Pioneer Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2025	FY 2024	FY 2024	FY 2023
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023
Cash & Equivalents	133.68	228.55	96.52	165.19	150.48
Securities and Investments	261.95	298.39	346.94	282.5	458.03
Gross Loans	1,672	1,639	1,456	1,366	1,167
Allowance for Loan Losses	-25.31	-24.6	-21.75	-21.8	-22.47
Net Loans	1,646	1,614	1,435	1,344	1,144
Net Property, Plant & Equipment	35.58	35.32	35.48	40.11	41.62
Accrued Interest and Accounts Receivable	8.89	9.24	7.94	7.56	7.19
Other Intangible Assets	2.71	2.35	2.71	2.95	2.1
Goodwill	9.6	10.88	10.88	10.88	8.8
Long-Term Investments	21.4	19.24	21.24	19.56	17.52
Other Non-Earning Assets	30.63	25.4	23.46	22.6	26.29
Total Assets	2,151	2,243	1,980	1,895	1,856
Interest-bearing deposits	1,283	1,325	1,132	1,105	1,016
Noninterest-bearing deposits	456.11	569.99	454.3	445.33	526.12
Total Deposits	1,739	1,895	1,586	1,550	1,542
Short-Term Interbank Borrowing and Repurchase Agreements	50	-	40	-	-
Other Liabilities	37.65	34.08	48.99	48.62	47.64
Total Liabilities	1,827	1,929	1,675	1,599	1,589
Common Stock	0.25	0.25	0.26	0.26	0.26
Additional Paid-in Capital	115.4	115.05	114.11	113.48	113.54
Accumulated Other Comprehensive Income	5.17	-0.82	-4.01	-4.95	-20.14
Retained Earnings	203.05	199.72	194.19	187.73	173.04
Shareholders' Equity	323.86	314.2	304.55	296.53	266.7
Total Liabilities & Equity	2,151	2,243	1,980	1,895	1,856
Book Value	323.86	314.2	304.55	296.53	266.7
Book Value Per Share	13.18	12.79	12.08	11.76	10.60
Tangible Book Value	311.55	300.97	290.97	282.7	255.81
Tangible Book Value Per Share	12.68	12.25	11.54	11.21	10.16

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q