Ponce Financial Group, Inc. (PDLB)
NASDAQ: PDLB · Real-Time Price · USD
11.52
-0.01 (-0.09%)
Sep 18, 2024, 4:00 PM EDT - Market closed

Ponce Financial Group Statistics

Total Valuation

PDLB has a market cap or net worth of $258.54 million.

Market Cap 258.54M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Monday, October 28, 2024, after market close.

Earnings Date Oct 28, 2024
Ex-Dividend Date n/a

Share Statistics

PDLB has 22.44 million shares outstanding. The number of shares has decreased by -3.51% in one year.

Shares Outstanding 22.44M
Shares Change (YoY) -3.51%
Shares Change (QoQ) +0.24%
Owned by Insiders (%) 6.22%
Owned by Institutions (%) 39.08%
Float 16.83M

Valuation Ratios

The trailing PE ratio is 29.75 and the forward PE ratio is 44.31.

PE Ratio 29.75
Forward PE 44.31
PS Ratio 3.14
Forward PS 3.26
PB Ratio 0.95
P/FCF Ratio 81.17
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 223.88
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 1.76%.

Return on Equity (ROE) 1.76%
Return on Assets (ROA) 0.32%
Return on Capital (ROIC) n/a
Revenue Per Employee $344,882
Profits Per Employee $36,451
Employee Count 237
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PDLB has paid $4.71 million in taxes.

Income Tax 4.71M
Effective Tax Rate 35.10%

Stock Price Statistics

The stock price has increased by +47.88% in the last 52 weeks. The beta is 0.50, so PDLB's price volatility has been lower than the market average.

Beta (5Y) 0.50
52-Week Price Change +47.88%
50-Day Moving Average 10.36
200-Day Moving Average 9.30
Relative Strength Index (RSI) 68.65
Average Volume (20 Days) 68,369

Short Selling Information

The latest short interest is 92,788, so 0.41% of the outstanding shares have been sold short.

Short Interest 92,788
Short Previous Month 108,917
Short % of Shares Out 0.41%
Short % of Float 0.55%
Short Ratio (days to cover) 1.08

Income Statement

In the last 12 months, PDLB had revenue of $81.74 million and earned $8.64 million in profits. Earnings per share was $0.39.

Revenue 81.74M
Gross Profit 81.74M
Operating Income 13.09M
Pretax Income 13.43M
Net Income 8.64M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.39
Full Income Statement

Balance Sheet

The company has $103.42 million in cash and $713.07 million in debt, giving a net cash position of -$609.66 million or -$27.16 per share.

Cash & Cash Equivalents 103.42M
Total Debt 713.07M
Net Cash -609.66M
Net Cash Per Share -$27.16
Equity (Book Value) 497.66M
Book Value Per Share 12.15
Working Capital -1.46B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $5.12 million and capital expenditures -$1.93 million, giving a free cash flow of $3.19 million.

Operating Cash Flow 5.12M
Capital Expenditures -1.93M
Free Cash Flow 3.19M
FCF Per Share $0.14
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 16.01%
Pretax Margin 16.43%
Profit Margin 10.66%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 3.90%

Dividends & Yields

PDLB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 3.51%
Shareholder Yield 3.51%
Earnings Yield 3.34%
FCF Yield 1.23%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on January 28, 2022. It was a forward split with a ratio of 1.3952:1.

Last Split Date Jan 28, 2022
Split Type Forward
Split Ratio 1.3952:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3