Oportun Financial Statistics
Total Valuation
OPRT has a market cap or net worth of $291.74 million. The enterprise value is $3.01 billion.
Important Dates
The last earnings date was Thursday, May 8, 2025, after market close.
| Earnings Date | May 8, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
OPRT has 43.87 million shares outstanding. The number of shares has increased by 10.23% in one year.
| Current Share Class | 43.87M |
| Shares Outstanding | 43.87M |
| Shares Change (YoY) | +10.23% |
| Shares Change (QoQ) | +8.01% |
| Owned by Insiders (%) | 6.96% |
| Owned by Institutions (%) | 57.84% |
| Float | 29.07M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 5.83 |
| PS Ratio | 0.37 |
| Forward PS | 0.29 |
| PB Ratio | 0.68 |
| P/TBV Ratio | 1.03 |
| P/FCF Ratio | 0.71 |
| P/OCF Ratio | 0.71 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 4.03 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.36 |
Financial Position
The company has a current ratio of 10.91, with a Debt / Equity ratio of 7.67.
| Current Ratio | 10.91 |
| Quick Ratio | 10.32 |
| Debt / Equity | 7.67 |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.87 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -11.36%.
| Return on Equity (ROE) | -11.36% |
| Return on Assets (ROA) | -1.31% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $307,164 |
| Profits Per Employee | -$17,487 |
| Employee Count | 2,429 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -29.07M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +97.91% in the last 52 weeks. The beta is 1.24, so OPRT's price volatility has been higher than the market average.
| Beta (5Y) | 1.24 |
| 52-Week Price Change | +97.91% |
| 50-Day Moving Average | 5.61 |
| 200-Day Moving Average | 4.34 |
| Relative Strength Index (RSI) | 58.55 |
| Average Volume (20 Days) | 382,742 |
Short Selling Information
The latest short interest is 289,851, so 0.66% of the outstanding shares have been sold short.
| Short Interest | 289,851 |
| Short Previous Month | 270,504 |
| Short % of Shares Out | 0.66% |
| Short % of Float | 1.00% |
| Short Ratio (days to cover) | 0.78 |
Income Statement
In the last 12 months, OPRT had revenue of $746.10 million and -$42.48 million in losses. Loss per share was -$1.01.
| Revenue | 746.10M |
| Gross Profit | 711.48M |
| Operating Income | 27.47M |
| Pretax Income | -174.27M |
| Net Income | -42.48M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$1.01 |
Full Income StatementBalance Sheet
The company has $92.74 million in cash and $2.81 billion in debt, giving a net cash position of -$2.71 billion or -$61.86 per share.
| Cash & Cash Equivalents | 92.74M |
| Total Debt | 2.81B |
| Net Cash | -2.71B |
| Net Cash Per Share | -$61.86 |
| Equity (Book Value) | 366.10M |
| Book Value Per Share | 9.76 |
| Working Capital | 2.76B |
Full Balance SheetCash Flow
| Operating Cash Flow | 408.62M |
| Capital Expenditures | n/a |
| Free Cash Flow | 408.62M |
| FCF Per Share | $9.31 |
Full Cash Flow StatementMargins
Gross margin is 95.36%, with operating and profit margins of 3.68% and -5.69%.
| Gross Margin | 95.36% |
| Operating Margin | 3.68% |
| Pretax Margin | -9.59% |
| Profit Margin | -5.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 54.77% |