Skip to main content
logo
Ohio Valley Banc Corp. (OVBC)
NASDAQ: OVBC · Real-Time Price · USD
49.06
+1.07 (2.23%)
At close: Oct 29, 2026, 4:00 PM EDT
48.16
-0.90 (-1.83%)
After-hours: Oct 29, 2026, 7:31 PM EDT

Ohio Valley Banc Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
15.61112.6313.3411.73
Depreciation & Amortization
1.71.741.641.571.61
Gain (Loss) on Sale of Investments
2.4-1.43-0.451.661.88
Total Asset Writedown
-----0.01
Provision for Credit Losses
3.052.472.09-0.03-0.42
Net Decrease (Increase) in Loans Originated / Sold - Operating
0.02000.70.85
Accrued Interest Receivable
-0.67-1.2-0.49-0.420.62
Change in Other Net Operating Assets
-0.322.357.04-0.07-1.14
Other Operating Activities
-1.83-2.12-1.61-0.56-1
Operating Cash Flow
18.0913.120.7515.9913.19
Operating Cash Flow Growth
38.09%-36.87%29.75%21.26%5.57%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1.04-1.43-2.69-1.99-1.09
Sale of Property, Plant and Equipment
0.20.030.220.420.49
Investment in Securities
24.46-102.2929.45-26.85-68.85
Net Decrease (Increase) in Loans Originated / Sold - Investing
-133.71-91-87.48-55.0317.18
Other Investing Activities
-0.52-0.50.710.05-0.14
Investing Cash Flow
-110.61-195.18-59.79-83.39-52.4

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
0.10.110.020.24-
Long-Term Debt Issued
1003000.6
Total Debt Issued
10.10.1130.020.240.6
Short-Term Debt Repaid
-----1.06
Long-Term Debt Repaid
-4.99-4.96-3.37-1.91-7.79
Total Debt Repaid
-4.99-4.96-3.37-1.91-8.85
Net Debt Issued (Repaid)
5.11-4.8526.65-1.67-8.25
Repurchase of Common Stock
--1.95-0.08--0.95
Common Dividends Paid
-4.29-4.18-4.87-4.72-4.02
Net Increase (Decrease) in Deposit Accounts
54.49148.0499.48-32.2566.17
Financing Cash Flow
55.31137.07121.18-38.6452.95

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-37.21-45.0282.14-106.0413.73

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
17.0511.6618.061412.1
Free Cash Flow Growth
46.16%-35.41%28.97%15.70%33.86%
Free Cash Flow Margin
26.78%19.60%31.92%25.47%23.59%
Free Cash Flow Per Share
3.622.463.782.942.53

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
26.1428.329.672.854.36
Cash Income Tax Paid
4.673.592.751.982.8
SEC Filings: 10-K · 10-Q