Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
14.52
-0.04 (-0.27%)
Feb 11, 2026, 4:00 PM EST - Market closed

Pioneer Bancorp Statistics

Total Valuation

Pioneer Bancorp has a market cap or net worth of $354.37 million. The enterprise value is $133.22 million.

Market Cap354.37M
Enterprise Value 133.22M

Important Dates

The last earnings date was Friday, January 30, 2026, after market close.

Earnings Date Jan 30, 2026
Ex-Dividend Date n/a

Share Statistics

Pioneer Bancorp has 24.41 million shares outstanding. The number of shares has decreased by -2.12% in one year.

Current Share Class 24.41M
Shares Outstanding 24.41M
Shares Change (YoY) -2.12%
Shares Change (QoQ) -1.23%
Owned by Insiders (%) 2.02%
Owned by Institutions (%) 15.63%
Float 7.74M

Valuation Ratios

The trailing PE ratio is 17.51.

PE Ratio 17.51
Forward PE n/a
PS Ratio 3.84
Forward PS n/a
PB Ratio 1.13
P/TBV Ratio 1.18
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 6.57
EV / Sales 1.44
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.56%.

Return on Equity (ROE) 6.56%
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.57%
Revenue Per Employee $344,212
Profits Per Employee $75,416
Employee Count269
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Pioneer Bancorp has paid $6.20 million in taxes.

Income Tax 6.20M
Effective Tax Rate 23.41%

Stock Price Statistics

The stock price has increased by +25.39% in the last 52 weeks. The beta is 0.45, so Pioneer Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change +25.39%
50-Day Moving Average 13.89
200-Day Moving Average 12.87
Relative Strength Index (RSI) 59.45
Average Volume (20 Days) 10,664

Short Selling Information

The latest short interest is 83,706, so 0.34% of the outstanding shares have been sold short.

Short Interest 83,706
Short Previous Month 94,886
Short % of Shares Out 0.34%
Short % of Float 1.08%
Short Ratio (days to cover) 8.61

Income Statement

In the last 12 months, Pioneer Bancorp had revenue of $92.59 million and earned $20.29 million in profits. Earnings per share was $0.83.

Revenue92.59M
Gross Profit 92.59M
Operating Income 28.49M
Pretax Income 26.49M
Net Income 20.29M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.83
Full Income Statement

Balance Sheet

The company has $229.05 million in cash and $7.90 million in debt, with a net cash position of $221.15 million or $9.06 per share.

Cash & Cash Equivalents 229.05M
Total Debt 7.90M
Net Cash 221.15M
Net Cash Per Share $9.06
Equity (Book Value) 314.20M
Book Value Per Share 12.87
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 30.77%
Pretax Margin 28.61%
Profit Margin 21.91%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

Pioneer Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 2.12%
Shareholder Yield 2.12%
Earnings Yield 5.72%
FCF Yield n/a

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 1