Oportun Financial Statistics
Total Valuation
OPRT has a market cap or net worth of $141.37 million. The enterprise value is $2.91 billion.
Important Dates
The last earnings date was Tuesday, November 12, 2024, after market close.
| Earnings Date | Nov 12, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
OPRT has 35.97 million shares outstanding. The number of shares has increased by 10.51% in one year.
| Current Share Class | 35.97M |
| Shares Outstanding | 35.97M |
| Shares Change (YoY) | +10.51% |
| Shares Change (QoQ) | +0.37% |
| Owned by Insiders (%) | 8.94% |
| Owned by Institutions (%) | 53.92% |
| Float | 27.21M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 5.03 |
| PS Ratio | 0.19 |
| Forward PS | 0.14 |
| PB Ratio | 0.43 |
| P/TBV Ratio | 0.60 |
| P/FCF Ratio | 0.35 |
| P/OCF Ratio | 0.35 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.66 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.13 |
Financial Position
The company has a current ratio of 22.80, with a Debt / Equity ratio of 8.72.
| Current Ratio | 22.80 |
| Quick Ratio | 21.15 |
| Debt / Equity | 8.72 |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.00 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -33.62%.
| Return on Equity (ROE) | -33.62% |
| Return on Assets (ROA) | -3.87% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $323,323 |
| Profits Per Employee | -$52,432 |
| Employee Count | 2,465 |
| Asset Turnover | 0.24 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -47.12M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +21.30% in the last 52 weeks. The beta is 1.16, so OPRT's price volatility has been higher than the market average.
| Beta (5Y) | 1.16 |
| 52-Week Price Change | +21.30% |
| 50-Day Moving Average | 3.22 |
| 200-Day Moving Average | 3.02 |
| Relative Strength Index (RSI) | 60.16 |
| Average Volume (20 Days) | 224,168 |
Short Selling Information
The latest short interest is 84,275, so 0.23% of the outstanding shares have been sold short.
| Short Interest | 84,275 |
| Short Previous Month | 110,007 |
| Short % of Shares Out | 0.23% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 1.03 |
Income Statement
In the last 12 months, OPRT had revenue of $796.99 million and -$129.24 million in losses. Loss per share was -$3.29.
| Revenue | 796.99M |
| Gross Profit | 757.07M |
| Operating Income | 41.80M |
| Pretax Income | -174.27M |
| Net Income | -129.24M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$3.29 |
Full Income StatementBalance Sheet
The company has $84.57 million in cash and $2.86 billion in debt, giving a net cash position of -$2.77 billion or -$77.07 per share.
| Cash & Cash Equivalents | 84.57M |
| Total Debt | 2.86B |
| Net Cash | -2.77B |
| Net Cash Per Share | -$77.07 |
| Equity (Book Value) | 327.56M |
| Book Value Per Share | 9.11 |
| Working Capital | 2.91B |
Full Balance SheetCash Flow
| Operating Cash Flow | 408.39M |
| Capital Expenditures | n/a |
| Free Cash Flow | 408.39M |
| FCF Per Share | $11.35 |
Full Cash Flow StatementMargins
Gross margin is 94.99%, with operating and profit margins of 5.24% and -16.22%.
| Gross Margin | 94.99% |
| Operating Margin | 5.24% |
| Pretax Margin | -22.13% |
| Profit Margin | -16.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 51.24% |