Ponce Financial Group, Inc. (PDLB)
NASDAQ: PDLB · Real-Time Price · USD
12.44
+0.77 (6.60%)
Apr 25, 2025, 4:00 PM EDT - Market closed
Ponce Financial Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 136.98 | 130.51 | 95.81 | 69.87 | 65.53 | 52.39 | Upgrade
|
| Interest Income on Investments | 29.98 | 32.13 | 30.06 | 12.89 | 1.57 | 0.95 | Upgrade
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| Total Interest Income | 166.97 | 162.64 | 125.87 | 82.75 | 67.1 | 53.34 | Upgrade
|
| Interest Paid on Deposits | 62.08 | 58.69 | 35.14 | 9.95 | 5.67 | 8.75 | Upgrade
|
| Interest Paid on Borrowings | 25.03 | 27.47 | 25.46 | 6.2 | 2.58 | 2.62 | Upgrade
|
| Total Interest Expense | 87.11 | 86.16 | 60.6 | 16.15 | 8.25 | 11.37 | Upgrade
|
| Net Interest Income | 79.86 | 76.48 | 65.27 | 66.6 | 58.85 | 41.97 | Upgrade
|
| Net Interest Income Growth (YoY) | 16.00% | 17.18% | -2.01% | 13.18% | 40.21% | 10.06% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | -0.44 | 20.27 | 4.18 | Upgrade
|
| Other Non-Interest Income | 6.44 | 6.02 | 5.93 | 6.11 | 9.1 | 4.95 | Upgrade
|
| Total Non-Interest Income | 7.89 | 7.21 | 6.52 | 6.42 | 34.64 | 13.25 | Upgrade
|
| Non-Interest Income Growth (YoY) | -22.00% | 10.58% | 1.62% | -81.47% | 161.47% | 393.74% | Upgrade
|
| Revenues Before Loan Losses | 87.75 | 83.69 | 71.79 | 73.02 | 93.48 | 55.22 | Upgrade
|
| Provision for Loan Losses | 1.07 | 1.33 | 0.97 | 24.05 | 2.72 | 2.44 | Upgrade
|
| Revenue | 86.68 | 82.36 | 70.82 | 48.98 | 90.77 | 52.77 | Upgrade
|
| Revenue Growth (YoY) | 12.39% | 16.30% | 44.59% | -46.04% | 71.99% | 30.12% | Upgrade
|
| Salaries and Employee Benefits | 27.3 | 27.36 | 27.67 | 24.98 | 20.46 | 20.11 | Upgrade
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| Occupancy Expenses | 10.86 | 10.61 | 10.29 | 9.4 | 8.99 | 9.56 | Upgrade
|
| Federal Deposit Insurance | 1.7 | 1.63 | 1.47 | 0.7 | - | - | Upgrade
|
| Selling, General & Administrative | 19.68 | 20.11 | 21.83 | 19.36 | 18.66 | 12.29 | Upgrade
|
| Other Non-Interest Expense | 7.25 | 6.97 | 7.4 | 26.39 | 9.03 | 5.57 | Upgrade
|
| Total Non-Interest Expense | 66.78 | 66.67 | 68.66 | 85.82 | 57.14 | 47.54 | Upgrade
|
| EBT Excluding Unusual Items | 19.91 | 15.69 | 2.15 | -36.85 | 33.62 | 5.24 | Upgrade
|
| Other Unusual Items | - | - | 3.7 | - | - | - | Upgrade
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| Pretax Income | 19.91 | 15.69 | 5.85 | -36.85 | 33.62 | 5.24 | Upgrade
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| Income Tax Expense | 5.39 | 4.71 | 2.5 | -6.85 | 8.21 | 1.38 | Upgrade
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| Net Income | 14.52 | 10.97 | 3.35 | -30 | 25.42 | 3.85 | Upgrade
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| Preferred Dividends & Other Adjustments | 0.92 | 0.64 | - | - | - | - | Upgrade
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| Net Income to Common | 13.6 | 10.33 | 3.35 | -30 | 25.42 | 3.85 | Upgrade
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| Net Income Growth | 167.10% | 227.33% | - | - | 559.62% | - | Upgrade
|
| Basic Shares Outstanding | 23 | 22 | 23 | 23 | 17 | 23 | Upgrade
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| Diluted Shares Outstanding | 23 | 23 | 23 | 23 | 17 | 23 | Upgrade
|
| Shares Change (YoY) | 0.43% | -1.19% | 0.58% | 35.13% | -27.86% | -4.30% | Upgrade
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| EPS (Basic) | 0.60 | 0.46 | 0.15 | -1.32 | 1.52 | 0.17 | Upgrade
|
| EPS (Diluted) | 0.60 | 0.46 | 0.15 | -1.32 | 1.51 | 0.16 | Upgrade
|
| EPS Growth | 148.96% | 212.14% | - | - | 817.87% | - | Upgrade
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| Effective Tax Rate | 27.07% | 30.05% | 42.73% | - | 24.41% | 26.40% | Upgrade
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Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.