Oportun Financial Corporation (OPRT)

Oportun Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 27, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	288	140	134	183	575	535
Market Cap Growth	204.35%	4.29%	-26.82%	-68.20%	7.56%	-16.79%
PE Ratio	-	-	-	-	12.13	-
PS Ratio	0.39	0.18	0.15	0.21	0.99	1.02
PB Ratio	0.77	0.40	0.33	0.33	0.95	1.15
P/FCF Ratio	0.71	0.36	0.34	0.74	3.52	3.50
P/OCF Ratio	0.71	0.36	0.34	0.74	3.52	3.50
Debt / Equity Ratio	7.35	7.98	7.27	5.42	3.66	3.14
Debt / FCF Ratio	6.82	7.17	7.48	11.97	13.51	9.57
Quick Ratio	49.31	53.15	16.19	42.90	23.87	5.76
Current Ratio	51.74	56.24	16.88	44.59	24.69	5.92
Asset Turnover	0.23	0.23	0.25	0.26	0.23	0.25
Return on Equity (ROE)	-1.25%	-20.75%	-37.80%	-13.50%	8.86%	-9.44%
Return on Assets (ROA)	-0.14%	-2.37%	-5.12%	-2.37%	1.91%	-2.14%
Earnings Yield	-1.59%	-56.37%	-134.45%	-42.51%	8.24%	-8.43%
Earnings Yield	-1.59%	-56.37%	-134.45%	-42.51%	8.24%	-8.43%
FCF Yield	140.86%	281.92%	293.46%	135.53%	28.42%	28.59%
Buyback Yield / Dilution	-12.37%	-9.44%	-12.34%	-8.25%	-10.94%	-153.98%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q