Ohio Valley Banc Corp. (OVBC)

NASDAQ: OVBC · Real-Time Price · USD

42.12

+0.46 (1.10%)

At close: Jul 30, 2026, 4:00 PM EDT

41.96

-0.16 (-0.39%)

After-hours: Jul 30, 2026, 7:34 PM EDT

Ohio Valley Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	156.17	91.79	166.21	256.25	91.98	304.07
Securities and Investments	261.27	264.62	280.18	175.28	201.12	196.89
Gross Loans	1,246	1,196	1,062	971.9	885.05	831.19
Allowance for Loan Losses	-16.61	-11.52	-10.09	-8.77	-5.27	-6.48
Net Loans	1,230	1,184	1,052	963.13	879.78	824.71
Net Property, Plant & Equipment	23.77	21.43	22.25	22.66	21.72	21.93
Accrued Interest and Accounts Receivable	5.49	5.48	4.81	3.61	3.11	2.7
Other Intangible Assets	-	-	-	0.01	0.03	0.06
Goodwill	7.32	7.32	7.32	7.32	7.32	7.32
Other Non-Earning Assets	56.01	53.42	54.02	52.01	51.71	44.14
Total Assets	1,661	1,583	1,503	1,352	1,211	1,250

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest-bearing deposits	1,089	1,016	952.8	804.91	673.24	706.33
Noninterest-bearing deposits	319.29	314.13	322.38	322.22	354.41	353.58
Total Deposits	1,408	1,330	1,275	1,127	1,028	1,060
Long-Term Debt	50.32	53.35	48.24	53.09	26.45	28.11
Other Liabilities	29.3	29.38	29.67	27.9	21.66	20.39
Total Liabilities	1,488	1,412	1,353	1,208	1,076	1,108

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	5.49	5.49	5.49	5.47	5.47	5.45
Treasury Stock	-18.69	-18.69	-18.69	-16.75	-16.67	-16.67
Additional Paid-in Capital	52.32	52.32	52.32	51.84	51.72	51.17
Accumulated Other Comprehensive Income	-3.7	-1.87	-10.48	-11.43	-14.81	0.71
Retained Earnings	137.97	133.01	121.69	114.87	109.32	100.7
Shareholders' Equity	173.39	170.26	150.33	144.01	135.03	141.36
Total Liabilities & Equity	1,661	1,583	1,503	1,352	1,211	1,250

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	50.32	53.35	48.24	53.09	26.45	28.11
Net Cash (Debt)	-50.32	-53.35	-48.24	-53.09	-26.45	-28.11
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-10.68	-11.32	-10.18	-11.12	-5.54	-5.88
Book Value	173.39	170.26	150.33	144.01	135.03	141.36
Book Value Per Share	36.80	36.14	31.74	30.16	28.31	29.57
Tangible Book Value	166.07	162.94	143.01	136.68	127.68	133.97
Tangible Book Value Per Share	35.25	34.59	30.19	28.63	26.77	28.02

SEC Filings: 10-K · 10-Q