Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	54.63	16.51	14.99	15.08	15.66	16.87
Investment Securities	271.84	180.97	64.16	73.86	58.68	30.67
Trading Asset Securities	-	0.66	1.15	1.34	0.6	-
Mortgage-Backed Securities	-	94.2	106.09	121.3	130.94	94.17
Total Investments	271.84	275.83	171.39	196.5	190.22	124.84
Gross Loans	1,101	1,062	971.9	885.05	831.19	848.66
Allowance for Loan Losses	-10.86	-10.09	-8.77	-5.27	-6.48	-7.16
Net Loans	1,090	1,052	963.13	879.78	824.71	841.5
Property, Plant & Equipment	21.78	22.25	22.66	21.73	21.93	22.19
Goodwill	7.32	7.32	7.32	7.32	7.32	7.32
Other Intangible Assets	-	-	0.01	0.03	0.06	0.11
Accrued Interest Receivable	4.94	4.81	3.61	3.11	2.7	3.32
Restricted Cash	-	66.6	113.14	30.91	136.38	121.43
Other Current Assets	0.5	0.51	0.57	0.59	0.44	0.64
Long-Term Deferred Tax Assets	6.07	7.22	6.31	6.27	2.43	-
Other Real Estate Owned & Foreclosed	-	-	0.13	-	0.02	0.05
Other Long-Term Assets	52.89	47.77	48.89	49.47	47.92	48.66
Total Assets	1,510	1,503	1,352	1,211	1,250	1,187
Interest Bearing Deposits	945.39	870.88	727.11	636.37	664.05	638.14
Institutional Deposits	-	81.92	77.8	36.87	42.28	40.83
Non-Interest Bearing Deposits	331.37	322.38	322.22	354.41	353.58	314.78
Total Deposits	1,277	1,275	1,127	1,028	1,060	993.74
Short-Term Borrowings	-	0.66	1.15	1.34	0.6	-
Current Portion of Long-Term Debt	-	7.94	-	-	-	3.2
Current Portion of Leases	-	0.2	1.21	-	-	-
Long-Term Debt	37.18	-	2.39	2.38	2.14	-
Federal Home Loan Bank Debt, Long-Term	-	31.8	42.2	15.57	17.48	24.67
Long-Term Leases	0.94	0.83	-	1.29	1.2	0.88
Trust Preferred Securities	8.5	8.5	8.5	8.5	8.5	8.5
Other Long-Term Liabilities	26.22	27.99	25.55	19.03	18.6	19.63
Total Liabilities	1,350	1,353	1,208	1,076	1,108	1,051
Common Stock	5.49	5.49	5.47	5.47	5.45	5.45
Additional Paid-In Capital	52.32	52.32	51.84	51.72	51.17	51.17
Retained Earnings	128.19	121.69	114.87	109.32	100.7	92.99
Treasury Stock	-18.69	-18.69	-16.75	-16.67	-16.67	-15.71
Comprehensive Income & Other	-6.55	-10.48	-11.43	-14.81	0.71	2.44
Shareholders' Equity	160.76	150.33	144.01	135.03	141.36	136.32
Total Liabilities & Equity	1,510	1,503	1,352	1,211	1,250	1,187
Total Debt	46.61	49.92	55.45	29.08	29.91	37.24
Net Cash (Debt)	8.02	-32.76	-39.31	-10.8	-11.33	-17.87
Net Cash Per Share	1.70	-6.92	-8.23	-2.26	-2.37	-3.73
Filing Date Shares Outstanding	4.71	4.71	4.79	4.78	4.77	4.79
Total Common Shares Outstanding	4.71	4.71	4.77	4.77	4.75	4.79
Book Value Per Share	34.12	31.91	30.17	28.30	29.74	28.48
Tangible Book Value	153.44	143.01	136.68	127.68	133.97	128.89
Tangible Book Value Per Share	32.57	30.36	28.64	26.76	28.19	26.92

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q