Pioneer Bancorp Statistics
Total Valuation
Pioneer Bancorp has a market cap or net worth of $423.09 million. The enterprise value is $265.29 million.
| Market Cap | 423.09M |
| Enterprise Value | 265.29M |
Important Dates
The last earnings date was Thursday, July 30, 2026, after market close.
| Earnings Date | Jul 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Bancorp has 24.43 million shares outstanding. The number of shares has decreased by -2.15% in one year.
| Current Share Class | 24.43M |
| Shares Outstanding | 24.43M |
| Shares Change (YoY) | -2.15% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 2.12% |
| Owned by Institutions (%) | 15.91% |
| Float | 7.55M |
Valuation Ratios
The trailing PE ratio is 24.81.
| PE Ratio | 24.81 |
| Forward PE | n/a |
| PS Ratio | 4.29 |
| Forward PS | n/a |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.34 |
| P/FCF Ratio | 32.81 |
| P/OCF Ratio | 29.21 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 15.75 |
| EV / Sales | 2.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 20.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.59 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.33% |
| Revenue Per Employee | $330,584 |
| Profits Per Employee | $56,534 |
| Employee Count | 298 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Pioneer Bancorp has paid $4.58 million in taxes.
| Income Tax | 4.58M |
| Effective Tax Rate | 21.37% |
Stock Price Statistics
The stock price has increased by +39.79% in the last 52 weeks. The beta is 0.40, so Pioneer Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +39.79% |
| 50-Day Moving Average | 16.94 |
| 200-Day Moving Average | 14.69 |
| Relative Strength Index (RSI) | 52.38 |
| Average Volume (20 Days) | 10,519 |
Short Selling Information
The latest short interest is 113,770, so 0.47% of the outstanding shares have been sold short.
| Short Interest | 113,770 |
| Short Previous Month | 101,537 |
| Short % of Shares Out | 0.47% |
| Short % of Float | 1.51% |
| Short Ratio (days to cover) | 5.00 |
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of $98.51 million and earned $16.85 million in profits. Earnings per share was $0.70.
| Revenue | 98.51M |
| Gross Profit | 98.51M |
| Operating Income | 24.34M |
| Pretax Income | 21.43M |
| Net Income | 16.85M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.70 |
Balance Sheet
The company has $165.46 million in cash and $7.66 million in debt, with a net cash position of $157.79 million or $6.46 per share.
| Cash & Cash Equivalents | 165.46M |
| Total Debt | 7.66M |
| Net Cash | 157.79M |
| Net Cash Per Share | $6.46 |
| Equity (Book Value) | 328.59M |
| Book Value Per Share | 13.45 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $14.48 million and capital expenditures -$1.59 million, giving a free cash flow of $12.89 million.
| Operating Cash Flow | 14.48M |
| Capital Expenditures | -1.59M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -69,000 |
| Free Cash Flow | 12.89M |
| FCF Per Share | $0.53 |
Margins
| Gross Margin | n/a |
| Operating Margin | 24.71% |
| Pretax Margin | 21.75% |
| Profit Margin | 17.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.66% |
Dividends & Yields
Pioneer Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 2.15% |
| Shareholder Yield | 2.15% |
| Earnings Yield | 3.98% |
| FCF Yield | 3.05% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |