Ponce Financial Group, Inc. (PDLB)

Ponce Financial Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	428	395	311	232	230	251
Market Cap Growth	34.93%	26.69%	34.18%	0.73%	-8.29%	39.62%
Enterprise Value	911.16	1,119	1,023	1,035	951.52	338.26
Last Close Price	17.70	16.35	13.00	9.76	9.32	14.50
PE Ratio	13.51	13.63	28.26	65.07	-	9.60
Forward PE	-	12.98	35.14	-	109.65	10.99
PS Ratio	3.92	3.61	3.72	3.08	3.16	2.69
PB Ratio	1.31	0.73	0.62	0.47	0.47	1.33
P/TBV Ratio	0.74	0.70	0.58	0.45	0.43	1.29
P/FCF Ratio	7.71	7.23	69.31	38.17	24.76	17.47
P/OCF Ratio	7.59	7.10	43.19	35.75	23.52	13.54
EV/Sales Ratio	8.35	10.24	12.23	13.71	13.03	3.62
EV/EBITDA Ratio	-	25.87	50.10	99.70	-	9.37
EV/EBIT Ratio	-	29.11	65.23	176.80	-	10.06
EV/FCF Ratio	16.41	20.48	227.68	170.14	102.24	23.52
Debt / Equity Ratio	1.09	1.15	1.24	1.46	1.12	0.64
Debt / EBITDA Ratio	12.84	14.46	30.69	69.09	-	3.36
Debt / FCF Ratio	11.60	11.45	139.47	117.91	59.30	8.44
Net Debt / Equity Ratio	0.88	0.92	0.96	1.18	1.01	-0.18
Net Debt / EBITDA Ratio	10.33	11.54	23.83	55.66	-15.23	-0.97
Net Debt / FCF Ratio	9.33	9.14	108.30	94.98	53.30	-2.44
Asset Turnover	0.04	0.03	0.03	0.03	0.04	0.06
Quick Ratio	0.05	0.06	0.07	0.09	0.04	0.13
Current Ratio	1.33	1.34	1.29	1.35	1.24	1.21
Return on Equity (ROE)	5.74%	5.48%	2.20%	0.68%	-8.80%	14.57%
Return on Assets (ROA)	0.96%	0.92%	0.38%	0.13%	-1.51%	1.69%
Return on Invested Capital (ROIC)	1.00%	0.96%	0.40%	0.14%	-1.60%	1.83%
Return on Capital Employed (ROCE)	3.59%	3.32%	1.33%	0.52%	-5.00%	9.43%
Earnings Yield	7.06%	7.34%	3.54%	1.54%	-	10.41%
FCF Yield	12.97%	13.84%	1.44%	2.62%	4.04%	5.72%
Buyback Yield / Dilution	-2.18%	-2.26%	1.19%	-0.58%	-35.13%	-0.65%
Total Shareholder Return	-2.18%	-2.26%	1.19%	-0.58%	-35.13%	-0.65%

Updated May 7, 2026. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q