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Ponce Financial Group, Inc. (PDLB)
NASDAQ: PDLB · Real-Time Price · USD
22.12
+0.42 (1.94%)
At close: Nov 9, 2026, 4:00 PM EST
22.12
0.00 (0.00%)
After-hours: Nov 9, 2026, 4:10 PM EST

Ponce Financial Group Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
28.710.973.35-3025.42
Depreciation & Amortization
4.824.744.534.272.47
Gain (Loss) on Sale of Assets
---0.44-20.27
Gain (Loss) on Sale of Investments
-0.06-0.12-0.120.32-0.05
Provision for Credit Losses
3.781.13-0.5141.992.72
Accrued Interest Receivable
-0.130.24-2.96-2.69-0.97
Change in Other Net Operating Assets
15.91-6.01-12.1-0.55.08
Other Operating Activities
-0.632.171.26-7.941.26
Operating Cash Flow
55.597.216.499.818.55
Operating Cash Flow Growth
670.85%11.07%-33.74%-47.18%-

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.98-2.72-0.41-0.49-4.17
Investment in Securities
113.45109.4962.2-546-96.74
Net Decrease (Increase) in Loans Originated / Sold - Investing
-321.37-391.88-399.97-211.91-148.28
Other Investing Activities
-10.83-9.795.27-18.660.43
Investing Cash Flow
-219.72-294.9-332.91-777.06-211.14

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
--167.05411.12-
Total Debt Issued
--167.05411.12-
Short-Term Debt Repaid
----15.09-14.87
Long-Term Debt Repaid
--88.32---11
Total Debt Repaid
--88.32--15.09-25.87
Net Debt Issued (Repaid)
--88.32167.05396.03-25.87
Issuance of Common Stock
0.14--04.74
Repurchase of Common Stock
---11.01--1.61
Preferred Stock Issued
---225-
Preferred Dividends Paid
-1.13-0.59---
Total Dividends Paid
-1.13-0.59---
Net Increase (Decrease) in Deposit Accounts
151.42377.24255.2147.7175.14
Other Financing Activities
----1122
Financing Cash Flow
150.44288.34411.25667.73274.4

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-13.690.6584.83-99.5381.82

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
54.624.496.089.3114.38
Free Cash Flow Growth
1115.31%-26.11%-34.65%-35.29%-
Free Cash Flow Margin
51.80%5.41%8.42%19.00%15.85%
Free Cash Flow Per Share
2.370.200.270.410.86

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
85.6494.4150.0314.998.08
Cash Income Tax Paid
8.462.181.010.175.97
SEC Filings: 10-K · 10-Q