Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Statistics

Total Valuation

OVLY has a market cap or net worth of $284.73 million. The enterprise value is $236.15 million.

Market Cap	284.73M
Enterprise Value	236.15M

Important Dates

The next estimated earnings date is Thursday, April 23, 2026, after market close.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Feb 2, 2026

Share Statistics

OVLY has 8.27 million shares outstanding. The number of shares has increased by 0.40% in one year.

Current Share Class	8.27M
Shares Outstanding	8.27M
Shares Change (YoY)	+0.40%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	14.17%
Owned by Institutions (%)	33.06%
Float	7.07M

Valuation Ratios

The trailing PE ratio is 11.95.

PE Ratio	11.95
Forward PE	n/a
PS Ratio	3.52
Forward PS	n/a
PB Ratio	1.36
P/TBV Ratio	1.39
P/FCF Ratio	11.59
P/OCF Ratio	9.93
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.88
EV / Sales	2.92
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.62

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.22%.

Return on Equity (ROE)	12.22%
Return on Assets (ROA)	1.22%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.35%
Revenue Per Employee	$330,302
Profits Per Employee	$97,604
Employee Count	245
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVLY has paid $6.74 million in taxes.

Income Tax	6.74M
Effective Tax Rate	21.98%

Stock Price Statistics

The stock price has increased by +35.34% in the last 52 weeks. The beta is 0.23, so OVLY's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+35.34%
50-Day Moving Average	32.67
200-Day Moving Average	29.49
Relative Strength Index (RSI)	69.88
Average Volume (20 Days)	25,314

Short Selling Information

The latest short interest is 48,163, so 0.58% of the outstanding shares have been sold short.

Short Interest	48,163
Short Previous Month	33,962
Short % of Shares Out	0.58%
Short % of Float	0.68%
Short Ratio (days to cover)	2.48

Income Statement

In the last 12 months, OVLY had revenue of $80.92 million and earned $23.91 million in profits. Earnings per share was $2.88.

Revenue	80.92M
Gross Profit	80.92M
Operating Income	31.77M
Pretax Income	30.65M
Net Income	23.91M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.88

Balance Sheet

The company has $56.19 million in cash and $7.62 million in debt, with a net cash position of $48.57 million or $5.87 per share.

Cash & Cash Equivalents	56.19M
Total Debt	7.62M
Net Cash	48.57M
Net Cash Per Share	$5.87
Equity (Book Value)	207.98M
Book Value Per Share	25.21
Working Capital	-1.55B

Cash Flow

In the last 12 months, operating cash flow was $28.67 million and capital expenditures -$4.11 million, giving a free cash flow of $24.56 million.

Operating Cash Flow	28.67M
Capital Expenditures	-4.11M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	24.56M
FCF Per Share	$2.97

Margins

Gross Margin	n/a
Operating Margin	39.26%
Pretax Margin	37.88%
Profit Margin	29.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.35%

Dividends & Yields

This stock pays an annual dividend of $0.75, which amounts to a dividend yield of 2.18%.

Dividend Per Share	$0.75
Dividend Yield	2.18%
Dividend Growth (YoY)	28.57%
Years of Dividend Growth	12
Payout Ratio	23.44%
Buyback Yield	-0.40%
Shareholder Yield	1.78%
Earnings Yield	8.40%
FCF Yield	8.63%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 17, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jan 17, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4