Oak Valley Bancorp (OVLY)

Oak Valley Bancorp Statistics

Total Valuation

OVLY has a market cap or net worth of $228.02 million. The enterprise value is -$11.57 million.

Market Cap	228.02M
Enterprise Value	-11.57M

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Jul 28, 2025

Share Statistics

OVLY has 8.26 million shares outstanding. The number of shares has increased by 0.46% in one year.

Current Share Class	8.26M
Shares Outstanding	8.26M
Shares Change (YoY)	+0.46%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	13.74%
Owned by Institutions (%)	32.02%
Float	7.09M

Valuation Ratios

The trailing PE ratio is 9.72.

PE Ratio	9.72
Forward PE	n/a
PS Ratio	2.85
Forward PS	n/a
PB Ratio	1.15
P/TBV Ratio	1.17
P/FCF Ratio	11.11
P/OCF Ratio	9.14
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.37
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.29%.

Return on Equity (ROE)	12.29%
Return on Assets (ROA)	1.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$345,381
Profits Per Employee	$102,104
Employee Count	231
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVLY has paid $6.64 million in taxes.

Income Tax	6.64M
Effective Tax Rate	21.96%

Stock Price Statistics

The stock price has decreased by -6.85% in the last 52 weeks. The beta is 0.25, so OVLY's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	-6.85%
50-Day Moving Average	27.73
200-Day Moving Average	26.71
Relative Strength Index (RSI)	46.99
Average Volume (20 Days)	8,474

Short Selling Information

The latest short interest is 43,630, so 0.53% of the outstanding shares have been sold short.

Short Interest	43,630
Short Previous Month	41,109
Short % of Shares Out	0.53%
Short % of Float	0.62%
Short Ratio (days to cover)	4.61

Income Statement

In the last 12 months, OVLY had revenue of $79.78 million and earned $23.59 million in profits. Earnings per share was $2.84.

Revenue	79.78M
Gross Profit	79.78M
Operating Income	31.36M
Pretax Income	30.22M
Net Income	23.59M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.84

Balance Sheet

The company has $247.16 million in cash and $7.56 million in debt, giving a net cash position of $239.59 million or $29.02 per share.

Cash & Cash Equivalents	247.16M
Total Debt	7.56M
Net Cash	239.59M
Net Cash Per Share	$29.02
Equity (Book Value)	198.28M
Book Value Per Share	24.01
Working Capital	-1.52B

Cash Flow

In the last 12 months, operating cash flow was $24.95 million and capital expenditures -$4.42 million, giving a free cash flow of $20.52 million.

Operating Cash Flow	24.95M
Capital Expenditures	-4.42M
Free Cash Flow	20.52M
FCF Per Share	$2.49

Margins

Gross Margin	n/a
Operating Margin	39.30%
Pretax Margin	37.88%
Profit Margin	29.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	25.72%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.17%.

Dividend Per Share	$0.60
Dividend Yield	2.17%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	11
Payout Ratio	21.13%
Buyback Yield	-0.46%
Shareholder Yield	1.72%
Earnings Yield	10.34%
FCF Yield	9.00%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 17, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jan 17, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4