Ohio Valley Banc Corp. (OVBC)

Ohio Valley Banc Statistics

Total Valuation

OVBC has a market cap or net worth of $190.14 million. The enterprise value is $146.32 million.

Market Cap	190.14M
Enterprise Value	146.32M

Important Dates

The next estimated earnings date is Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Oct 31, 2025

Share Statistics

OVBC has 4.71 million shares outstanding. The number of shares has decreased by -0.87% in one year.

Current Share Class	4.71M
Shares Outstanding	4.71M
Shares Change (YoY)	-0.87%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	13.85%
Owned by Institutions (%)	25.97%
Float	3.71M

Valuation Ratios

The trailing PE ratio is 13.43.

PE Ratio	13.43
Forward PE	n/a
PS Ratio	2.96
Forward PS	n/a
PB Ratio	1.16
P/TBV Ratio	1.21
P/FCF Ratio	16.34
P/OCF Ratio	15.00
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.33
EV / Sales	2.28
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.57

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.91
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.95%.

Return on Equity (ROE)	8.95%
Return on Assets (ROA)	0.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$236,941
Profits Per Employee	$52,255
Employee Count	271
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVBC has paid $3.39 million in taxes.

Income Tax	3.39M
Effective Tax Rate	19.31%

Stock Price Statistics

The stock price has increased by +62.74% in the last 52 weeks. The beta is 0.00, so OVBC's price volatility has been lower than the market average.

Beta (5Y)	0.00
52-Week Price Change	+62.74%
50-Day Moving Average	37.65
200-Day Moving Average	34.86
Relative Strength Index (RSI)	56.87
Average Volume (20 Days)	17,608

Short Selling Information

The latest short interest is 46,396, so 0.98% of the outstanding shares have been sold short.

Short Interest	46,396
Short Previous Month	48,990
Short % of Shares Out	0.98%
Short % of Float	1.25%
Short Ratio (days to cover)	8.38

Income Statement

In the last 12 months, OVBC had revenue of $64.21 million and earned $14.16 million in profits. Earnings per share was $3.01.

Revenue	64.21M
Gross Profit	64.21M
Operating Income	18.27M
Pretax Income	17.55M
Net Income	14.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.01

Balance Sheet

The company has $89.32 million in cash and $45.50 million in debt, giving a net cash position of $43.82 million or $9.30 per share.

Cash & Cash Equivalents	89.32M
Total Debt	45.50M
Net Cash	43.82M
Net Cash Per Share	$9.30
Equity (Book Value)	164.42M
Book Value Per Share	34.90
Working Capital	-1.24B

Cash Flow

In the last 12 months, operating cash flow was $12.68 million and capital expenditures -$1.04 million, giving a free cash flow of $11.64 million.

Operating Cash Flow	12.68M
Capital Expenditures	-1.04M
Free Cash Flow	11.64M
FCF Per Share	$2.47

Margins

Gross Margin	n/a
Operating Margin	28.45%
Pretax Margin	27.33%
Profit Margin	22.05%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	18.12%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 2.23%.

Dividend Per Share	$0.92
Dividend Yield	2.23%
Dividend Growth (YoY)	3.41%
Years of Dividend Growth	n/a
Payout Ratio	30.27%
Buyback Yield	0.87%
Shareholder Yield	3.15%
Earnings Yield	7.45%
FCF Yield	6.12%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2005. It was a forward split with a ratio of 1.25:1.

Last Split Date	May 11, 2005
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3