Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Statistics

Total Valuation

OVLY has a market cap or net worth of $277.39 million. The enterprise value is $37.79 million.

Market Cap	277.39M
Enterprise Value	37.79M

Important Dates

The last earnings date was Friday, January 23, 2026, after market close.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Feb 2, 2026

Share Statistics

OVLY has 8.26 million shares outstanding. The number of shares has increased by 0.40% in one year.

Current Share Class	8.26M
Shares Outstanding	8.26M
Shares Change (YoY)	+0.40%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	13.74%
Owned by Institutions (%)	32.04%
Float	7.09M

Valuation Ratios

The trailing PE ratio is 11.67.

PE Ratio	11.67
Forward PE	n/a
PS Ratio	3.42
Forward PS	n/a
PB Ratio	1.40
P/TBV Ratio	1.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	1.58
EV / Sales	0.47
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.53%.

Return on Equity (ROE)	12.53%
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.44%
Revenue Per Employee	$340,017
Profits Per Employee	$100,475
Employee Count	238
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVLY has paid $6.74 million in taxes.

Income Tax	6.74M
Effective Tax Rate	21.98%

Stock Price Statistics

The stock price has increased by +29.73% in the last 52 weeks. The beta is 0.24, so OVLY's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+29.73%
50-Day Moving Average	30.52
200-Day Moving Average	28.04
Relative Strength Index (RSI)	73.66
Average Volume (20 Days)	14,885

Short Selling Information

The latest short interest is 36,504, so 0.44% of the outstanding shares have been sold short.

Short Interest	36,504
Short Previous Month	31,648
Short % of Shares Out	0.44%
Short % of Float	0.52%
Short Ratio (days to cover)	4.61

Income Statement

In the last 12 months, OVLY had revenue of $80.92 million and earned $23.91 million in profits. Earnings per share was $2.88.

Revenue	80.92M
Gross Profit	80.92M
Operating Income	30.65M
Pretax Income	30.65M
Net Income	23.91M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.88

Balance Sheet

The company has $247.16 million in cash and $7.56 million in debt, with a net cash position of $239.59 million or $29.02 per share.

Cash & Cash Equivalents	247.16M
Total Debt	7.56M
Net Cash	239.59M
Net Cash Per Share	$29.02
Equity (Book Value)	198.28M
Book Value Per Share	24.01
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.88%
Pretax Margin	37.88%
Profit Margin	29.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.75, which amounts to a dividend yield of 2.23%.

Dividend Per Share	$0.75
Dividend Yield	2.23%
Dividend Growth (YoY)	28.57%
Years of Dividend Growth	12
Payout Ratio	23.44%
Buyback Yield	-0.40%
Shareholder Yield	1.83%
Earnings Yield	8.62%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 17, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jan 17, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1