Pioneer Bancorp Statistics

Total Valuation

Pioneer Bancorp has a market cap or net worth of $296.67 million. The enterprise value is $81.05 million.

Market Cap	296.67M
Enterprise Value	81.05M

Important Dates

The last earnings date was Thursday, January 30, 2025, after market close.

Earnings Date	Jan 30, 2025
Ex-Dividend Date	n/a

Share Statistics

Pioneer Bancorp has 25.25 million shares outstanding. The number of shares has decreased by -0.09% in one year.

Current Share Class	25.25M
Shares Outstanding	25.25M
Shares Change (YoY)	-0.09%
Shares Change (QoQ)	-0.41%
Owned by Insiders (%)	1.91%
Owned by Institutions (%)	16.69%
Float	8.16M

Valuation Ratios

The trailing PE ratio is 16.16.

PE Ratio	16.16
Forward PE	n/a
PS Ratio	3.70
Forward PS	n/a
PB Ratio	0.98
P/TBV Ratio	1.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	4.44
EV / Sales	1.02
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$275,882
Profits Per Employee	$63,145
Employee Count	289
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Pioneer Bancorp has paid $5.25 million in taxes.

Income Tax	5.25M
Effective Tax Rate	22.33%

Stock Price Statistics

The stock price has increased by +26.89% in the last 52 weeks. The beta is 0.49, so Pioneer Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.49
52-Week Price Change	+26.89%
50-Day Moving Average	11.50
200-Day Moving Average	10.93
Relative Strength Index (RSI)	54.69
Average Volume (20 Days)	20,938

Short Selling Information

The latest short interest is 27,487, so 0.11% of the outstanding shares have been sold short.

Short Interest	27,487
Short Previous Month	27,478
Short % of Shares Out	0.11%
Short % of Float	0.34%
Short Ratio (days to cover)	1.43

Income Statement

In the last 12 months, Pioneer Bancorp had revenue of $79.73 million and earned $18.25 million in profits. Earnings per share was $0.73.

Revenue	79.73M
Gross Profit	79.73M
Operating Income	18.64M
Pretax Income	20.10M
Net Income	18.25M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.73

Full Income Statement

Balance Sheet

The company has $225.35 million in cash and $9.73 million in debt, giving a net cash position of $215.62 million or $8.54 per share.

Cash & Cash Equivalents	225.35M
Total Debt	9.73M
Net Cash	215.62M
Net Cash Per Share	$8.54
Equity (Book Value)	303.80M
Book Value Per Share	11.95
Working Capital	n/a

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	23.38%
Pretax Margin	29.47%
Profit Margin	22.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Pioneer Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.09%
Shareholder Yield	0.09%
Earnings Yield	6.15%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1