Oak Valley Bancorp (OVLY)
NASDAQ: OVLY · Real-Time Price · USD
34.43
-0.05 (-0.15%)
Oct 30, 2026, 4:00 PM EDT - Market closed
Oak Valley Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | - | 56.19 | 66.27 | 69.19 | 204.27 | 87.86 |
Investment Securities | - | 528.2 | 513.58 | 526.23 | 540.4 | 269.74 |
Mortgage-Backed Securities | - | 34.79 | 28.5 | 8.66 | 4.61 | 0.9 |
Total Investments | - | 562.99 | 542.08 | 534.89 | 545.01 | 270.64 |
Gross Loans | - | 1,144 | 1,107 | 1,017 | 915.76 | 860.04 |
Allowance for Loan Losses | - | -12.38 | -11.46 | -10.9 | -9.47 | -10.74 |
Other Adjustments to Gross Loans | - | -1.94 | -1.56 | -1.41 | -1.26 | -1.45 |
Net Loans | - | 1,130 | 1,094 | 1,004 | 905.04 | 847.85 |
Property, Plant & Equipment | - | 26.29 | 22.98 | 22.72 | 23.06 | 21.96 |
Goodwill | - | 3.31 | 3.31 | 3.31 | 3.31 | 3.31 |
Other Intangible Assets | - | - | 0.08 | 0.16 | 0.25 | 0.33 |
Accrued Interest Receivable | - | 8.88 | 8.56 | 8.39 | 7.93 | 4.06 |
Restricted Cash | - | 175.99 | 102.48 | 147.38 | 225.37 | 690.4 |
Other Current Assets | - | 2.33 | 1.98 | 1.4 | 1.54 | 0.97 |
Long-Term Deferred Tax Assets | - | 13.58 | 15.5 | 13.25 | 17.13 | 2.13 |
Other Long-Term Assets | - | 37.65 | 38.31 | 32.26 | 30.97 | 30.22 |
Total Assets | - | 2,023 | 1,901 | 1,842 | 1,968 | 1,964 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 0.14 | - | - | - | - |
Interest Bearing Deposits | - | 568.11 | 556.34 | 528.58 | 596.5 | 578.25 |
Institutional Deposits | - | 43.9 | 37.59 | 22.12 | 15.47 | 18.56 |
Non-Interest Bearing Deposits | - | 1,181 | 1,102 | 1,100 | 1,202 | 1,210 |
Total Deposits | - | 1,793 | 1,696 | 1,651 | 1,814 | 1,807 |
Current Portion of Leases | - | 1.63 | - | - | - | - |
Accrued Interest Payable | - | 0.27 | 0.24 | 0.13 | 0.02 | 0.02 |
Long-Term Leases | - | 5.99 | 7.01 | 7.16 | 8.01 | 6.82 |
Pension & Post-Retirement Benefits | - | 6.31 | 6.28 | 5.81 | 5.41 | 5.07 |
Other Long-Term Liabilities | - | 7.85 | 7.95 | 12.7 | 13.98 | 2.99 |
Total Liabilities | - | 1,815 | 1,717 | 1,676 | 1,842 | 1,822 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | - | 25.44 | 25.44 | 25.44 | 25.44 | 25.44 |
Additional Paid-In Capital | - | 6.82 | 6.2 | 5.51 | 5.19 | 4.69 |
Retained Earnings | - | 194.39 | 175.5 | 154.3 | 126.73 | 106.3 |
Comprehensive Income & Other | - | -18.67 | -23.7 | -19.16 | -30.73 | 6.19 |
Shareholders' Equity | 217.03 | 207.98 | 183.44 | 166.09 | 126.63 | 142.61 |
Total Liabilities & Equity | - | 2,023 | 1,901 | 1,842 | 1,968 | 1,964 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 7.85 | 7.62 | 7.01 | 7.16 | 8.01 | 6.82 |
Net Cash (Debt) | 186.96 | 48.57 | 59.25 | 62.03 | 196.26 | 81.04 |
Net Cash Growth | -21.97% | -18.03% | -4.47% | -68.39% | 142.17% | 11.32% |
Net Cash Per Share | 22.45 | 5.86 | 7.17 | 7.54 | 23.92 | 9.91 |
Filing Date Shares Outstanding | 8.28 | 8.27 | 8.25 | 8.27 | 8.2 | 8.17 |
Total Common Shares Outstanding | 8.28 | 8.25 | 8.22 | 8.2 | 8.18 | 8.15 |
Book Value Per Share | 26.23 | 25.21 | 22.30 | 20.25 | 15.49 | 17.50 |
Tangible Book Value | 213.72 | 204.66 | 180.05 | 162.62 | 123.07 | 138.97 |
Tangible Book Value Per Share | 25.83 | 24.81 | 21.89 | 19.83 | 15.05 | 17.05 |