Oportun Financial Statistics
Total Valuation
OPRT has a market cap or net worth of $285.10 million. The enterprise value is $3.05 billion.
Important Dates
The last earnings date was Wednesday, February 12, 2025, after market close.
| Earnings Date | Feb 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
OPRT has 36.13 million shares outstanding. The number of shares has increased by 9.44% in one year.
| Current Share Class | 36.13M |
| Shares Outstanding | 36.13M |
| Shares Change (YoY) | +9.44% |
| Shares Change (QoQ) | +8.97% |
| Owned by Insiders (%) | 8.90% |
| Owned by Institutions (%) | 55.06% |
| Float | 27.22M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 6.68 |
| PS Ratio | 0.42 |
| Forward PS | 0.28 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 0.72 |
| P/OCF Ratio | 0.72 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.74 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 7.98 |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -20.76%.
| Return on Equity (ROE) | -20.76% |
| Return on Assets (ROA) | -2.37% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $309,777 |
| Profits Per Employee | -$31,927 |
| Employee Count | 2,465 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -36.50M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +110.96% in the last 52 weeks. The beta is 1.16, so OPRT's price volatility has been higher than the market average.
| Beta (5Y) | 1.16 |
| 52-Week Price Change | +110.96% |
| 50-Day Moving Average | 4.61 |
| 200-Day Moving Average | 3.43 |
| Relative Strength Index (RSI) | 77.71 |
| Average Volume (20 Days) | 810,745 |
Short Selling Information
The latest short interest is 126,939, so 0.35% of the outstanding shares have been sold short.
| Short Interest | 126,939 |
| Short Previous Month | 145,824 |
| Short % of Shares Out | 0.35% |
| Short % of Float | 0.47% |
| Short Ratio (days to cover) | 0.59 |
Income Statement
In the last 12 months, OPRT had revenue of $763.60 million and -$78.70 million in losses. Loss per share was -$1.95.
| Revenue | 763.60M |
| Gross Profit | 726.80M |
| Operating Income | 353.20M |
| Pretax Income | -174.27M |
| Net Income | -78.70M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$1.95 |
Full Income StatementBalance Sheet
The company has $60.00 million in cash and $2.82 billion in debt, giving a net cash position of -$2.76 billion or -$76.45 per share.
| Cash & Cash Equivalents | 60.00M |
| Total Debt | 2.82B |
| Net Cash | -2.76B |
| Net Cash Per Share | -$76.45 |
| Equity (Book Value) | 353.80M |
| Book Value Per Share | 8.28 |
| Working Capital | 2.99B |
Full Balance SheetCash Flow
| Operating Cash Flow | 393.50M |
| Capital Expenditures | n/a |
| Free Cash Flow | 393.50M |
| FCF Per Share | $10.89 |
Full Cash Flow StatementMargins
Gross margin is 95.18%, with operating and profit margins of 46.25% and -10.31%.
| Gross Margin | 95.18% |
| Operating Margin | 46.25% |
| Pretax Margin | -15.09% |
| Profit Margin | -10.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 51.53% |