Oportun Financial Corporation (OPRT)

Oportun Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	59.97	91.19	98.82	130.96	136.19
Trading Asset Securities	13.77	9.31	0.73	-	-
Loans & Lease Receivables	2,779	2,962	3,175	2,387	1,697
Other Receivables	8.39	8.78	11.12	34.25	22.88
Property, Plant & Equipment	12.75	28.1	40.97	48.32	62.67
Goodwill	-	-	-	104.01	-
Other Intangible Assets	86.59	114.74	139.8	131.18	27.48
Restricted Cash	154.66	114.83	105	62	32.4
Other Current Assets	11.62	15.76	24.17	25.36	17.24
Long-Term Deferred Tax Assets	82.44	48.12	1.79	3.92	1.72
Other Long-Term Assets	18.4	18.72	15.85	19.33	10.78
Total Assets	3,227	3,412	3,614	2,947	2,009
Accounts Payable	6.59	5.29	9.67	8.34	1.82
Accrued Expenses	35.68	48.57	47.14	76.16	53.94
Current Portion of Long-Term Debt	265.65	344.6	-	-	246.39
Current Portion of Leases	11.56	12.79	13.88	14.04	14.19
Long-Term Debt	2,539	2,566	2,928	2,160	1,167
Long-Term Leases	6.64	15.59	24.07	33.66	35.49
Current Income Taxes Payable	-	-	5.91	8.37	5.95
Long-Term Deferred Tax Liabilities	3.14	7.14	30.58	28.42	10.56
Other Long-Term Liabilities	5.45	7.95	6.73	14.06	6.78
Total Liabilities	2,873	3,007	3,066	2,343	1,542
Common Stock	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	612.64	584.56	547.8	526.34	436.5
Retained Earnings	-252.53	-173.85	6.1	83.85	36.43
Total Common Equity	353.81	404.4	547.6	603.88	466.63
Shareholders' Equity	353.81	404.4	547.6	603.88	466.63
Total Liabilities & Equity	3,227	3,412	3,614	2,947	2,009
Total Debt	2,822	2,939	2,966	2,207	1,463
Net Cash (Debt)	-2,749	-2,838	-2,867	-2,076	-1,327
Net Cash Per Share	-68.11	-76.96	-87.33	-68.48	-48.56
Filing Date Shares Outstanding	36.13	34.56	33.42	32.02	27.7
Total Common Shares Outstanding	36.11	34.47	33.35	32	27.68
Working Capital	2,707	2,791	3,339	2,533	1,584
Book Value Per Share	9.80	11.73	16.42	18.87	16.86
Tangible Book Value	267.22	289.67	407.8	368.69	439.15
Tangible Book Value Per Share	7.40	8.40	12.23	11.52	15.87

Updated Feb 20, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q