities	56.81	50.85	68.94	100.03	135.36
Long-Term Debt	2,799	1,724	2,910	2,928	2,160
Long-Term Leases	11.47	18.2	28.38	37.95	47.7
Total Long-Term Liabilities	2,811	1,742	2,939	2,966	2,207
Total Liabilities	2,868	2,873	3,007	3,066	2,343
Common Stock	0.01	0.01	0.01	0.01	0.01
Treasury Stock	-6.31	-6.31	-6.31	-6.31	-6.31
Additional Paid-in Capital	623.67	612.64	584.56	547.8	526.34
Retained Earnings	-227.29	-252.53	-173.85	6.1	83.85
Shareholders' Equity	390.08	353.81	404.4	547.6	603.88
Total Liabilities & Equity	3,258	3,227	3,412	3,614	2,947
Total Debt	2,811	1,742	2,939	2,966	2,207
Net Cash (Debt)	-2,645	-1,494	-2,733	-2,762	-2,014
Net Cash Per Share	-0.06	-0.04	-74.10	-84.15	-66.43
Book Value	390.08	353.81	404.4	547.6	603.88
Book Value Per Share	0.01	0.01	10.97	16.68	19.91
Tangible Book Value	318.38	267.22	289.67	407.8	368.69
Tangible Book Value Per Share	0.01	0.01	7.86	12.42	12.16

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q