Ponce Financial Group, Inc. (PDLB)

NASDAQ: PDLB · Real-Time Price · USD

17.71

+0.18 (1.03%)

At close: Apr 24, 2026, 4:00 PM EDT

17.71

0.00 (0.00%)

After-hours: Apr 24, 2026, 4:15 PM EDT

Ponce Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Transaction-Based Revenues	2.16	2.15	2.03	2.07	2.85	2.98
Net Interest Income	105.83	99.81	76.48	65.27	66.6	58.85
Net Interest Income Growth	32.52%	30.51%	17.18%	-2.01%	13.18%	40.21%
Other Revenues	7.32	7.26	5.18	8.16	3.57	31.66
Revenue	115.31	109.22	83.69	75.49	73.02	93.48
Revenue Growth (YoY)	32.02%	30.50%	10.87%	3.38%	-21.89%	69.30%
Cost of Revenue	9.79	3.78	0.55	3.28	24.05	2.72
Gross Profit	105.52	105.44	83.14	72.21	48.98	90.77
Selling, General & Admin	62.34	61.52	60.76	62.24	55.29	48.69
Other Operating Expenses	5.02	5.49	6.7	4.11	30.54	8.46
Operating Income	38.16	38.43	15.69	5.85	-36.85	33.62
Pretax Income	41.82	38.43	15.69	5.85	-36.85	33.62
Provision for Income Taxes	10.46	9.73	4.71	2.5	-6.85	8.21
Net Income	30.24	27.58	10.33	3.35	-30	25.42
Net Income Attributable to Preferred Dividends	1.13	1.13	0.64	-	-	-
Net Income to Common	30.24	27.58	10.33	3.35	-30	25.42
Net Income Growth	122.40%	166.87%	208.29%	-	-	559.62%
Shares Outstanding (Basic)	23	23	22	23	23	17
Shares Outstanding (Diluted)	23	23	23	23	23	17
Shares Change (YoY)	2.16%	2.26%	-1.19%	0.58%	35.13%	0.65%
EPS (Basic)	1.32	1.21	0.46	0.15	-1.32	1.52
EPS (Diluted)	1.30	1.20	0.46	0.15	-1.32	1.51
EPS Growth	113.12%	160.87%	206.67%	-	-	556.52%
Shares Outstanding	24.16	24.14	23.96	23.79	24.73	17.33
Free Cash Flow	-	54.62	4.49	6.08	9.31	14.38
Free Cash Flow Growth	-	1115.31%	-26.11%	-34.65%	-35.29%	-
Free Cash Flow Per Share	-	2.37	0.20	0.27	0.41	0.86
Gross Margin	91.51%	96.54%	99.34%	95.65%	67.07%	97.09%
Operating Margin	33.09%	35.19%	18.74%	7.75%	-50.46%	35.97%
Profit Margin	27.20%	26.28%	13.11%	4.44%	-41.08%	27.19%
FCF Margin	-	50.00%	5.37%	8.06%	12.75%	15.38%
EBITDA	38.16	43.25	20.42	10.38	-32.58	36.1
EBITDA Margin	33.09%	39.60%	24.40%	13.75%	-44.62%	38.61%
EBIT	38.16	38.43	15.69	5.85	-36.85	33.62
EBIT Margin	33.09%	35.19%	18.74%	7.75%	-50.46%	35.97%
Effective Tax Rate	25.00%	25.31%	30.05%	42.73%	18.58%	24.41%

Updated Apr 24, 2026. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q