Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Statistics

Total Valuation

OVBC has a market cap or net worth of $222.22 million. The enterprise value is $149.80 million.

Market Cap	222.22M
Enterprise Value	149.80M

Important Dates

The last earnings date was Tuesday, April 28, 2026.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

OVBC has 4.71 million shares outstanding. The number of shares has decreased by -0.15% in one year.

Current Share Class	4.71M
Shares Outstanding	4.71M
Shares Change (YoY)	-0.15%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	14.78%
Owned by Institutions (%)	29.61%
Float	3.35M

Valuation Ratios

The trailing PE ratio is 14.34.

PE Ratio	14.34
Forward PE	n/a
PS Ratio	3.48
Forward PS	n/a
PB Ratio	1.30
P/TBV Ratio	1.36
P/FCF Ratio	9.37
P/OCF Ratio	8.97
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.67
EV / Sales	2.35
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.32

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.48%.

Return on Equity (ROE)	9.48%
Return on Assets (ROA)	0.97%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.39%
Revenue Per Employee	$237,342
Profits Per Employee	$57,591
Employee Count	269
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVBC has paid $3.66 million in taxes.

Income Tax	3.66M
Effective Tax Rate	19.11%

Stock Price Statistics

The stock price has increased by +32.06% in the last 52 weeks. The beta is -0.01, so OVBC's price volatility has been lower than the market average.

Beta (5Y)	-0.01
52-Week Price Change	+32.06%
50-Day Moving Average	44.46
200-Day Moving Average	40.12
Relative Strength Index (RSI)	66.69
Average Volume (20 Days)	12,657

Short Selling Information

The latest short interest is 35,333, so 0.75% of the outstanding shares have been sold short.

Short Interest	35,333
Short Previous Month	33,122
Short % of Shares Out	0.75%
Short % of Float	1.06%
Short Ratio (days to cover)	2.55

Income Statement

In the last 12 months, OVBC had revenue of $63.85 million and earned $15.49 million in profits. Earnings per share was $3.29.

Revenue	63.85M
Gross Profit	63.85M
Operating Income	19.91M
Pretax Income	19.15M
Net Income	15.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.29

Balance Sheet

The company has $125.33 million in cash and $52.91 million in debt, with a net cash position of $72.42 million or $15.37 per share.

Cash & Cash Equivalents	125.33M
Total Debt	52.91M
Net Cash	72.42M
Net Cash Per Share	$15.37
Equity (Book Value)	171.28M
Book Value Per Share	36.36
Working Capital	-1.30B

Cash Flow

In the last 12 months, operating cash flow was $24.78 million and capital expenditures -$1.07 million, giving a free cash flow of $23.71 million.

Operating Cash Flow	24.78M
Capital Expenditures	-1.07M
Depreciation & Amortization	n/a
Net Borrowing	5.09M
Free Cash Flow	23.71M
FCF Per Share	$5.03

Margins

Gross Margin	n/a
Operating Margin	31.18%
Pretax Margin	30.00%
Profit Margin	24.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	37.14%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.12%.

Dividend Per Share	$1.00
Dividend Yield	2.12%
Dividend Growth (YoY)	5.62%
Years of Dividend Growth	1
Payout Ratio	28.58%
Buyback Yield	0.15%
Shareholder Yield	2.27%
Earnings Yield	6.97%
FCF Yield	10.67%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2005. It was a forward split with a ratio of 1.25:1.

Last Split Date	May 11, 2005
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4