Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	138.48	180.07	415.8	735.33
Securities and Investments	-	529.67	521.21	530.43	266.28
Short-Term Interbank Lending and Reverse Repurchase Agreements	-	30.27	36.5	13.83	42.94
Gross Loans	1,144	-	-	-	-
Allowance for Loan Losses	-12.38	-	-	-	-
Net Loans	1,132	1,094	1,004	905.04	847.85
Net Property, Plant & Equipment	-	16.32	15.87	15.3	15.42
Accrued Interest and Accounts Receivable	-	35.91	36.28	37.04	23.55
Other Intangible Assets	-	3.39	3.47	3.56	3.65
Long-Term Investments	-	37.56	31.51	30.22	29.47
Other Non-Earning Assets	-	15.5	13.25	17.13	-
Total Assets	2,023	1,901	1,842	1,968	1,964
Total Deposits	1,793	1,696	1,651	1,814	1,807
Other Liabilities	-	21.48	25.8	27.42	14.9
Total Liabilities	1,793	1,717	1,676	1,842	1,822
Common Stock	-	25.44	25.44	25.44	25.44
Additional Paid-in Capital	-	6.2	5.51	5.19	4.69
Accumulated Other Comprehensive Income	-	-23.7	-19.16	-30.73	6.19
Retained Earnings	-	175.5	154.3	126.73	106.3
Total Common Shareholders' Equity	-	183.44	166.09	126.63	142.61
Shareholders' Equity	207.98	183.44	166.09	126.63	142.61
Total Liabilities & Equity	2,001	1,901	1,842	1,968	1,964
Book Value	0	183.44	166.09	126.63	142.61
Book Value Per Share	-	22.21	20.18	15.43	17.44
Tangible Book Value	0	180.05	162.62	123.07	138.97
Tangible Book Value Per Share	-	21.80	19.76	15.00	16.99

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q