Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $314.41 million. The enterprise value is $185.52 million.
Important Dates
The last earnings date was Friday, May 9, 2025, after market close.
| Earnings Date | May 9, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 25.15 million shares outstanding. The number of shares has decreased by -0.71% in one year.
| Current Share Class | 25.15M |
| Shares Outstanding | 25.15M |
| Shares Change (YoY) | -0.71% |
| Shares Change (QoQ) | -0.44% |
| Owned by Insiders (%) | 1.90% |
| Owned by Institutions (%) | 15.72% |
| Float | 8.07M |
Valuation Ratios
The trailing PE ratio is 15.63.
| PE Ratio | 15.63 |
| Forward PE | n/a |
| PS Ratio | 3.51 |
| Forward PS | n/a |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 13.04 |
| P/OCF Ratio | 11.70 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.16 |
| EV / Sales | 2.09 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.70 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.45 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $317,710 |
| Profits Per Employee | $72,559 |
| Employee Count | 279 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $5.94 million in taxes.
| Income Tax | 5.94M |
| Effective Tax Rate | 22.68% |
Stock Price Statistics
The stock price has increased by +19.05% in the last 52 weeks. The beta is 0.35, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.35 |
| 52-Week Price Change | +19.05% |
| 50-Day Moving Average | 11.62 |
| 200-Day Moving Average | 11.49 |
| Relative Strength Index (RSI) | 66.94 |
| Average Volume (20 Days) | 35,540 |
Short Selling Information
The latest short interest is 60,174, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 60,174 |
| Short Previous Month | 56,084 |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.75% |
| Short Ratio (days to cover) | 2.74 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $88.64 million and earned $20.24 million in profits. Earnings per share was $0.80.
| Revenue | 88.64M |
| Gross Profit | 88.64M |
| Operating Income | 27.09M |
| Pretax Income | 20.10M |
| Net Income | 20.24M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.80 |
Full Income StatementBalance Sheet
The company has $139.63 million in cash and $10.73 million in debt, giving a net cash position of $128.90 million or $5.12 per share.
| Cash & Cash Equivalents | 139.63M |
| Total Debt | 10.73M |
| Net Cash | 128.90M |
| Net Cash Per Share | $5.12 |
| Equity (Book Value) | 310.70M |
| Book Value Per Share | 12.35 |
| Working Capital | -1.58B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $26.87 million and capital expenditures -$2.77 million, giving a free cash flow of $24.11 million.
| Operating Cash Flow | 26.87M |
| Capital Expenditures | -2.77M |
| Free Cash Flow | 24.11M |
| FCF Per Share | $0.96 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 30.56% |
| Pretax Margin | 29.54% |
| Profit Margin | 22.84% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.19% |
