Ponce Financial Group, Inc. (PDLB)

Ponce Financial Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	489	395	311	232	230	251
Market Cap Growth	45.29%	26.69%	34.18%	0.73%	-8.29%	39.62%
Enterprise Value	971.63	1,119	1,023	1,035	951.52	338.26
Last Close Price	20.20	16.35	13.00	9.76	9.32	14.50

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	15.42	13.63	28.26	65.07	-	9.60
Forward PE	1.91	12.98	35.14	55.33	109.65	10.99
PS Ratio	4.48	3.61	3.72	3.08	3.16	2.69
PB Ratio	1.50	0.73	0.62	0.47	0.47	1.33
P/TBV Ratio	0.85	0.70	0.58	0.45	0.43	1.29
P/FCF Ratio	8.80	7.23	69.31	38.17	24.76	17.47
P/OCF Ratio	8.66	7.10	43.19	35.75	23.52	13.54

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
EV/Sales Ratio	8.90	10.24	12.23	13.71	13.03	3.62
EV/EBITDA Ratio	20.81	25.87	50.10	99.70	-	9.37
EV/EBIT Ratio	23.21	29.11	65.23	176.80	-	10.06
EV/FCF Ratio	17.50	20.48	227.68	170.14	102.24	23.52

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	1.09	1.15	1.24	1.46	1.12	0.64
Debt / EBITDA Ratio	12.86	14.46	30.69	69.09	-	3.36
Debt / FCF Ratio	1152.65	11.45	139.47	117.91	59.30	8.44
Net Debt / Equity Ratio	0.88	0.92	0.96	1.18	1.01	-0.18
Net Debt / EBITDA Ratio	10.34	11.54	23.83	55.66	-15.23	-0.97
Net Debt / FCF Ratio	927.13	9.14	108.30	94.98	53.30	-2.44
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.06
Quick Ratio	0.05	0.06	0.07	0.09	0.04	0.13
Current Ratio	1.33	1.34	1.29	1.35	1.24	1.21
Return on Equity (ROE)	5.74%	5.48%	2.20%	0.68%	-8.80%	14.57%
Return on Assets (ROA)	0.96%	0.92%	0.38%	0.13%	-1.51%	1.69%
Return on Invested Capital (ROIC)	3.03%	2.82%	1.06%	0.33%	-5.25%	13.16%
Return on Capital Employed (ROCE)	3.58%	3.32%	1.33%	0.52%	-5.00%	9.43%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Earnings Yield	6.19%	7.34%	3.54%	1.54%	-	10.41%
FCF Yield	11.36%	13.84%	1.44%	2.62%	4.04%	5.72%
Buyback Yield / Dilution	-2.18%	-2.26%	1.19%	-0.58%	-35.13%	-0.65%
Total Shareholder Return	-2.18%	-2.26%	1.19%	-0.58%	-35.13%	-0.65%

SEC Filings: 10-K · 10-Q

Data Source: Fiscal.ai Last updated: May 7, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 24, 2026

Data Sources Report a data error