Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
18.33
+0.18 (0.99%)
At close: Nov 13, 2026, 4:00 PM EST
18.32
-0.01 (-0.05%)
After-hours: Nov 13, 2026, 7:30 PM EST
Pioneer Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash & Equivalents | 235.87 | 133.68 | 96.52 | 165.19 | 150.48 | 376.06 |
Investment Securities | 116.4 | 115.79 | 259.93 | 282.5 | 458.03 | 507.78 |
Trading Asset Securities | 20.15 | 0.87 | - | 0.16 | 0.68 | 0.22 |
Mortgage-Backed Securities | 144.7 | 146.16 | 87.01 | - | - | - |
Total Investments | 281.25 | 262.82 | 346.94 | 282.66 | 458.71 | 508 |
Gross Loans | 1,965 | 1,672 | 1,456 | 1,366 | 1,167 | 1,005 |
Allowance for Loan Losses | -28.31 | -25.31 | -21.75 | -21.8 | -22.47 | -22.52 |
Net Loans | 1,937 | 1,646 | 1,435 | 1,344 | 1,144 | 982.57 |
Property, Plant & Equipment | 36.4 | 35.58 | 35.48 | 40.11 | 41.62 | 38.02 |
Goodwill | 27.22 | 9.6 | 10.88 | 10.88 | 8.8 | 8.8 |
Other Intangible Assets | 12.17 | 2.71 | 2.71 | 2.95 | 2.1 | 2.49 |
Accrued Interest Receivable | 10.45 | 8.89 | 7.94 | 7.56 | 7.19 | 4.62 |
Long-Term Deferred Tax Assets | - | - | - | 0.27 | 5.22 | 6.64 |
Other Long-Term Assets | 51.14 | 45.07 | 39.41 | 38.17 | 36.71 | 35.94 |
Total Assets | 2,599 | 2,151 | 1,980 | 1,895 | 1,856 | 1,964 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Interest Bearing Deposits | 1,594 | 1,256 | 1,113 | 1,088 | 1,006 | 1,068 |
Institutional Deposits | - | 27.38 | 19.1 | 16.5 | 9.9 | 18.6 |
Non-Interest Bearing Deposits | 536.41 | 456.11 | 454.3 | 445.33 | 526.12 | 593.46 |
Total Deposits | 2,131 | 1,739 | 1,586 | 1,550 | 1,542 | 1,680 |
Short-Term Borrowings | 86.84 | 57.35 | 53.74 | 16.77 | 18.83 | 12.81 |
Current Portion of Leases | - | 0.61 | - | 6.14 | 6.42 | - |
Long-Term Leases | - | 3.82 | 5.24 | - | - | - |
Pension & Post-Retirement Benefits | - | 1.06 | 1.18 | 1.35 | 1.38 | 1.55 |
Other Long-Term Liabilities | 57.79 | 24.82 | 28.85 | 24.37 | 21.01 | 26.96 |
Total Liabilities | 2,275 | 1,827 | 1,675 | 1,599 | 1,589 | 1,722 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Common Stock | 0.25 | 0.25 | 0.26 | 0.26 | 0.26 | 0.26 |
Additional Paid-In Capital | 116.78 | 115.4 | 114.11 | 113.48 | 113.54 | 113.71 |
Retained Earnings | 208.28 | 203.05 | 194.19 | 187.73 | 173.04 | 151.09 |
Comprehensive Income & Other | -2.02 | 5.17 | -4.01 | -4.95 | -20.14 | -22.44 |
Shareholders' Equity | 323.3 | 323.86 | 304.55 | 296.53 | 266.7 | 242.63 |
Total Liabilities & Equity | 2,599 | 2,151 | 1,980 | 1,895 | 1,856 | 1,964 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Total Debt | 86.84 | 61.77 | 58.97 | 22.9 | 25.25 | 12.81 |
Net Cash (Debt) | 169.17 | 72.77 | 37.55 | 142.45 | 125.91 | 363.46 |
Net Cash Growth | -23.50% | 93.81% | -73.64% | 13.13% | -65.36% | 3.95% |
Net Cash Per Share | 6.95 | 2.96 | 1.49 | 5.65 | 5.00 | 14.46 |
Filing Date Shares Outstanding | 24.22 | 24.41 | 25.14 | 25.44 | 25.19 | 25.15 |
Total Common Shares Outstanding | 24.22 | 24.41 | 25.27 | 25.52 | 25.19 | 25.15 |
Book Value Per Share | 13.35 | 13.27 | 12.05 | 11.62 | 10.59 | 9.65 |
Tangible Book Value | 283.9 | 311.55 | 290.97 | 282.7 | 255.81 | 231.33 |
Tangible Book Value Per Share | 11.72 | 12.76 | 11.52 | 11.08 | 10.16 | 9.20 |