Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Statistics

Total Valuation

OVBC has a market cap or net worth of $191.41 million. The enterprise value is $230.04 million.

Market Cap	191.41M
Enterprise Value	230.04M

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	Jan 23, 2026

Share Statistics

OVBC has 4.71 million shares outstanding. The number of shares has decreased by -0.55% in one year.

Current Share Class	4.71M
Shares Outstanding	4.71M
Shares Change (YoY)	-0.55%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	12.28%
Owned by Institutions (%)	29.54%
Float	3.45M

Valuation Ratios

The trailing PE ratio is 12.27.

PE Ratio	12.27
Forward PE	n/a
PS Ratio	3.01
Forward PS	n/a
PB Ratio	1.12
P/TBV Ratio	1.17
P/FCF Ratio	11.23
P/OCF Ratio	10.58
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.75
EV / Sales	3.61
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	13.49

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.73%.

Return on Equity (ROE)	9.73%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.14%
Revenue Per Employee	$236,658
Profits Per Employee	$57,996
Employee Count	269
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVBC has paid $3.85 million in taxes.

Income Tax	3.85M
Effective Tax Rate	19.80%

Stock Price Statistics

The stock price has increased by +33.13% in the last 52 weeks. The beta is -0.04, so OVBC's price volatility has been lower than the market average.

Beta (5Y)	-0.04
52-Week Price Change	+33.13%
50-Day Moving Average	41.90
200-Day Moving Average	37.46
Relative Strength Index (RSI)	37.46
Average Volume (20 Days)	12,710

Short Selling Information

The latest short interest is 37,616, so 0.80% of the outstanding shares have been sold short.

Short Interest	37,616
Short Previous Month	38,183
Short % of Shares Out	0.80%
Short % of Float	1.09%
Short Ratio (days to cover)	8.38

Income Statement

In the last 12 months, OVBC had revenue of $63.66 million and earned $15.60 million in profits. Earnings per share was $3.31.

Revenue	63.66M
Gross Profit	63.66M
Operating Income	20.15M
Pretax Income	19.45M
Net Income	15.60M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.31

Balance Sheet

The company has $16.39 million in cash and $55.03 million in debt, with a net cash position of -$38.63 million or -$8.20 per share.

Cash & Cash Equivalents	16.39M
Total Debt	55.03M
Net Cash	-38.63M
Net Cash Per Share	-$8.20
Equity (Book Value)	170.26M
Book Value Per Share	36.14
Working Capital	-1.29B

Cash Flow

In the last 12 months, operating cash flow was $18.09 million and capital expenditures -$1.04 million, giving a free cash flow of $17.05 million.

Operating Cash Flow	18.09M
Capital Expenditures	-1.04M
Depreciation & Amortization	n/a
Net Borrowing	5.11M
Free Cash Flow	17.05M
FCF Per Share	$3.62

Margins

Gross Margin	n/a
Operating Margin	31.65%
Pretax Margin	30.56%
Profit Margin	24.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.78%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 2.26%.

Dividend Per Share	$0.92
Dividend Yield	2.26%
Dividend Growth (YoY)	4.55%
Years of Dividend Growth	1
Payout Ratio	27.78%
Buyback Yield	0.55%
Shareholder Yield	2.81%
Earnings Yield	8.15%
FCF Yield	8.91%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2005. It was a forward split with a ratio of 1.25:1.

Last Split Date	May 11, 2005
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4