Pioneer Bancorp, Inc. (PBFS)

NASDAQ: PBFS · Real-Time Price · USD

18.02

+0.56 (3.21%)

Sep 1, 2026, 4:00 PM EDT - Market closed

Pioneer Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Market Capitalization	436	329	291	253	225	246
Market Cap Growth	35.21%	13.11%	15.18%	12.07%	-8.49%	-18.30%
Last Close Price	18.02	13.48	11.52	10.01	8.95	9.80

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
PE Ratio	25.82	16.22	15.94	16.55	10.27	23.95
PS Ratio	4.43	3.55	3.40	3.40	2.83	4.32
PB Ratio	1.33	1.02	0.96	0.85	0.85	1.01
P/FCF Ratio	19.32	37.39	10.34	10.98	8.73	5.01
P/OCF Ratio	18.12	29.59	9.96	10.59	8.58	4.93

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Debt / Equity Ratio	0.03	0.19	0.19	0.08	0.10	0.05
Debt / FCF Ratio	0.38	7.02	2.10	1.00	0.98	0.26
Net Debt / Equity Ratio	-0.33	-0.22	-0.12	-0.48	-0.47	-1.50
Net Debt / FCF Ratio	-4.80	-8.27	-1.33	-6.19	-4.88	-7.39
Return on Equity (ROE)	5.24%	6.46%	-	5.42%	8.62%	4.28%
Return on Assets (ROA)	0.76%	0.98%	-	0.81%	1.15%	0.55%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Earnings Yield	3.86%	6.17%	6.27%	6.04%	9.74%	4.17%
FCF Yield	5.18%	2.67%	9.68%	9.11%	11.46%	19.98%
Buyback Yield / Dilution	2.38%	2.34%	0.26%	-0.21%	-0.15%	-0.25%

SEC Filings: 10-K · 10-Q