Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Statistics

Total Valuation

OVLY has a market cap or net worth of $227.09 million. The enterprise value is $36.00 million.

Market Cap	227.09M
Enterprise Value	36.00M

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Jul 28, 2025

Share Statistics

OVLY has 8.26 million shares outstanding. The number of shares has increased by 0.45% in one year.

Current Share Class	8.26M
Shares Outstanding	8.26M
Shares Change (YoY)	+0.45%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	13.74%
Owned by Institutions (%)	32.60%
Float	7.09M

Valuation Ratios

The trailing PE ratio is 9.68.

PE Ratio	9.68
Forward PE	n/a
PS Ratio	2.84
Forward PS	n/a
PB Ratio	1.22
P/TBV Ratio	1.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	1.53
EV / Sales	0.45
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$345,381
Profits Per Employee	$102,104
Employee Count	231
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVLY has paid $6.64 million in taxes.

Income Tax	6.64M
Effective Tax Rate	21.96%

Stock Price Statistics

The stock price has increased by +1.25% in the last 52 weeks. The beta is 0.38, so OVLY's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+1.25%
50-Day Moving Average	27.86
200-Day Moving Average	26.56
Relative Strength Index (RSI)	52.83
Average Volume (20 Days)	9,458

Short Selling Information

The latest short interest is 41,109, so 0.50% of the outstanding shares have been sold short.

Short Interest	41,109
Short Previous Month	39,491
Short % of Shares Out	0.50%
Short % of Float	0.58%
Short Ratio (days to cover)	2.97

Income Statement

In the last 12 months, OVLY had revenue of $79.78 million and earned $23.59 million in profits. Earnings per share was $2.84.

Revenue	79.78M
Gross Profit	79.78M
Operating Income	31.31M
Pretax Income	30.22M
Net Income	23.59M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.84

Balance Sheet

The company has $198.86 million in cash and $7.77 million in debt, giving a net cash position of $191.09 million or $23.14 per share.

Cash & Cash Equivalents	198.86M
Total Debt	7.77M
Net Cash	191.09M
Net Cash Per Share	$23.14
Equity (Book Value)	185.81M
Book Value Per Share	22.52
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	39.25%
Pretax Margin	37.88%
Profit Margin	29.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.18%.

Dividend Per Share	$0.60
Dividend Yield	2.18%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	11
Payout Ratio	21.13%
Buyback Yield	-0.45%
Shareholder Yield	1.73%
Earnings Yield	10.39%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 17, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jan 17, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1