Pioneer Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Cash & Equivalents	-	96.52	165.19	150.48	376.06
Investment Securities	-	259.93	282.5	458.03	507.78
Trading Asset Securities	-	-	0.16	0.68	0.22
Mortgage-Backed Securities	-	87.01	-	-	-
Total Investments	-	346.94	282.66	458.71	508
Gross Loans	-	1,456	1,366	1,167	1,005
Allowance for Loan Losses	-	-21.75	-21.8	-22.47	-22.52
Net Loans	-	1,435	1,344	1,144	982.57
Property, Plant & Equipment	-	35.48	40.11	41.62	38.02
Goodwill	-	10.88	10.88	8.8	8.8
Other Intangible Assets	-	2.71	2.95	2.1	2.49
Accrued Interest Receivable	-	7.94	7.56	7.19	4.62
Long-Term Deferred Tax Assets	-	-	0.27	5.22	6.64
Other Long-Term Assets	-	39.41	38.17	36.71	35.94
Total Assets	-	1,980	1,895	1,856	1,964
Interest Bearing Deposits	-	1,113	1,088	1,006	1,068
Institutional Deposits	-	19.1	16.5	9.9	18.6
Non-Interest Bearing Deposits	-	454.3	445.33	526.12	593.46
Total Deposits	-	1,586	1,550	1,542	1,680
Short-Term Borrowings	-	13.74	16.77	18.83	12.81
Current Portion of Leases	-	-	6.14	6.42	-
Long-Term Debt	-	40	-	-	-
Long-Term Leases	-	5.24	-	-	-
Pension & Post-Retirement Benefits	-	1.18	1.35	1.38	1.55
Other Long-Term Liabilities	-	28.85	24.37	21.01	26.96
Total Liabilities	-	1,675	1,599	1,589	1,722
Common Stock	-	0.26	0.26	0.26	0.26
Additional Paid-In Capital	-	114.11	113.48	113.54	113.71
Retained Earnings	-	194.19	187.73	173.04	151.09
Comprehensive Income & Other	-	-4.01	-4.95	-20.14	-22.44
Shareholders' Equity	314.2	304.55	296.53	266.7	242.63
Total Liabilities & Equity	-	1,980	1,895	1,856	1,964
Total Debt	7.9	58.97	22.9	25.25	12.81
Net Cash (Debt)	221.15	37.55	142.45	125.91	363.46
Net Cash Growth	488.95%	-73.64%	13.13%	-65.36%	3.95%
Net Cash Per Share	9.00	1.50	5.65	5.00	14.46
Filing Date Shares Outstanding	24.41	25.14	25.44	25.19	25.15
Total Common Shares Outstanding	24.41	25.27	25.52	25.19	25.15
Book Value Per Share	12.87	12.05	11.62	10.59	9.65
Tangible Book Value	300.97	290.97	282.7	255.81	231.33
Tangible Book Value Per Share	12.33	11.52	11.08	10.16	9.20

Updated Jan 30, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q