Ponce Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019	2018
Revenue	74.52	48.98	90.77	52.77	40.56	38.36
Revenue Growth (YoY)	52.15%	-46.04%	71.99%	30.12%	5.74%	-
Gross Profit	74.52	48.98	90.77	52.77	40.56	38.36
Selling, General & Admin	53.32	48.51	40.47	35.92	29.71	27.82
Other Operating Expenses	15.35	37.31	16.67	11.62	16.9	6.74
Operating Expenses	68.66	85.82	57.14	47.54	46.61	34.56
Operating Income	5.85	-36.85	33.62	5.24	-6.05	3.8
Pretax Income	5.85	-36.85	33.62	5.24	-6.05	3.8
Income Tax	2.5	-6.85	8.21	1.38	-0.92	1.12
Net Income	3.35	-30	25.42	3.85	-5.13	2.68
Net Income Growth	-	-	559.62%	-	-	-
Shares Outstanding (Basic)	23	23	17	17	17	18
Shares Outstanding (Diluted)	23	23	17	17	17	18
Shares Change	0.58%	35.13%	0.65%	-4.30%	-2.13%	-
EPS (Basic)	0.15	-1.32	1.52	0.23	-0.29	0.15
EPS (Diluted)	0.15	-1.32	1.51	0.23	-0.29	0.15
EPS Growth	-	-	556.52%	-	-	-
Free Cash Flow	6.08	9.31	52	-24.66	1.23	2.12
Free Cash Flow Per Share	0.27	0.41	3.11	-1.48	0.07	0.12
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	7.85%	-75.23%	37.04%	9.92%	-14.91%	9.90%
Profit Margin	4.50%	-61.26%	28.00%	7.30%	-12.64%	6.98%
Free Cash Flow Margin	8.16%	19.00%	57.29%	-46.73%	3.03%	5.54%
Effective Tax Rate	42.73%	-	24.41%	26.40%	-	29.52%
EBITDA	10.38	-32.58	36.1	7.75	-3.83	5.6
EBITDA Margin	13.93%	-66.52%	39.77%	14.69%	-9.44%	14.59%
Depreciation & Amortization	4.53	4.27	2.47	2.52	2.22	1.8
EBIT	5.85	-36.85	33.62	5.24	-6.05	3.8
EBIT Margin	7.85%	-75.23%	37.04%	9.92%	-14.91%	9.90%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).