Oportun Financial Statistics
Total Valuation
OPRT has a market cap or net worth of $202.71 million. The enterprise value is $2.95 billion.
Important Dates
The next estimated earnings date is Thursday, May 8, 2025, after market close.
| Earnings Date | May 8, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
OPRT has 36.13 million shares outstanding. The number of shares has increased by 9.44% in one year.
| Current Share Class | 36.13M |
| Shares Outstanding | 36.13M |
| Shares Change (YoY) | +9.44% |
| Shares Change (QoQ) | +8.97% |
| Owned by Insiders (%) | 7.86% |
| Owned by Institutions (%) | 52.80% |
| Float | 28.14M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 4.78 |
| PS Ratio | 0.30 |
| Forward PS | 0.21 |
| PB Ratio | 0.57 |
| P/TBV Ratio | 0.76 |
| P/FCF Ratio | 0.52 |
| P/OCF Ratio | 0.52 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.87 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.50 |
Financial Position
The company has a current ratio of 9.47, with a Debt / Equity ratio of 7.98.
| Current Ratio | 9.47 |
| Quick Ratio | 8.95 |
| Debt / Equity | 7.98 |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -20.75%.
| Return on Equity (ROE) | -20.75% |
| Return on Assets (ROA) | -2.37% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $314,375 |
| Profits Per Employee | -$32,393 |
| Employee Count | 2,429 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -36.50M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +131.82% in the last 52 weeks. The beta is 0.86, so OPRT's price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | +131.82% |
| 50-Day Moving Average | 5.81 |
| 200-Day Moving Average | 3.77 |
| Relative Strength Index (RSI) | 44.98 |
| Average Volume (20 Days) | 561,899 |
Short Selling Information
The latest short interest is 145,653, so 0.40% of the outstanding shares have been sold short.
| Short Interest | 145,653 |
| Short Previous Month | 160,586 |
| Short % of Shares Out | 0.40% |
| Short % of Float | 0.52% |
| Short Ratio (days to cover) | 0.18 |
Income Statement
In the last 12 months, OPRT had revenue of $763.62 million and -$78.68 million in losses. Loss per share was -$1.95.
| Revenue | 763.62M |
| Gross Profit | 726.77M |
| Operating Income | 24.89M |
| Pretax Income | -174.27M |
| Net Income | -78.68M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$1.95 |
Full Income StatementBalance Sheet
The company has $73.74 million in cash and $2.82 billion in debt, giving a net cash position of -$2.75 billion or -$76.07 per share.
| Cash & Cash Equivalents | 73.74M |
| Total Debt | 2.82B |
| Net Cash | -2.75B |
| Net Cash Per Share | -$76.07 |
| Equity (Book Value) | 353.81M |
| Book Value Per Share | 9.80 |
| Working Capital | 2.71B |
Full Balance SheetCash Flow
| Operating Cash Flow | 393.52M |
| Capital Expenditures | n/a |
| Free Cash Flow | 393.52M |
| FCF Per Share | $10.89 |
Full Cash Flow StatementMargins
Gross margin is 95.17%, with operating and profit margins of 3.26% and -10.30%.
| Gross Margin | 95.17% |
| Operating Margin | 3.26% |
| Pretax Margin | -15.08% |
| Profit Margin | -10.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 51.53% |