Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $359.57 million. The enterprise value is $201.78 million.
Important Dates
The last earnings date was Monday, May 11, 2026, after market close.
| Earnings Date | May 11, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 24.43 million shares outstanding. The number of shares has decreased by -2.66% in one year.
| Current Share Class | 24.43M |
| Shares Outstanding | 24.43M |
| Shares Change (YoY) | -2.66% |
| Shares Change (QoQ) | +0.21% |
| Owned by Insiders (%) | 2.03% |
| Owned by Institutions (%) | 15.53% |
| Float | 7.57M |
Valuation Ratios
The trailing PE ratio is 18.02.
| PE Ratio | 18.02 |
| Forward PE | n/a |
| PS Ratio | 3.81 |
| Forward PS | n/a |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.14 |
| P/FCF Ratio | 27.89 |
| P/OCF Ratio | 24.83 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.18 |
| EV / Sales | 2.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.65 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.20%.
| Return on Equity (ROE) | 6.20% |
| Return on Assets (ROA) | 0.92% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.39% |
| Revenue Per Employee | $350,974 |
| Profits Per Employee | $73,658 |
| Employee Count | 269 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $4.96 million in taxes.
| Income Tax | 4.96M |
| Effective Tax Rate | 20.03% |
Stock Price Statistics
The stock price has increased by +27.16% in the last 52 weeks. The beta is 0.41, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | +27.16% |
| 50-Day Moving Average | 14.11 |
| 200-Day Moving Average | 13.64 |
| Relative Strength Index (RSI) | 57.69 |
| Average Volume (20 Days) | 11,016 |
Short Selling Information
The latest short interest is 86,409, so 0.35% of the outstanding shares have been sold short.
| Short Interest | 86,409 |
| Short Previous Month | 84,882 |
| Short % of Shares Out | 0.35% |
| Short % of Float | 1.14% |
| Short Ratio (days to cover) | 9.05 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $94.41 million and earned $19.81 million in profits. Earnings per share was $0.82.
| Revenue | 94.41M |
| Gross Profit | 94.41M |
| Operating Income | 27.71M |
| Pretax Income | 24.78M |
| Net Income | 19.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.82 |
Full Income StatementBalance Sheet
The company has $165.46 million in cash and $7.66 million in debt, with a net cash position of $157.79 million or $6.46 per share.
| Cash & Cash Equivalents | 165.46M |
| Total Debt | 7.66M |
| Net Cash | 157.79M |
| Net Cash Per Share | $6.46 |
| Equity (Book Value) | 328.59M |
| Book Value Per Share | 13.45 |
| Working Capital | -1.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $14.48 million and capital expenditures -$1.59 million, giving a free cash flow of $12.89 million.
| Operating Cash Flow | 14.48M |
| Capital Expenditures | -1.59M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -69,000 |
| Free Cash Flow | 12.89M |
| FCF Per Share | $0.53 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.34% |
| Pretax Margin | 26.24% |
| Profit Margin | 20.99% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.66% |
