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Ponce Financial Group, Inc. (PDLB)
NASDAQ: PDLB · Real-Time Price · USD
22.12
+0.42 (1.94%)
At close: Nov 9, 2026, 4:00 PM EST
22.12
0.00 (0.00%)
After-hours: Nov 9, 2026, 4:10 PM EST

Ponce Financial Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
120.01105.4483.1472.2148.9890.77
Revenue Growth
24.68%26.82%15.15%47.43%-46.04%71.99%
Net Income
44.3827.5810.333.35-3025.42
Earnings Per Share
1.901.200.460.15-1.321.51
EPS Growth
113.18%160.87%212.14%--817.87%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
132.46126.4140.09139.4455.88156.56
Total Debt
724.27625.45628.8721.54551.91121.35
Net Cash (Debt)
-591.81-499.05-488.71-582.1-496.0335.21
Net Cash Growth
------
Net Cash Per Share
-25.25-21.64-21.67-25.51-21.862.10

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-55.597.216.499.818.55
Capital Expenditures
--0.98-2.72-0.41-0.49-4.17
Free Cash Flow
-54.624.496.089.3114.38
Free Cash Flow Growth
-1115.31%-26.11%-34.65%-35.29%-

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.98%26.16%12.43%4.64%-61.26%28.00%
FCF Margin
-51.80%5.41%8.42%19.00%15.85%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6513.5228.3064.59-9.61
Forward PE
11.1212.9835.1455.33109.6510.99
P/FCF Ratio
9.306.8365.0735.6023.1616.98
PS Ratio
4.473.543.523.004.402.69