Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $205.46 million. The enterprise value is $795.85 million.
| Market Cap | 205.46M |
| Enterprise Value | 795.85M |
Important Dates
The last earnings date was Tuesday, April 30, 2024, after market close.
| Earnings Date | Apr 30, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 23.81 million shares outstanding. The number of shares has increased by 0.58% in one year.
| Shares Outstanding | 23.81M |
| Shares Change (YoY) | +0.58% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | 16.12% |
| Owned by Institutions (%) | 44.93% |
| Float | 16.57M |
Valuation Ratios
The trailing PE ratio is 57.73 and the forward PE ratio is 108.70.
| PE Ratio | 57.73 |
| Forward PE | 108.70 |
| PS Ratio | 2.78 |
| Forward PS | 2.73 |
| PB Ratio | 0.42 |
| P/FCF Ratio | 34.06 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 76.68, with an EV/FCF ratio of 130.85.
| EV / Earnings | 237.43 |
| EV / Sales | 10.68 |
| EV / EBITDA | 76.68 |
| EV / EBIT | 135.97 |
| EV / FCF | 130.85 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.48 |
| Debt / EBITDA | 70.13 |
| Debt / FCF | 119.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 0.70% and return on invested capital (ROIC) is 0.27%.
| Return on Equity (ROE) | 0.70% |
| Return on Assets (ROA) | 0.10% |
| Return on Capital (ROIC) | 0.27% |
| Revenue Per Employee | $319,811 |
| Profits Per Employee | $14,386 |
| Employee Count | 233 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $2.50 million in taxes.
| Income Tax | 2.50M |
| Effective Tax Rate | 42.73% |
Stock Price Statistics
The stock price has increased by +21.99% in the last 52 weeks. The beta is 0.44, so PDLB's price volatility has been lower than the market average.
| Beta (1Y) | 0.44 |
| 52-Week Price Change | +21.99% |
| 50-Day Moving Average | 8.54 |
| 200-Day Moving Average | 8.64 |
| Relative Strength Index (RSI) | 56.55 |
| Average Volume (30 Days) | 32,006 |
Short Selling Information
The latest short interest is 125,090, so 0.53% of the outstanding shares have been sold short.
| Short Interest | 125,090 |
| Short Previous Month | 150,597 |
| Short % of Shares Out | 0.53% |
| Short % of Float | 0.75% |
| Short Ratio (days to cover) | 4.23 |
Income Statement
In the last 12 months, PDLB had revenue of $74.52 million and earned $3.35 million in profits. Earnings per share was $0.15.
| Revenue | 74.52M |
| Gross Profit | 74.52M |
| Operating Income | 5.85M |
| Pretax Income | 5.85M |
| Net Income | 3.35M |
| EBITDA | 10.38M |
| EBIT | 5.85M |
| Earnings Per Share (EPS) | $0.15 |
Balance Sheet
The company has $139.19 million in cash and $727.88 million in debt, giving a net cash position of -$588.69 million or -$24.72 per share.
| Cash & Cash Equivalents | 139.19M |
| Total Debt | 727.88M |
| Net Cash | -588.69M |
| Net Cash Per Share | -$24.72 |
| Equity / Book Value | 491.40M |
| Book Value Per Share | 20.64 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $6.49 million and capital expenditures -$411,000, giving a free cash flow of $6.08 million.
| Operating Cash Flow | 6.49M |
| Capital Expenditures | -411,000 |
| Free Cash Flow | 6.08M |
| FCF Per Share | $0.27 |
Margins
Gross margin is 100.00%, with operating and profit margins of 7.85% and 4.50%.
| Gross Margin | 100.00% |
| Operating Margin | 7.85% |
| Pretax Margin | 7.85% |
| Profit Margin | 4.50% |
| EBITDA Margin | 13.93% |
| EBIT Margin | 7.85% |
| FCF Margin | 8.16% |
Dividends & Yields
PDLB does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.58% |
| Shareholder Yield | -0.58% |
| Earnings Yield | 1.62% |
| FCF Yield | 2.94% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 28, 2022. It was a forward split with a ratio of 1395:1000.
| Last Split Date | Jan 28, 2022 |
| Split Type | Forward |
| Split Ratio | 1395:1000 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |