Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Statistics

Total Valuation

OVLY has a market cap or net worth of $237.13 million. The enterprise value is $46.03 million.

Market Cap	237.13M
Enterprise Value	46.03M

Important Dates

The next estimated earnings date is Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	Jul 28, 2025

Share Statistics

OVLY has 8.25 million shares outstanding. The number of shares has increased by 0.43% in one year.

Current Share Class	8.25M
Shares Outstanding	8.25M
Shares Change (YoY)	+0.43%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	18.37%
Owned by Institutions (%)	32.65%
Float	6.70M

Valuation Ratios

The trailing PE ratio is 9.85.

PE Ratio	9.85
Forward PE	n/a
PS Ratio	2.97
Forward PS	n/a
PB Ratio	1.28
P/TBV Ratio	1.30
P/FCF Ratio	10.34
P/OCF Ratio	8.87
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	1.90
EV / Sales	0.58
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	2.01

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.54%.

Return on Equity (ROE)	13.54%
Return on Assets (ROA)	1.29%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$344,909
Profits Per Employee	$104,835
Employee Count	231
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVLY has paid $7.27 million in taxes.

Income Tax	7.27M
Effective Tax Rate	23.10%

Stock Price Statistics

The stock price has increased by +8.44% in the last 52 weeks. The beta is 0.45, so OVLY's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	+8.44%
50-Day Moving Average	27.95
200-Day Moving Average	26.90
Relative Strength Index (RSI)	55.01
Average Volume (20 Days)	8,771

Short Selling Information

The latest short interest is 29,148, so 0.35% of the outstanding shares have been sold short.

Short Interest	29,148
Short Previous Month	33,825
Short % of Shares Out	0.35%
Short % of Float	0.44%
Short Ratio (days to cover)	3.22

Income Statement

In the last 12 months, OVLY had revenue of $79.67 million and earned $24.22 million in profits. Earnings per share was $2.92.

Revenue	79.67M
Gross Profit	79.67M
Operating Income	32.60M
Pretax Income	35.64M
Net Income	24.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.92

Balance Sheet

The company has $198.86 million in cash and $7.77 million in debt, giving a net cash position of $191.09 million or $23.17 per share.

Cash & Cash Equivalents	198.86M
Total Debt	7.77M
Net Cash	191.09M
Net Cash Per Share	$23.17
Equity (Book Value)	185.81M
Book Value Per Share	22.52
Working Capital	-1.51B

Cash Flow

In the last 12 months, operating cash flow was $26.74 million and capital expenditures -$3.81 million, giving a free cash flow of $22.92 million.

Operating Cash Flow	26.74M
Capital Expenditures	-3.81M
Free Cash Flow	22.92M
FCF Per Share	$2.78

Margins

Gross Margin	n/a
Operating Margin	40.91%
Pretax Margin	39.52%
Profit Margin	30.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.77%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.06%.

Dividend Per Share	$0.60
Dividend Yield	2.06%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	11
Payout Ratio	20.55%
Buyback Yield	-0.43%
Shareholder Yield	1.65%
Earnings Yield	10.21%
FCF Yield	9.67%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 17, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jan 17, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4