Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	91.79	166.21	256.25	91.98	304.07
Securities and Investments	264.62	280.18	175.28	201.12	196.89
Gross Loans	1,196	1,062	971.9	885.05	831.19
Allowance for Loan Losses	-11.52	-10.09	-8.77	-5.27	-6.48
Net Loans	1,185	1,052	963.13	879.78	824.71
Net Property, Plant & Equipment	21.43	22.25	22.66	21.72	21.93
Accrued Interest and Accounts Receivable	5.48	4.81	3.61	3.11	2.7
Other Intangible Assets	-	-	0.01	0.03	0.06
Goodwill	7.32	7.32	7.32	7.32	7.32
Other Non-Earning Assets	53.42	54.02	52.01	51.71	44.14
Total Assets	1,583	1,503	1,352	1,211	1,250
Interest-bearing deposits	1,016	952.8	804.91	673.24	706.33
Noninterest-bearing deposits	314.13	322.38	322.22	354.41	353.58
Total Deposits	1,330	1,275	1,127	1,028	1,060
Long-Term Debt	53.35	48.24	53.09	26.45	28.11
Other Liabilities	29.38	29.67	27.9	21.66	20.39
Total Liabilities	1,412	1,353	1,208	1,076	1,108
Common Stock	5.49	5.49	5.47	5.47	5.45
Treasury Stock	-18.69	-18.69	-16.75	-16.67	-16.67
Additional Paid-in Capital	52.32	52.32	51.84	51.72	51.17
Accumulated Other Comprehensive Income	-1.87	-10.48	-11.43	-14.81	0.71
Retained Earnings	133.01	121.69	114.87	109.32	100.7
Shareholders' Equity	170.26	150.33	144.01	135.03	141.36
Total Liabilities & Equity	1,583	1,503	1,352	1,211	1,250
Total Debt	53.35	48.24	53.09	26.45	28.11
Net Cash (Debt)	-53.35	-48.24	-53.09	-26.45	-28.11
Net Cash Per Share	-11.32	-10.18	-11.12	-5.54	-5.88
Book Value	170.26	150.33	144.01	135.03	141.36
Book Value Per Share	36.14	31.74	30.16	28.31	29.57
Tangible Book Value	162.94	143.01	136.68	127.68	133.97
Tangible Book Value Per Share	34.59	30.19	28.63	26.77	28.02

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q