Pioneer Bancorp Statistics

Total Valuation

Pioneer Bancorp has a market cap or net worth of $291.57 million. The enterprise value is $253.77 million.

Market Cap	291.57M
Enterprise Value	253.77M

Important Dates

The next estimated earnings date is Monday, May 12, 2025, after market close.

Earnings Date	May 12, 2025
Ex-Dividend Date	n/a

Share Statistics

Pioneer Bancorp has 25.14 million shares outstanding. The number of shares has decreased by -0.38% in one year.

Current Share Class	25.14M
Shares Outstanding	25.14M
Shares Change (YoY)	-0.38%
Shares Change (QoQ)	-0.41%
Owned by Insiders (%)	1.91%
Owned by Institutions (%)	15.81%
Float	8.05M

Valuation Ratios

The trailing PE ratio is 15.41.

PE Ratio	15.41
Forward PE	n/a
PS Ratio	3.32
Forward PS	n/a
PB Ratio	0.97
P/TBV Ratio	1.00
P/FCF Ratio	9.05
P/OCF Ratio	8.64
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.22
EV / Sales	2.88
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.88

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.83
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$315,835
Profits Per Employee	$68,817
Employee Count	279
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Pioneer Bancorp has paid $5.62 million in taxes.

Income Tax	5.62M
Effective Tax Rate	22.65%

Stock Price Statistics

The stock price has increased by +18.55% in the last 52 weeks. The beta is 0.47, so Pioneer Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.47
52-Week Price Change	+18.55%
50-Day Moving Average	11.75
200-Day Moving Average	11.22
Relative Strength Index (RSI)	44.75
Average Volume (20 Days)	18,892

Short Selling Information

The latest short interest is 42,219, so 0.17% of the outstanding shares have been sold short.

Short Interest	42,219
Short Previous Month	30,875
Short % of Shares Out	0.17%
Short % of Float	0.52%
Short Ratio (days to cover)	1.59

Income Statement

In the last 12 months, Pioneer Bancorp had revenue of $88.12 million and earned $19.20 million in profits. Earnings per share was $0.76.

Revenue	88.12M
Gross Profit	88.12M
Operating Income	25.77M
Pretax Income	20.10M
Net Income	19.20M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.76

Full Income Statement

Balance Sheet

The company has $96.52 million in cash and $58.97 million in debt, giving a net cash position of $37.55 million or $1.49 per share.

Cash & Cash Equivalents	96.52M
Total Debt	58.97M
Net Cash	37.55M
Net Cash Per Share	$1.49
Equity (Book Value)	304.55M
Book Value Per Share	12.05
Working Capital	-1.50B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $33.71 million and capital expenditures -$1.51 million, giving a free cash flow of $32.20 million.

Operating Cash Flow	33.71M
Capital Expenditures	-1.51M
Free Cash Flow	32.20M
FCF Per Share	$1.28

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	29.25%
Pretax Margin	28.17%
Profit Margin	21.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.54%

Dividends & Yields

Pioneer Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.38%
Shareholder Yield	n/a
Earnings Yield	6.59%
FCF Yield	11.05%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3