Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Statistics

Total Valuation

OVBC has a market cap or net worth of $202.05 million. The enterprise value is $210.05 million.

Market Cap	202.05M
Enterprise Value	210.05M

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Jan 23, 2026

Share Statistics

OVBC has 4.71 million shares outstanding. The number of shares has decreased by -0.55% in one year.

Current Share Class	4.71M
Shares Outstanding	4.71M
Shares Change (YoY)	-0.55%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	12.28%
Owned by Institutions (%)	25.56%
Float	3.79M

Valuation Ratios

The trailing PE ratio is 12.95.

PE Ratio	12.95
Forward PE	n/a
PS Ratio	3.17
Forward PS	n/a
PB Ratio	1.19
P/TBV Ratio	1.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.46
EV / Sales	3.30
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.73%.

Return on Equity (ROE)	9.73%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.18%
Revenue Per Employee	$249,651
Profits Per Employee	$61,180
Employee Count	255
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVBC has paid $3.85 million in taxes.

Income Tax	3.85M
Effective Tax Rate	19.80%

Stock Price Statistics

The stock price has increased by +79.50% in the last 52 weeks. The beta is -0.04, so OVBC's price volatility has been lower than the market average.

Beta (5Y)	-0.04
52-Week Price Change	+79.50%
50-Day Moving Average	40.75
200-Day Moving Average	36.54
Relative Strength Index (RSI)	69.13
Average Volume (20 Days)	9,778

Short Selling Information

The latest short interest is 38,102, so 0.81% of the outstanding shares have been sold short.

Short Interest	38,102
Short Previous Month	35,761
Short % of Shares Out	0.81%
Short % of Float	1.01%
Short Ratio (days to cover)	8.38

Income Statement

In the last 12 months, OVBC had revenue of $63.66 million and earned $15.60 million in profits. Earnings per share was $3.31.

Revenue	63.66M
Gross Profit	63.66M
Operating Income	20.15M
Pretax Income	19.45M
Net Income	15.60M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.31

Balance Sheet

The company has $45.90 million in cash and $54.27 million in debt, with a net cash position of -$8.37 million or -$1.78 per share.

Cash & Cash Equivalents	45.90M
Total Debt	54.27M
Net Cash	-8.37M
Net Cash Per Share	-$1.78
Equity (Book Value)	170.26M
Book Value Per Share	36.14
Working Capital	-1.28B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	31.65%
Pretax Margin	30.56%
Profit Margin	24.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 2.15%.

Dividend Per Share	$0.92
Dividend Yield	2.15%
Dividend Growth (YoY)	4.55%
Years of Dividend Growth	1
Payout Ratio	27.78%
Buyback Yield	0.55%
Shareholder Yield	2.69%
Earnings Yield	7.74%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2005. It was a forward split with a ratio of 1.25:1.

Last Split Date	May 11, 2005
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2