Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
12.41
+0.04 (0.32%)
Aug 8, 2025, 4:00 PM - Market closed

Paramount Global Statistics

Total Valuation

Pioneer Bancorp has a market cap or net worth of $312.15 million. The enterprise value is $183.25 million.

Market Cap312.15M
Enterprise Value 183.25M

Important Dates

The next estimated earnings date is Wednesday, September 24, 2025, after market close.

Earnings Date Sep 24, 2025
Ex-Dividend Date n/a

Share Statistics

Pioneer Bancorp has 25.15 million shares outstanding. The number of shares has decreased by -1.20% in one year.

Current Share Class 25.15M
Shares Outstanding 25.15M
Shares Change (YoY) -1.20%
Shares Change (QoQ) -1.48%
Owned by Insiders (%) 1.90%
Owned by Institutions (%) 15.72%
Float 8.07M

Valuation Ratios

The trailing PE ratio is 13.64.

PE Ratio 13.64
Forward PE n/a
PS Ratio 3.37
Forward PS n/a
PB Ratio 1.00
P/TBV Ratio 1.05
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 8.05
EV / Sales 2.01
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $327,487
Profits Per Employee $81,595
Employee Count279
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Pioneer Bancorp has paid $6.53 million in taxes.

Income Tax 6.53M
Effective Tax Rate 22.28%

Stock Price Statistics

The stock price has increased by +21.07% in the last 52 weeks. The beta is 0.37, so Pioneer Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.37
52-Week Price Change +21.07%
50-Day Moving Average 12.02
200-Day Moving Average 11.66
Relative Strength Index (RSI) 55.69
Average Volume (20 Days) 25,054

Short Selling Information

The latest short interest is 56,062, so 0.22% of the outstanding shares have been sold short.

Short Interest 56,062
Short Previous Month 58,959
Short % of Shares Out 0.22%
Short % of Float 0.70%
Short Ratio (days to cover) 2.36

Income Statement

In the last 12 months, Pioneer Bancorp had revenue of $91.37 million and earned $22.77 million in profits. Earnings per share was $0.91.

Revenue91.37M
Gross Profit 91.37M
Operating Income 30.24M
Pretax Income 20.10M
Net Income 22.77M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.91
Full Income Statement

Balance Sheet

The company has $139.63 million in cash and $10.73 million in debt, giving a net cash position of $128.90 million or $5.12 per share.

Cash & Cash Equivalents 139.63M
Total Debt 10.73M
Net Cash 128.90M
Net Cash Per Share $5.12
Equity (Book Value) 310.70M
Book Value Per Share 12.35
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 33.10%
Pretax Margin 32.06%
Profit Margin 24.92%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

Pioneer Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.20%
Shareholder Yield 1.20%
Earnings Yield 7.29%
FCF Yield n/a

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 1