Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $323.62 million. The enterprise value is $102.47 million.
Important Dates
The last earnings date was Friday, November 7, 2025, after market close.
| Earnings Date | Nov 7, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 24.41 million shares outstanding. The number of shares has decreased by -2.39% in one year.
| Current Share Class | 24.41M |
| Shares Outstanding | 24.41M |
| Shares Change (YoY) | -2.39% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 1.96% |
| Owned by Institutions (%) | 15.69% |
| Float | 7.76M |
Valuation Ratios
The trailing PE ratio is 15.79.
| PE Ratio | 15.79 |
| Forward PE | n/a |
| PS Ratio | 3.54 |
| Forward PS | n/a |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 14.91 |
| P/OCF Ratio | 13.00 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.93 |
| EV / Sales | 1.12 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.72 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.36 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $328,735 |
| Profits Per Employee | $74,505 |
| Employee Count | 279 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $5.92 million in taxes.
| Income Tax | 5.92M |
| Effective Tax Rate | 22.15% |
Stock Price Statistics
The stock price has increased by +15.00% in the last 52 weeks. The beta is 0.45, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +15.00% |
| 50-Day Moving Average | 13.20 |
| 200-Day Moving Average | 12.23 |
| Relative Strength Index (RSI) | 51.45 |
| Average Volume (20 Days) | 11,733 |
Short Selling Information
The latest short interest is 74,531, so 0.31% of the outstanding shares have been sold short.
| Short Interest | 74,531 |
| Short Previous Month | 67,078 |
| Short % of Shares Out | 0.31% |
| Short % of Float | 0.96% |
| Short Ratio (days to cover) | 3.47 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $91.72 million and earned $20.79 million in profits. Earnings per share was $0.84.
| Revenue | 91.72M |
| Gross Profit | 91.72M |
| Operating Income | 27.52M |
| Pretax Income | 26.70M |
| Net Income | 20.79M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.84 |
Full Income StatementBalance Sheet
The company has $229.05 million in cash and $7.90 million in debt, giving a net cash position of $221.15 million or $9.06 per share.
| Cash & Cash Equivalents | 229.05M |
| Total Debt | 7.90M |
| Net Cash | 221.15M |
| Net Cash Per Share | $9.06 |
| Equity (Book Value) | 314.20M |
| Book Value Per Share | 12.87 |
| Working Capital | -1.66B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $24.89 million and capital expenditures -$3.18 million, giving a free cash flow of $21.71 million.
| Operating Cash Flow | 24.89M |
| Capital Expenditures | -3.18M |
| Free Cash Flow | 21.71M |
| FCF Per Share | $0.89 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 30.00% |
| Pretax Margin | 29.11% |
| Profit Margin | 22.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.67% |
