Interest Income on Loans | 83.55 | 72.38 | 55.23 | 39.56 | 42.39 | |
Interest Income on Investments | 14.12 | 15.94 | 15.8 | 4.29 | 1.53 | |
Total Interest Income | 97.66 | 88.32 | 71.03 | 43.84 | 43.93 | |
Interest Paid on Deposits | 25.95 | 20.67 | 4.62 | 1.37 | 2.03 | |
Interest Paid on Borrowings | 0.78 | 1.13 | 0.87 | 0.1 | 0.08 | |
Total Interest Expense | 26.72 | 21.8 | 5.49 | 1.46 | 2.11 | |
Net Interest Income | 70.94 | 66.51 | 65.54 | 42.38 | 41.82 | |
Net Interest Income Growth (YoY) | 6.66% | 1.48% | 54.66% | 1.34% | -14.29% | |
Gain (Loss) on Sale of Assets | - | - | - | 0.28 | 0.01 | |
Gain (Loss) on Sale of Investments | 0.33 | -4.91 | 0.37 | 0 | 1.82 | |
Other Non-Interest Income | 17.29 | 15.29 | 13.77 | 13.8 | 13.92 | |
Total Non-Interest Income | 17.62 | 10.38 | 14.15 | 14.07 | 15.75 | |
Non-Interest Income Growth (YoY) | 69.73% | -26.63% | 0.53% | -10.64% | 0.43% | |
Revenues Before Loan Losses | 88.56 | 76.89 | 79.69 | 56.45 | 57.57 | |
Provision for Loan Losses | 0.44 | 2.7 | - | -0.55 | 4.05 | |
| Revenue | 88.12 | 74.19 | 79.69 | 57 | 53.52 | |
Revenue Growth (YoY) | 18.77% | -6.90% | 39.80% | 6.51% | -7.22% | |
Salaries and Employee Benefits | 29.85 | 28.6 | 26.91 | 25.27 | 25.8 | |
Occupancy Expenses | 8.94 | 6.57 | 6.42 | 6.17 | 5.75 | |
Federal Deposit Insurance | 0.95 | 1.09 | 0.86 | 0.77 | 1.44 | |
Selling, General & Administrative | 15.47 | 17.87 | 11.46 | 9.78 | 9.24 | |
Other Non-Interest Expense | 8.08 | 6.61 | 6.18 | 5.51 | 4.13 | |
Total Non-Interest Expense | 63.3 | 60.73 | 51.83 | 47.49 | 46.36 | |
EBT Excluding Unusual Items | 24.82 | 13.46 | 27.86 | 9.51 | 7.16 | |
Legal Settlements | - | 5.95 | - | -1.2 | -4.5 | |
Other Unusual Items | - | - | - | 5.03 | - | |
Pretax Income | 24.82 | 19.41 | 27.86 | 13.34 | 2.66 | |
Income Tax Expense | 5.62 | 4.15 | 5.91 | 3.06 | 1.58 | |
Net Income | 19.2 | 15.26 | 21.95 | 10.28 | 1.08 | |
Net Income to Common | 19.2 | 15.26 | 21.95 | 10.28 | 1.08 | |
Net Income Growth | 25.82% | -30.47% | 113.52% | 854.41% | -79.28% | |
Basic Shares Outstanding | 25 | 25 | 25 | 25 | 25 | |
Diluted Shares Outstanding | 25 | 25 | 25 | 25 | 25 | |
Shares Change (YoY) | -0.50% | 0.21% | 0.15% | 0.25% | 0.22% | |
EPS (Basic) | 0.77 | 0.61 | 0.87 | 0.41 | 0.04 | |
EPS (Diluted) | 0.76 | 0.61 | 0.87 | 0.41 | 0.04 | |
EPS Growth | 25.47% | -30.38% | 112.71% | 922.53% | -80.75% | |
Effective Tax Rate | 22.65% | 21.38% | 21.21% | 22.93% | 59.51% | |