Ponce Financial Group, Inc. (PDLB)

NASDAQ: PDLB · Real-Time Price · USD

17.70

-0.02 (-0.11%)

At close: May 19, 2026, 4:00 PM EDT

17.67

-0.03 (-0.17%)

After-hours: May 19, 2026, 4:04 PM EDT

Ponce Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Transaction-Based Revenues	2.16	2.15	2.03	2.07	2.85	2.98
Net Interest Income	105.83	99.81	76.48	65.27	66.6	58.85
Net Interest Income Growth	32.52%	30.51%	17.18%	-2.01%	13.18%	40.21%
Other Revenues	6.91	7.26	5.18	8.16	3.57	31.66
Revenue	114.91	109.22	83.69	75.49	73.02	93.48
Revenue Growth (YoY)	30.95%	30.50%	10.87%	3.38%	-21.89%	69.30%
Cost of Revenue	5.72	3.78	0.55	3.28	24.05	2.72
Gross Profit	109.18	105.44	83.14	72.21	48.98	90.77
Selling, General & Admin	62.25	61.52	60.76	62.24	55.29	48.69
Other Operating Expenses	5.02	5.49	6.7	4.11	30.54	8.46
Operating Income	41.92	38.43	15.69	5.85	-36.85	33.62
Pretax Income	41.82	38.43	15.69	5.85	-36.85	33.62
Provision for Income Taxes	10.46	9.73	4.71	2.5	-6.85	8.21
Net Income	30.24	27.58	10.33	3.35	-30	25.42
Net Income Attributable to Preferred Dividends	1.13	1.13	0.64	-	-	-
Net Income to Common	30.24	27.58	10.33	3.35	-30	25.42
Net Income Growth	122.40%	166.87%	208.29%	-	-	559.62%
Shares Outstanding (Basic)	23	23	22	23	23	17
Shares Outstanding (Diluted)	23	23	23	23	23	17
Shares Change (YoY)	2.16%	2.26%	-1.19%	0.58%	35.13%	0.65%
EPS (Basic)	1.32	1.21	0.46	0.15	-1.32	1.52
EPS (Diluted)	1.30	1.20	0.46	0.15	-1.32	1.51
EPS Growth	113.12%	160.87%	206.67%	-	-	556.52%
Shares Outstanding	24.19	24.14	23.96	23.79	24.73	17.33
Free Cash Flow	51.79	54.62	4.49	6.08	9.31	14.38
Free Cash Flow Growth	-5.18%	1115.31%	-26.11%	-34.65%	-35.29%	-
Free Cash Flow Per Share	2.24	2.37	0.20	0.27	0.41	0.86
Gross Margin	95.02%	96.54%	99.34%	95.65%	67.07%	97.09%
Operating Margin	36.48%	35.19%	18.74%	7.75%	-50.46%	35.97%
Profit Margin	27.30%	26.28%	13.11%	4.44%	-41.08%	27.19%
FCF Margin	45.07%	50.00%	5.37%	8.06%	12.75%	15.38%
EBITDA	46.76	43.25	20.42	10.38	-32.58	36.1
EBITDA Margin	40.70%	39.60%	24.40%	13.75%	-44.62%	38.61%
EBIT	41.92	38.43	15.69	5.85	-36.85	33.62
EBIT Margin	36.48%	35.19%	18.74%	7.75%	-50.46%	35.97%
Effective Tax Rate	25.00%	25.31%	30.05%	42.73%	18.58%	24.41%

Updated May 7, 2026. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q