Ponce Financial Group, Inc. (PDLB)
NASDAQ: PDLB · Real-Time Price · USD
12.82
+0.23 (1.83%)
Nov 22, 2024, 4:00 PM EST - Market closed
Ponce Financial Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2015 |
| Interest Income on Loans | 122.7 | 95.81 | 69.87 | 65.53 | 52.39 | 49.31 | Upgrade
|
| Interest Income on Investments | 32 | 30.06 | 12.89 | 1.57 | 0.95 | 1.19 | Upgrade
|
| Total Interest Income | 154.7 | 125.87 | 82.75 | 67.1 | 53.34 | 50.49 | Upgrade
|
| Interest Paid on Deposits | 52.92 | 35.14 | 9.95 | 5.67 | 8.75 | 10.5 | Upgrade
|
| Interest Paid on Borrowings | 28.83 | 25.46 | 6.2 | 2.58 | 2.62 | 1.85 | Upgrade
|
| Total Interest Expense | 81.75 | 60.6 | 16.15 | 8.25 | 11.37 | 12.36 | Upgrade
|
| Net Interest Income | 72.95 | 65.27 | 66.6 | 58.85 | 41.97 | 38.13 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.56% | -2.01% | 13.18% | 40.21% | 10.06% | 4.00% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | -0.44 | 20.27 | 4.18 | - | Upgrade
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| Other Non-Interest Income | 5.36 | 9.63 | 6.11 | 9.1 | 4.95 | 2.68 | Upgrade
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| Total Non-Interest Income | 6.4 | 10.22 | 6.42 | 34.64 | 13.25 | 2.68 | Upgrade
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| Non-Interest Income Growth (YoY) | -31.72% | 59.26% | -81.47% | 161.47% | 393.74% | -8.68% | Upgrade
|
| Revenues Before Loan Losses | 79.35 | 75.49 | 73.02 | 93.48 | 55.22 | 40.82 | Upgrade
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| Provision for Loan Losses | -0.14 | 0.97 | 24.05 | 2.72 | 2.44 | 0.26 | Upgrade
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| Revenue | 79.49 | 74.52 | 48.98 | 90.77 | 52.77 | 40.56 | Upgrade
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| Revenue Growth (YoY) | 33.32% | 52.15% | -46.04% | 71.99% | 30.12% | 5.74% | Upgrade
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| Salaries and Employee Benefits | 27.92 | 27.67 | 24.98 | 20.46 | 20.11 | 16.86 | Upgrade
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| Occupancy Expenses | 10.44 | 10.29 | 9.4 | 8.99 | 9.56 | 6.11 | Upgrade
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| Selling, General & Administrative | 21 | 22.48 | 20.06 | 18.66 | 12.29 | 9.97 | Upgrade
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| Other Non-Interest Expense | 9.43 | 9.7 | 8.45 | 9.03 | 5.57 | 3.73 | Upgrade
|
| Total Non-Interest Expense | 68.79 | 70.14 | 67.88 | 57.14 | 47.54 | 36.68 | Upgrade
|
| EBT Excluding Unusual Items | 10.7 | 4.37 | -18.91 | 33.62 | 5.24 | 3.88 | Upgrade
|
| Asset Writedown | 1.48 | 1.48 | -17.94 | - | - | - | Upgrade
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| Other Unusual Items | - | - | - | - | - | -9.93 | Upgrade
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| Pretax Income | 12.18 | 5.85 | -36.85 | 33.62 | 5.24 | -6.05 | Upgrade
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| Income Tax Expense | 3.62 | 2.5 | -6.85 | 8.21 | 1.38 | -0.92 | Upgrade
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| Net Income | 8.56 | 3.35 | -30 | 25.42 | 3.85 | -5.13 | Upgrade
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| Preferred Dividends & Other Adjustments | 0.36 | - | - | - | - | - | Upgrade
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| Net Income to Common | 8.2 | 3.35 | -30 | 25.42 | 3.85 | -5.13 | Upgrade
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| Net Income Growth | - | - | - | 559.62% | - | - | Upgrade
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| Basic Shares Outstanding | 22 | 23 | 23 | 17 | 23 | 24 | Upgrade
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| Diluted Shares Outstanding | 22 | 23 | 23 | 17 | 23 | 24 | Upgrade
|
| Shares Change (YoY) | -2.34% | 0.58% | 35.13% | -27.86% | -4.30% | -2.13% | Upgrade
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| EPS (Basic) | 0.37 | 0.15 | -1.32 | 1.52 | 0.17 | -0.21 | Upgrade
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| EPS (Diluted) | 0.37 | 0.15 | -1.32 | 1.51 | 0.16 | -0.21 | Upgrade
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| EPS Growth | - | - | - | 817.87% | - | - | Upgrade
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| Effective Tax Rate | 29.75% | 42.73% | - | 24.41% | 26.40% | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.