Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $410.38 million. The enterprise value is $252.59 million.
| Market Cap | 410.38M |
| Enterprise Value | 252.59M |
Important Dates
The next estimated earnings date is Friday, August 7, 2026, after market close.
| Earnings Date | Aug 7, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 24.43 million shares outstanding. The number of shares has decreased by -2.66% in one year.
| Current Share Class | 24.43M |
| Shares Outstanding | 24.43M |
| Shares Change (YoY) | -2.66% |
| Shares Change (QoQ) | +0.21% |
| Owned by Insiders (%) | 2.12% |
| Owned by Institutions (%) | 15.62% |
| Float | 7.55M |
Valuation Ratios
The trailing PE ratio is 20.57.
| PE Ratio | 20.57 |
| Forward PE | n/a |
| PS Ratio | 4.35 |
| Forward PS | n/a |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.30 |
| P/FCF Ratio | 31.83 |
| P/OCF Ratio | 28.34 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.75 |
| EV / Sales | 2.68 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 19.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.20%.
| Return on Equity (ROE) | 6.20% |
| Return on Assets (ROA) | 0.92% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.47% |
| Revenue Per Employee | $350,974 |
| Profits Per Employee | $73,658 |
| Employee Count | 269 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $4.96 million in taxes.
| Income Tax | 4.96M |
| Effective Tax Rate | 20.03% |
Stock Price Statistics
The stock price has increased by +36.92% in the last 52 weeks. The beta is 0.43, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +36.92% |
| 50-Day Moving Average | 15.36 |
| 200-Day Moving Average | 14.10 |
| Relative Strength Index (RSI) | 59.42 |
| Average Volume (20 Days) | 26,497 |
Short Selling Information
The latest short interest is 87,615, so 0.36% of the outstanding shares have been sold short.
| Short Interest | 87,615 |
| Short Previous Month | 85,137 |
| Short % of Shares Out | 0.36% |
| Short % of Float | 1.16% |
| Short Ratio (days to cover) | 4.09 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $94.41 million and earned $19.81 million in profits. Earnings per share was $0.82.
| Revenue | 94.41M |
| Gross Profit | 94.41M |
| Operating Income | 27.71M |
| Pretax Income | 24.78M |
| Net Income | 19.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.82 |
Balance Sheet
The company has $165.46 million in cash and $7.66 million in debt, with a net cash position of $157.79 million or $6.46 per share.
| Cash & Cash Equivalents | 165.46M |
| Total Debt | 7.66M |
| Net Cash | 157.79M |
| Net Cash Per Share | $6.46 |
| Equity (Book Value) | 328.59M |
| Book Value Per Share | 13.45 |
| Working Capital | -1.68B |
Cash Flow
In the last 12 months, operating cash flow was $14.48 million and capital expenditures -$1.59 million, giving a free cash flow of $12.89 million.
| Operating Cash Flow | 14.48M |
| Capital Expenditures | -1.59M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -69,000 |
| Free Cash Flow | 12.89M |
| FCF Per Share | $0.53 |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.34% |
| Pretax Margin | 26.24% |
| Profit Margin | 20.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.66% |
Dividends & Yields
Pioneer Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 2.66% |
| Shareholder Yield | 2.66% |
| Earnings Yield | 4.83% |
| FCF Yield | 3.14% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |