Ohio Valley Banc Corp. (OVBC)
NASDAQ: OVBC · Real-Time Price · USD
49.06
+1.07 (2.23%)
At close: Oct 29, 2026, 4:00 PM EDT
48.16
-0.90 (-1.83%)
After-hours: Oct 29, 2026, 7:31 PM EDT
Ohio Valley Banc Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 70.04 | 15.64 | 16.51 | 14.99 | 15.08 | 15.66 |
Investment Securities | 251.52 | 97.36 | 180.97 | 64.16 | 73.86 | 58.68 |
Trading Asset Securities | - | 0.75 | 0.66 | 1.15 | 1.34 | 0.6 |
Mortgage-Backed Securities | - | 162 | 94.2 | 106.09 | 121.3 | 130.94 |
Total Investments | 251.52 | 260.11 | 275.83 | 171.39 | 196.5 | 190.22 |
Gross Loans | 1,248 | 1,197 | 1,062 | 971.9 | 885.05 | 831.19 |
Allowance for Loan Losses | -13.1 | -11.52 | -10.09 | -8.77 | -5.27 | -6.48 |
Other Adjustments to Gross Loans | - | -1.19 | - | - | - | - |
Net Loans | 1,235 | 1,184 | 1,052 | 963.13 | 879.78 | 824.71 |
Property, Plant & Equipment | 22.7 | 21.43 | 22.25 | 22.66 | 21.73 | 21.93 |
Goodwill | 7.32 | 7.32 | 7.32 | 7.32 | 7.32 | 7.32 |
Other Intangible Assets | - | - | - | 0.01 | 0.03 | 0.06 |
Accrued Interest Receivable | 5.66 | 5.48 | 4.81 | 3.61 | 3.11 | 2.7 |
Restricted Cash | - | 30.26 | 66.6 | 113.14 | 30.91 | 136.38 |
Other Current Assets | - | 0.4 | 0.51 | 0.57 | 0.59 | 0.44 |
Long-Term Deferred Tax Assets | 8.76 | 5.62 | 7.22 | 6.31 | 6.27 | 2.43 |
Other Real Estate Owned & Foreclosed | - | - | - | 0.13 | - | 0.02 |
Other Long-Term Assets | 54.6 | 48.78 | 50.64 | 48.89 | 49.47 | 47.92 |
Total Assets | 1,655 | 1,583 | 1,503 | 1,352 | 1,211 | 1,250 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,102 | 919.98 | 870.88 | 727.11 | 636.37 | 664.05 |
Institutional Deposits | - | 95.55 | 81.92 | 77.8 | 36.87 | 42.28 |
Non-Interest Bearing Deposits | 311.96 | 314.13 | 322.38 | 322.22 | 354.41 | 353.58 |
Total Deposits | 1,414 | 1,330 | 1,275 | 1,127 | 1,028 | 1,060 |
Short-Term Borrowings | - | 0.75 | 0.66 | 1.15 | 1.34 | 0.6 |
Current Portion of Long-Term Debt | - | 13.05 | - | - | - | - |
Current Portion of Leases | - | 0.16 | - | 1.21 | - | - |
Long-Term Debt | 31.52 | - | 2.5 | 2.39 | 2.38 | 2.14 |
Federal Home Loan Bank Debt, Long-Term | - | 31.8 | 37.24 | 42.2 | 15.57 | 17.48 |
Long-Term Leases | 1.35 | 0.77 | 1.02 | - | 1.29 | 1.2 |
Trust Preferred Securities | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 | 8.5 |
Pension & Post-Retirement Benefits | - | 3.73 | 3.57 | - | - | - |
Other Long-Term Liabilities | 30.67 | 23.97 | 24.42 | 25.55 | 19.03 | 18.6 |
Total Liabilities | 1,486 | 1,412 | 1,353 | 1,208 | 1,076 | 1,108 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 5.49 | 5.49 | 5.49 | 5.47 | 5.47 | 5.45 |
Additional Paid-In Capital | 52.32 | 52.32 | 52.32 | 51.84 | 51.72 | 51.17 |
Retained Earnings | 140.09 | 133.01 | 121.69 | 114.87 | 109.32 | 100.7 |
Treasury Stock | -18.69 | -18.69 | -18.69 | -16.75 | -16.67 | -16.67 |
Comprehensive Income & Other | -9.41 | -1.87 | -10.48 | -11.43 | -14.81 | 0.71 |
Shareholders' Equity | 169.8 | 170.26 | 150.33 | 144.01 | 135.03 | 141.36 |
Total Liabilities & Equity | 1,655 | 1,583 | 1,503 | 1,352 | 1,211 | 1,250 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 41.37 | 55.03 | 49.92 | 55.45 | 29.08 | 29.91 |
Net Cash (Debt) | 28.67 | -38.63 | -32.76 | -39.31 | -10.8 | -11.33 |
Net Cash Growth | -34.58% | - | - | - | - | - |
Net Cash Per Share | 6.08 | -8.20 | -6.92 | -8.23 | -2.26 | -2.37 |
Filing Date Shares Outstanding | 4.71 | 4.71 | 4.71 | 4.79 | 4.78 | 4.77 |
Total Common Shares Outstanding | 4.71 | 4.71 | 4.71 | 4.77 | 4.77 | 4.75 |
Book Value Per Share | 36.04 | 36.14 | 31.91 | 30.17 | 28.30 | 29.74 |
Tangible Book Value | 162.48 | 162.94 | 143.01 | 136.68 | 127.68 | 133.97 |
Tangible Book Value Per Share | 34.49 | 34.59 | 30.36 | 28.64 | 26.76 | 28.19 |