Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $321.62 million. The enterprise value is $206.75 million.
Important Dates
The next estimated earnings date is Tuesday, November 11, 2025, after market close.
| Earnings Date | Nov 11, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 24.61 million shares outstanding. The number of shares has decreased by -1.37% in one year.
| Current Share Class | 24.61M |
| Shares Outstanding | 24.61M |
| Shares Change (YoY) | -1.37% |
| Shares Change (QoQ) | -1.48% |
| Owned by Insiders (%) | 1.94% |
| Owned by Institutions (%) | 16.19% |
| Float | 7.75M |
Valuation Ratios
The trailing PE ratio is 14.29.
| PE Ratio | 14.29 |
| Forward PE | n/a |
| PS Ratio | 3.53 |
| Forward PS | n/a |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 16.15 |
| P/OCF Ratio | 13.98 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.08 |
| EV / Sales | 2.26 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.43 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.44 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $327,487 |
| Profits Per Employee | $81,595 |
| Employee Count | 279 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $6.53 million in taxes.
| Income Tax | 6.53M |
| Effective Tax Rate | 22.28% |
Stock Price Statistics
The stock price has increased by +20.35% in the last 52 weeks. The beta is 0.47, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | +20.35% |
| 50-Day Moving Average | 12.98 |
| 200-Day Moving Average | 11.99 |
| Relative Strength Index (RSI) | 46.90 |
| Average Volume (20 Days) | 31,064 |
Short Selling Information
The latest short interest is 58,947, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 58,947 |
| Short Previous Month | 63,330 |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.76% |
| Short Ratio (days to cover) | 1.62 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $91.37 million and earned $22.77 million in profits. Earnings per share was $0.91.
| Revenue | 91.37M |
| Gross Profit | 91.37M |
| Operating Income | 30.14M |
| Pretax Income | 29.29M |
| Net Income | 22.77M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.91 |
Full Income StatementBalance Sheet
The company has $122.17 million in cash and $8.77 million in debt, giving a net cash position of $113.40 million or $4.61 per share.
| Cash & Cash Equivalents | 122.17M |
| Total Debt | 8.77M |
| Net Cash | 113.40M |
| Net Cash Per Share | $4.61 |
| Equity (Book Value) | 314.25M |
| Book Value Per Share | 12.64 |
| Working Capital | -1.62B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $22.90 million and capital expenditures -$3.08 million, giving a free cash flow of $19.82 million.
| Operating Cash Flow | 22.90M |
| Capital Expenditures | -3.08M |
| Free Cash Flow | 19.82M |
| FCF Per Share | $0.81 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.98% |
| Pretax Margin | 32.06% |
| Profit Margin | 24.92% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.69% |
