Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $278.05 million. The enterprise value is $240.50 million.
Important Dates
The next estimated earnings date is Monday, May 12, 2025, after market close.
| Earnings Date | May 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 25.14 million shares outstanding. The number of shares has decreased by -0.38% in one year.
| Current Share Class | 25.14M |
| Shares Outstanding | 25.14M |
| Shares Change (YoY) | -0.38% |
| Shares Change (QoQ) | -0.41% |
| Owned by Insiders (%) | 1.91% |
| Owned by Institutions (%) | 15.80% |
| Float | 8.05M |
Valuation Ratios
The trailing PE ratio is 14.55.
| PE Ratio | 14.55 |
| Forward PE | n/a |
| PS Ratio | 3.14 |
| Forward PS | n/a |
| PB Ratio | 0.92 |
| P/TBV Ratio | 0.96 |
| P/FCF Ratio | 8.64 |
| P/OCF Ratio | 8.25 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.53 |
| EV / Sales | 2.73 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.47 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.83 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $315,835 |
| Profits Per Employee | $68,817 |
| Employee Count | 279 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $5.62 million in taxes.
| Income Tax | 5.62M |
| Effective Tax Rate | 22.65% |
Stock Price Statistics
The stock price has increased by +21.79% in the last 52 weeks. The beta is 0.28, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +21.79% |
| 50-Day Moving Average | 11.62 |
| 200-Day Moving Average | 11.31 |
| Relative Strength Index (RSI) | 40.44 |
| Average Volume (20 Days) | 15,067 |
Short Selling Information
The latest short interest is 44,376, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 44,376 |
| Short Previous Month | 47,036 |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.55% |
| Short Ratio (days to cover) | 2.66 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $88.12 million and earned $19.20 million in profits. Earnings per share was $0.76.
| Revenue | 88.12M |
| Gross Profit | 88.12M |
| Operating Income | 25.77M |
| Pretax Income | 20.10M |
| Net Income | 19.20M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.76 |
Full Income StatementBalance Sheet
The company has $96.52 million in cash and $58.97 million in debt, giving a net cash position of $37.55 million or $1.49 per share.
| Cash & Cash Equivalents | 96.52M |
| Total Debt | 58.97M |
| Net Cash | 37.55M |
| Net Cash Per Share | $1.49 |
| Equity (Book Value) | 304.55M |
| Book Value Per Share | 12.05 |
| Working Capital | -1.50B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $33.71 million and capital expenditures -$1.51 million, giving a free cash flow of $32.20 million.
| Operating Cash Flow | 33.71M |
| Capital Expenditures | -1.51M |
| Free Cash Flow | 32.20M |
| FCF Per Share | $1.28 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.25% |
| Pretax Margin | 28.17% |
| Profit Margin | 21.79% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.54% |