Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Statistics

Total Valuation

OVBC has a market cap or net worth of $174.31 million. The enterprise value is $166.29 million.

Market Cap	174.31M
Enterprise Value	166.29M

Important Dates

The next estimated earnings date is Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	Jul 25, 2025

Share Statistics

OVBC has 4.71 million shares outstanding. The number of shares has decreased by -1.21% in one year.

Current Share Class	4.71M
Shares Outstanding	4.71M
Shares Change (YoY)	-1.21%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	13.98%
Owned by Institutions (%)	25.50%
Float	3.71M

Valuation Ratios

The trailing PE ratio is 12.58.

PE Ratio	12.58
Forward PE	n/a
PS Ratio	2.75
Forward PS	n/a
PB Ratio	1.08
P/TBV Ratio	1.14
P/FCF Ratio	14.43
P/OCF Ratio	13.45
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.01
EV / Sales	2.62
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	13.77

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.04%.

Return on Equity (ROE)	9.04%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$234,292
Profits Per Employee	$51,107
Employee Count	271
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVBC has paid $3.25 million in taxes.

Income Tax	3.25M
Effective Tax Rate	19.01%

Stock Price Statistics

The stock price has increased by +59.83% in the last 52 weeks. The beta is 0.10, so OVBC's price volatility has been lower than the market average.

Beta (5Y)	0.10
52-Week Price Change	+59.83%
50-Day Moving Average	35.20
200-Day Moving Average	30.84
Relative Strength Index (RSI)	62.14
Average Volume (20 Days)	10,734

Short Selling Information

The latest short interest is 69,924, so 1.48% of the outstanding shares have been sold short.

Short Interest	69,924
Short Previous Month	79,390
Short % of Shares Out	1.48%
Short % of Float	1.89%
Short Ratio (days to cover)	7.49

Income Statement

In the last 12 months, OVBC had revenue of $63.49 million and earned $13.85 million in profits. Earnings per share was $2.94.

Revenue	63.49M
Gross Profit	63.49M
Operating Income	17.80M
Pretax Income	13.86M
Net Income	13.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.94

Balance Sheet

The company has $54.63 million in cash and $46.61 million in debt, giving a net cash position of $8.02 million or $1.70 per share.

Cash & Cash Equivalents	54.63M
Total Debt	46.61M
Net Cash	8.02M
Net Cash Per Share	$1.70
Equity (Book Value)	160.76M
Book Value Per Share	34.12
Working Capital	-1.22B

Cash Flow

In the last 12 months, operating cash flow was $12.96 million and capital expenditures -$883,000, giving a free cash flow of $12.08 million.

Operating Cash Flow	12.96M
Capital Expenditures	-883,000
Free Cash Flow	12.08M
FCF Per Share	$2.56

Margins

Gross Margin	n/a
Operating Margin	28.03%
Pretax Margin	26.93%
Profit Margin	21.81%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.03%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 2.49%.

Dividend Per Share	$0.92
Dividend Yield	2.49%
Dividend Growth (YoY)	2.27%
Years of Dividend Growth	n/a
Payout Ratio	30.61%
Buyback Yield	1.21%
Shareholder Yield	3.70%
Earnings Yield	7.95%
FCF Yield	6.93%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2005. It was a forward split with a ratio of 1.25:1.

Last Split Date	May 11, 2005
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3