Pioneer Bancorp Statistics
Total Valuation
PBFS has a market cap or net worth of $285.56 million. The enterprise value is $69.94 million.
Important Dates
The next estimated earnings date is Wednesday, February 5, 2025, after market close.
| Earnings Date | Feb 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PBFS has 25.25 million shares outstanding. The number of shares has increased by 0.12% in one year.
| Current Share Class | 25.25M |
| Shares Outstanding | 25.25M |
| Shares Change (YoY) | +0.12% |
| Shares Change (QoQ) | -0.23% |
| Owned by Insiders (%) | 1.91% |
| Owned by Institutions (%) | 16.22% |
| Float | 8.16M |
Valuation Ratios
The trailing PE ratio is 15.71.
| PE Ratio | 15.71 |
| Forward PE | n/a |
| PS Ratio | 3.63 |
| Forward PS | n/a |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 22.43 |
| P/OCF Ratio | 21.44 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.85 |
| EV / Sales | 0.89 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.49 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.76 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.31%.
| Return on Equity (ROE) | 6.31% |
| Return on Assets (ROA) | 0.91% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $271,156 |
| Profits Per Employee | $62,799 |
| Employee Count | 289 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PBFS has paid $5.15 million in taxes.
| Income Tax | 5.15M |
| Effective Tax Rate | 22.09% |
Stock Price Statistics
The stock price has increased by +16.00% in the last 52 weeks. The beta is 0.49, so PBFS's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +16.00% |
| 50-Day Moving Average | 11.47 |
| 200-Day Moving Average | 10.48 |
| Relative Strength Index (RSI) | 37.45 |
| Average Volume (20 Days) | 30,530 |
Short Selling Information
The latest short interest is 26,951, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 26,951 |
| Short Previous Month | 28,927 |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.33% |
| Short Ratio (days to cover) | 0.75 |
Income Statement
In the last 12 months, PBFS had revenue of $78.36 million and earned $18.15 million in profits. Earnings per share was $0.72.
| Revenue | 78.36M |
| Gross Profit | 78.36M |
| Operating Income | 18.44M |
| Pretax Income | 20.10M |
| Net Income | 18.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.72 |
Full Income StatementBalance Sheet
The company has $225.35 million in cash and $9.73 million in debt, giving a net cash position of $215.62 million or $8.54 per share.
| Cash & Cash Equivalents | 225.35M |
| Total Debt | 9.73M |
| Net Cash | 215.62M |
| Net Cash Per Share | $8.54 |
| Equity (Book Value) | 303.80M |
| Book Value Per Share | 11.95 |
| Working Capital | -1.45B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $13.32 million and capital expenditures -$585,000, giving a free cash flow of $12.73 million.
| Operating Cash Flow | 13.32M |
| Capital Expenditures | -585,000 |
| Free Cash Flow | 12.73M |
| FCF Per Share | $0.50 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.53% |
| Pretax Margin | 29.73% |
| Profit Margin | 23.16% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.25% |