Oak Valley Bancorp Statistics

Total Valuation

OVLY has a market cap or net worth of $224.55 million. The enterprise value is $23.40 million.

Market Cap	224.55M
Enterprise Value	23.40M

Important Dates

The next estimated earnings date is Thursday, July 17, 2025, after market close.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	Feb 3, 2025

Share Statistics

OVLY has 8.25 million shares outstanding. The number of shares has increased by 0.39% in one year.

Current Share Class	8.25M
Shares Outstanding	8.25M
Shares Change (YoY)	+0.39%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	17.99%
Owned by Institutions (%)	32.63%
Float	6.73M

Valuation Ratios

The trailing PE ratio is 8.55.

PE Ratio	8.55
Forward PE	n/a
PS Ratio	2.65
Forward PS	n/a
PB Ratio	1.14
P/TBV Ratio	1.25
P/FCF Ratio	9.98
P/OCF Ratio	8.87
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	0.95
EV / Sales	0.30
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	1.04

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.36
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.99%.

Return on Equity (ROE)	13.99%
Return on Assets (ROA)	1.31%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$341,424
Profits Per Employee	$106,139
Employee Count	231
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVLY has paid $7.24 million in taxes.

Income Tax	7.24M
Effective Tax Rate	22.79%

Stock Price Statistics

The stock price has increased by +14.03% in the last 52 weeks. The beta is 0.44, so OVLY's price volatility has been lower than the market average.

Beta (5Y)	0.44
52-Week Price Change	+14.03%
50-Day Moving Average	25.66
200-Day Moving Average	26.75
Relative Strength Index (RSI)	60.57
Average Volume (20 Days)	13,371

Short Selling Information

The latest short interest is 34,788, so 0.42% of the outstanding shares have been sold short.

Short Interest	34,788
Short Previous Month	31,212
Short % of Shares Out	0.42%
Short % of Float	0.52%
Short Ratio (days to cover)	5.12

Income Statement

In the last 12 months, OVLY had revenue of $78.87 million and earned $24.52 million in profits. Earnings per share was $2.97.

Revenue	78.87M
Gross Profit	78.87M
Operating Income	32.84M
Pretax Income	35.64M
Net Income	24.52M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.97

Full Income Statement

Balance Sheet

The company has $209.30 million in cash and $8.16 million in debt, giving a net cash position of $201.14 million or $24.38 per share.

Cash & Cash Equivalents	209.30M
Total Debt	8.16M
Net Cash	201.14M
Net Cash Per Share	$24.38
Equity (Book Value)	183.52M
Book Value Per Share	22.25
Working Capital	-1.50B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $25.32 million and capital expenditures -$2.82 million, giving a free cash flow of $22.50 million.

Operating Cash Flow	25.32M
Capital Expenditures	-2.82M
Free Cash Flow	22.50M
FCF Per Share	$2.73

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	41.64%
Pretax Margin	40.27%
Profit Margin	31.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.53%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.37%.

Dividend Per Share	$0.60
Dividend Yield	2.37%
Dividend Growth (YoY)	36.36%
Years of Dividend Growth	11
Payout Ratio	17.68%
Buyback Yield	-0.39%
Shareholder Yield	1.82%
Earnings Yield	10.92%
FCF Yield	10.02%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 17, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jan 17, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4