Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $341.81 million. The enterprise value is $256.56 million.
Important Dates
The next estimated earnings date is Friday, May 8, 2026, after market close.
| Earnings Date | May 8, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 24.41 million shares outstanding. The number of shares has decreased by -2.35% in one year.
| Current Share Class | 24.41M |
| Shares Outstanding | 24.41M |
| Shares Change (YoY) | -2.35% |
| Shares Change (QoQ) | -1.23% |
| Owned by Insiders (%) | 2.02% |
| Owned by Institutions (%) | 15.54% |
| Float | 7.60M |
Valuation Ratios
The trailing PE ratio is 16.63.
| PE Ratio | 16.63 |
| Forward PE | n/a |
| PS Ratio | 3.64 |
| Forward PS | n/a |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 38.26 |
| P/OCF Ratio | 30.29 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.65 |
| EV / Sales | 2.77 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 29.15 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.18 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.46%.
| Return on Equity (ROE) | 6.46% |
| Return on Assets (ROA) | 0.98% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.68% |
| Revenue Per Employee | $344,212 |
| Profits Per Employee | $75,416 |
| Employee Count | 269 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $6.20 million in taxes.
| Income Tax | 6.20M |
| Effective Tax Rate | 23.41% |
Stock Price Statistics
The stock price has increased by +25.11% in the last 52 weeks. The beta is 0.43, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +25.11% |
| 50-Day Moving Average | 14.11 |
| 200-Day Moving Average | 13.33 |
| Relative Strength Index (RSI) | 52.46 |
| Average Volume (20 Days) | 17,907 |
Short Selling Information
The latest short interest is 95,672, so 0.39% of the outstanding shares have been sold short.
| Short Interest | 95,672 |
| Short Previous Month | 80,377 |
| Short % of Shares Out | 0.39% |
| Short % of Float | 1.26% |
| Short Ratio (days to cover) | 8.40 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $92.59 million and earned $20.29 million in profits. Earnings per share was $0.83.
| Revenue | 92.59M |
| Gross Profit | 92.59M |
| Operating Income | 29.40M |
| Pretax Income | 26.49M |
| Net Income | 20.29M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.83 |
Full Income StatementBalance Sheet
The company has $134.54 million in cash and $54.42 million in debt, with a net cash position of $80.12 million or $3.28 per share.
| Cash & Cash Equivalents | 134.54M |
| Total Debt | 54.42M |
| Net Cash | 80.12M |
| Net Cash Per Share | $3.28 |
| Equity (Book Value) | 323.86M |
| Book Value Per Share | 13.27 |
| Working Capital | -1.65B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $11.12 million and capital expenditures -$2.32 million, giving a free cash flow of $8.80 million.
| Operating Cash Flow | 11.12M |
| Capital Expenditures | -2.32M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 9.91M |
| Free Cash Flow | 8.80M |
| FCF Per Share | $0.36 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 31.76% |
| Pretax Margin | 28.61% |
| Profit Margin | 21.91% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.50% |
