Oportun Financial Statistics

Total Valuation

OPRT has a market cap or net worth of $112.11 million. The enterprise value is $2.75 billion.

Market Cap	112.11M
Enterprise Value	2.75B

Important Dates

The next estimated earnings date is Tuesday, August 6, 2024, after market close.

Earnings Date	Aug 6, 2024
Ex-Dividend Date	n/a

Share Statistics

OPRT has 35.59 million shares outstanding. The number of shares has increased by 14.48% in one year.

Shares Outstanding	35.59M
Shares Change (YoY)	+14.48%
Shares Change (QoQ)	+1.03%
Owned by Insiders (%)	9.73%
Owned by Institutions (%)	84.98%
Float	23.90M

Valuation Ratios

PE Ratio	n/a
Forward PE	13.14
PS Ratio	0.32
Forward PS	0.11
PB Ratio	0.29
P/FCF Ratio	0.30
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	7.73
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.24

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	7.41
Debt / EBITDA	n/a
Debt / FCF	7.46
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -24.70% and return on invested capital (ROIC) is -4.44%.

Return on Equity (ROE)	-24.70%
Return on Assets (ROA)	-3.10%
Return on Capital (ROIC)	-4.44%
Revenue Per Employee	$144,028
Profits Per Employee	-$42,312
Employee Count	2,465
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

Income Tax	-38.30M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -48.53% in the last 52 weeks. The beta is 1.11, so OPRT's price volatility has been higher than the market average.

Beta (5Y)	1.11
52-Week Price Change	-48.53%
50-Day Moving Average	3.16
200-Day Moving Average	3.57
Relative Strength Index (RSI)	55.98
Average Volume (20 Days)	123,720

Short Selling Information

The latest short interest is 130,822, so 0.37% of the outstanding shares have been sold short.

Short Interest	130,822
Short Previous Month	102,947
Short % of Shares Out	0.37%
Short % of Float	0.55%
Short Ratio (days to cover)	1.25

Income Statement

In the last 12 months, OPRT had revenue of $355.03 million and -$104.30 million in losses. Loss per share was -$2.72.

Revenue	355.03M
Gross Profit	355.03M
Operating Income	-142.60M
Pretax Income	-142.60M
Net Income	-104.30M
EBITDA	-87.90M
EBIT	-142.60M
Loss Per Share	-$2.72

Full Income Statement

Balance Sheet

The company has $196.55 million in cash and $2.83 billion in debt, giving a net cash position of -$2.63 billion or -$74.01 per share.

Cash & Cash Equivalents	196.55M
Total Debt	2.83B
Net Cash	-2.63B
Net Cash Per Share	-$74.01
Equity (Book Value)	381.97M
Book Value Per Share	10.73
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $401.83 million and capital expenditures -$22.62 million, giving a free cash flow of $379.22 million.

Operating Cash Flow	401.83M
Capital Expenditures	-22.62M
Free Cash Flow	379.22M
FCF Per Share	$9.75

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -40.16% and -29.38%.

Gross Margin	100.00%
Operating Margin	-40.16%
Pretax Margin	-40.16%
Profit Margin	-29.38%
EBITDA Margin	-24.76%
EBIT Margin	-40.16%
FCF Margin	106.81%

Dividends & Yields

OPRT does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-14.48%
Shareholder Yield	-14.48%
Earnings Yield	-93.04%
FCF Yield	338.27%

Analyst Forecast

The average price target for OPRT is $5.90, which is 87.30% higher than the current price. The consensus rating is "Buy".

Price Target	$5.90
Price Target Difference	87.30%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2