Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	285	252	244	248	187	143
Market Cap Growth	38.55%	3.15%	-1.58%	32.79%	30.47%	4.95%
Enterprise Value	236.15	252.15	244.45	248.38	187.04	143.36
Last Close Price	34.41	30.06	29.25	29.95	22.65	17.40
PE Ratio	11.95	10.44	9.69	7.99	8.12	8.70
PS Ratio	3.52	3.12	3.13	3.05	2.79	2.61
PB Ratio	1.36	1.21	1.33	1.50	1.48	1.01
P/TBV Ratio	1.37	1.20	1.32	1.48	1.47	1.00
P/FCF Ratio	11.59	10.27	10.25	7.97	8.65	14.04
P/OCF Ratio	9.93	8.80	9.54	7.51	8.20	12.82
EV/Sales Ratio	2.92	3.12	3.13	3.05	2.79	2.61
EV/EBITDA Ratio	-	115.24	113.01	100.15	70.85	82.58
EV/FCF Ratio	9.62	10.27	10.25	7.97	8.65	14.04
Asset Turnover	0.04	0.04	0.04	0.04	0.03	0.03
Return on Equity (ROE)	12.22%	12.22%	14.28%	21.08%	17.01%	12.00%
Earnings Yield	8.40%	9.58%	10.32%	12.52%	12.32%	11.49%
FCF Yield	8.63%	9.74%	9.76%	12.55%	11.56%	7.12%
Dividend Yield	2.18%	2.03%	1.56%	1.08%	1.34%	1.68%
Payout Ratio	23.44%	21.00%	15.02%	8.58%	10.80%	14.60%
Buyback Yield / Dilution	-0.40%	-0.40%	-0.34%	-0.32%	-0.32%	-0.49%
Total Shareholder Return	1.78%	1.63%	1.22%	0.76%	1.02%	1.19%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q