Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $323.34 million. The enterprise value is $209.94 million.
Important Dates
The last earnings date was Thursday, October 30, 2025, after market close.
| Earnings Date | Oct 30, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 24.61 million shares outstanding. The number of shares has decreased by -2.39% in one year.
| Current Share Class | 24.61M |
| Shares Outstanding | 24.61M |
| Shares Change (YoY) | -2.39% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 1.94% |
| Owned by Institutions (%) | 16.21% |
| Float | 7.75M |
Valuation Ratios
The trailing PE ratio is 15.65.
| PE Ratio | 15.65 |
| Forward PE | n/a |
| PS Ratio | 3.51 |
| Forward PS | n/a |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.10 |
| EV / Sales | 2.29 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $328,735 |
| Profits Per Employee | $74,505 |
| Employee Count | 279 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $5.92 million in taxes.
| Income Tax | 5.92M |
| Effective Tax Rate | 22.15% |
Stock Price Statistics
The stock price has increased by +16.70% in the last 52 weeks. The beta is 0.47, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | +16.70% |
| 50-Day Moving Average | 13.14 |
| 200-Day Moving Average | 12.13 |
| Relative Strength Index (RSI) | 51.67 |
| Average Volume (20 Days) | 16,873 |
Short Selling Information
The latest short interest is 67,078, so 0.27% of the outstanding shares have been sold short.
| Short Interest | 67,078 |
| Short Previous Month | 58,947 |
| Short % of Shares Out | 0.27% |
| Short % of Float | 0.87% |
| Short Ratio (days to cover) | 2.27 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $91.72 million and earned $20.79 million in profits. Earnings per share was $0.84.
| Revenue | 91.72M |
| Gross Profit | 91.72M |
| Operating Income | 27.66M |
| Pretax Income | 26.70M |
| Net Income | 20.79M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.84 |
Full Income StatementBalance Sheet
The company has $122.17 million in cash and $8.77 million in debt, giving a net cash position of $113.40 million or $4.61 per share.
| Cash & Cash Equivalents | 122.17M |
| Total Debt | 8.77M |
| Net Cash | 113.40M |
| Net Cash Per Share | $4.61 |
| Equity (Book Value) | 314.25M |
| Book Value Per Share | 12.64 |
| Working Capital | n/a |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 30.15% |
| Pretax Margin | 29.11% |
| Profit Margin | 22.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
