Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	54.63	83.11	128.13	45.99	152.03	138.3
Securities and Investments	271.84	275.17	170.24	195.16	189.62	124.84
Gross Loans	1,101	1,062	971.9	885.05	831.19	848.66
Allowance for Loan Losses	-10.86	-10.09	-8.77	-5.27	-6.48	-7.16
Net Loans	1,090	1,052	963.13	879.78	824.71	841.5
Net Property, Plant & Equipment	21.78	22.25	22.66	21.72	21.93	22.19
Accrued Interest and Accounts Receivable	4.94	4.81	3.61	3.11	2.7	3.32
Other Intangible Assets	-	-	0.01	0.03	0.06	0.11
Goodwill	7.32	7.32	7.32	7.32	7.32	7.32
Long-Term Investments	47.42	47.06	45.63	45.58	44.55	43.51
Other Non-Earning Assets	12.03	11.97	11.41	12.09	6.86	5.84
Total Assets	1,510	1,503	1,352	1,211	1,250	1,187
Interest-bearing deposits	945.39	952.8	804.91	673.24	706.33	678.96
Noninterest-bearing deposits	331.37	322.38	322.22	354.41	353.58	314.78
Total Deposits	1,277	1,275	1,127	1,028	1,060	993.74
Long-Term Debt	45.68	48.24	53.09	26.45	28.11	36.36
Other Liabilities	27.16	29.67	27.9	21.66	20.39	20.51
Total Liabilities	1,350	1,353	1,208	1,076	1,108	1,051
Common Stock	5.49	5.49	5.47	5.47	5.45	5.45
Treasury Stock	-18.69	-18.69	-16.75	-16.67	-16.67	-15.71
Additional Paid-in Capital	52.32	52.32	51.84	51.72	51.17	51.17
Accumulated Other Comprehensive Income	-6.55	-10.48	-11.43	-14.81	0.71	2.44
Retained Earnings	128.19	121.69	114.87	109.32	100.7	92.99
Shareholders' Equity	160.76	150.33	144.01	135.03	141.36	136.32
Total Liabilities & Equity	1,510	1,503	1,352	1,211	1,250	1,187
Total Debt	45.68	48.24	53.09	26.45	28.11	36.36
Net Cash (Debt)	-45.68	-48.24	-53.09	-26.45	-28.11	-36.36
Net Cash Per Share	-9.70	-10.18	-11.12	-5.54	-5.88	-7.59
Book Value	160.76	150.33	144.01	135.03	141.36	136.32
Book Value Per Share	34.13	31.74	30.16	28.31	29.57	28.48
Tangible Book Value	153.44	143.01	136.68	127.68	133.97	128.89
Tangible Book Value Per Share	32.57	30.19	28.63	26.77	28.02	26.92

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q