Ponce Financial Group, Inc. (PDLB)

NASDAQ: PDLB · Real-Time Price · USD

19.05

+0.16 (0.85%)

At close: Jun 9, 2026, 4:00 PM EDT

19.06

+0.01 (0.05%)

After-hours: Jun 9, 2026, 4:01 PM EDT

Ponce Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Transaction-Based Revenues	2.16	2.15	2.03	2.07	2.85	2.98
Net Interest Income	105.83	99.81	76.48	65.27	66.6	58.85
Net Interest Income Growth	32.52%	30.51%	17.18%	-2.01%	13.18%	40.21%
Other Revenues	6.91	7.26	5.18	8.16	3.57	31.66
Revenue	114.91	109.22	83.69	75.49	73.02	93.48
Revenue Growth (YoY)	30.95%	30.50%	10.87%	3.38%	-21.89%	69.30%
Cost of Revenue	6.8	3.78	0.55	3.28	24.05	2.72
Gross Profit	108.11	105.44	83.14	72.21	48.98	90.77
Selling, General & Admin	62.34	61.52	60.76	62.24	55.29	48.69
Other Operating Expenses	5.02	5.49	6.7	4.11	30.54	8.46
Operating Income	40.74	38.43	15.69	5.85	-36.85	33.62
Pretax Income	41.82	38.43	15.69	5.85	-36.85	33.62
Provision for Income Taxes	10.46	9.73	4.71	2.5	-6.85	8.21
Net Income	31.37	28.7	10.97	3.35	-30	25.42
Net Income Attributable to Preferred Dividends	1.13	1.13	0.64	-	-	-
Net Income to Common	30.24	27.58	10.33	3.35	-30	25.42
Net Income Growth	122.40%	166.87%	208.29%	-	-	559.62%
Shares Outstanding (Basic)	23	23	22	23	23	17
Shares Outstanding (Diluted)	23	23	23	23	23	17
Shares Change (YoY)	2.16%	2.26%	-1.19%	0.58%	35.13%	0.65%
EPS (Basic)	1.32	1.21	0.46	0.15	-1.32	1.52
EPS (Diluted)	1.30	1.20	0.46	0.15	-1.32	1.51
EPS Growth	113.12%	160.87%	206.67%	-	-	556.52%
Free Cash Flow	24.03	54.62	4.49	6.08	9.31	14.38
Free Cash Flow Growth	-56.00%	1115.31%	-26.11%	-34.65%	-35.29%	-
Free Cash Flow Per Share	1.04	2.37	0.20	0.27	0.41	0.86
Gross Margin	94.08%	96.54%	99.34%	95.65%	67.07%	97.09%
Operating Margin	35.46%	35.19%	18.74%	7.75%	-50.46%	35.97%
Profit Margin	27.30%	26.28%	13.11%	4.44%	-41.08%	27.19%
FCF Margin	20.91%	50.00%	5.37%	8.06%	12.75%	15.38%
EBITDA	45.59	43.25	20.42	10.38	-32.58	36.1
EBITDA Margin	39.67%	39.60%	24.40%	13.75%	-44.62%	38.61%
EBIT	40.74	38.43	15.69	5.85	-36.85	33.62
EBIT Margin	35.46%	35.19%	18.74%	7.75%	-50.46%	35.97%
Effective Tax Rate	25.00%	25.31%	30.05%	42.73%	18.58%	24.41%

SEC Filings: 10-K · 10-Q