Ohio Valley Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	250.65	91.79	166.21	256.25	91.98	304.07
Securities and Investments	262.13	264.62	280.18	175.28	201.12	196.89
Gross Loans	1,215	1,196	1,062	971.9	885.05	831.19
Allowance for Loan Losses	-12.94	-11.52	-10.09	-8.77	-5.27	-6.48
Net Loans	1,202	1,185	1,052	963.13	879.78	824.71
Net Property, Plant & Equipment	21.38	21.43	22.25	22.66	21.72	21.93
Accrued Interest and Accounts Receivable	5.54	5.48	4.81	3.61	3.11	2.7
Other Intangible Assets	-	-	-	0.01	0.03	0.06
Goodwill	7.32	7.32	7.32	7.32	7.32	7.32
Other Non-Earning Assets	53.94	53.42	54.02	52.01	51.71	44.14
Total Assets	1,678	1,583	1,503	1,352	1,211	1,250
Interest-bearing deposits	1,091	1,016	952.8	804.91	673.24	706.33
Noninterest-bearing deposits	332.76	314.13	322.38	322.22	354.41	353.58
Total Deposits	1,424	1,330	1,275	1,127	1,028	1,060
Long-Term Debt	52.03	53.35	48.24	53.09	26.45	28.11
Other Liabilities	30.52	29.38	29.67	27.9	21.66	20.39
Total Liabilities	1,506	1,412	1,353	1,208	1,076	1,108
Common Stock	5.49	5.49	5.49	5.47	5.47	5.45
Treasury Stock	-18.69	-18.69	-18.69	-16.75	-16.67	-16.67
Additional Paid-in Capital	52.32	52.32	52.32	51.84	51.72	51.17
Accumulated Other Comprehensive Income	-4.06	-1.87	-10.48	-11.43	-14.81	0.71
Retained Earnings	136.22	133.01	121.69	114.87	109.32	100.7
Shareholders' Equity	171.28	170.26	150.33	144.01	135.03	141.36
Total Liabilities & Equity	1,678	1,583	1,503	1,352	1,211	1,250
Total Debt	52.03	53.35	48.24	53.09	26.45	28.11
Net Cash (Debt)	-52.03	-53.35	-48.24	-53.09	-26.45	-28.11
Net Cash Per Share	-11.04	-11.32	-10.18	-11.12	-5.54	-5.88
Book Value	171.28	170.26	150.33	144.01	135.03	141.36
Book Value Per Share	36.36	36.14	31.74	30.16	28.31	29.57
Tangible Book Value	163.96	162.94	143.01	136.68	127.68	133.97
Tangible Book Value Per Share	34.80	34.59	30.19	28.63	26.77	28.02

Updated Apr 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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