Oak Valley Bancorp (OVLY)

NASDAQ: OVLY · Real-Time Price · USD

33.00

-0.46 (-1.36%)

Aug 10, 2026, 1:27 PM EDT - Market open

Oak Valley Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	23.93	23.91	24.95	30.85	22.9	16.34
Depreciation & Amortization	2.26	2.19	2.16	2.48	2.64	1.74
Provision for Credit Losses	1	0.81	-1.62	0.97	-1.35	-0.64
Stock-Based Compensation	0.96	0.9	0.85	0.53	0.62	0.58
Other Adjustments	0.36	0.55	-3.42	-0.36	-1.12	-3.94
Changes in Accrued Interest and Accounts Receivable	-0.27	-0.32	-0.17	-0.46	-3.87	1.63
Changes in Accounts Payable	-0.53	-0.16	0.91	-1.41	0.88	1.46
Changes in Other Operating Activities	0.96	0.79	1.98	0.45	2.11	-5.98
Operating Cash Flow	28.76	28.67	25.64	33.06	22.81	11.19
Operating Cash Flow Growth	12.35%	11.82%	-22.45%	44.96%	103.88%	-41.86%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Change in Loans Held-for-Investment	-3.46	-37.28	-87.77	-100.71	-55.64	153.15
Net Change in Securities and Investments	-67.53	-11.61	-16.03	23.97	-318.1	-44.46
Capital Expenditures	-3.14	-4.11	-1.78	-1.89	-1.19	-0.98
Other Investing Activities	-7.1	-4.21	-9.12	-0.87	-1.24	-3.96
Investing Cash Flow	-97.57	-57.21	-114.7	-79.5	-376.18	103.76

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Change in Deposits	67.4	97.27	45.16	-163.76	7.33	439.16
Repurchase of Common Stock	-0.35	-0.28	-0.16	-0.21	-0.12	-0.11
Net Common Stock Issued (Repurchased)	-0.35	-0.28	-0.16	-0.21	-0.12	-0.11
Common Dividends Paid	-5.66	-5.02	-3.75	-2.65	-2.47	-2.39
Financing Cash Flow	61.39	91.97	41.25	-166.62	4.74	436.66

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash Flow	-7.7	63.43	-47.82	-213.07	-348.63	551.61

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	25.62	24.56	23.86	31.17	21.62	10.21
Free Cash Flow Growth	12.47%	2.94%	-23.45%	44.18%	111.76%	-41.67%
FCF Margin	31.31%	30.35%	30.50%	38.26%	32.26%	18.60%
Free Cash Flow Per Share	3.09	2.96	2.89	3.79	2.63	1.25

SEC Filings: 10-K · 10-Q