Ponce Financial Group, Inc. (PDLB)

Ponce Financial Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	31.37	28.7	10.97	3.35	-30	25.42
Depreciation & Amortization	4.84	4.82	4.74	4.53	4.27	2.47
Stock-Based Compensation	4.23	4.15	3.55	3.03	2.94	2.8
Other Adjustments	0.16	2.07	1.98	0.07	34.62	-16.41
Changes in Accrued Expenses	-0.29	0.08	-8.25	10.58	1.16	0.17
Changes in Other Operating Activities	7.37	15.78	-5.77	-15.06	-3.19	4.11
Operating Cash Flow	1.39	55.59	7.21	6.49	9.8	18.55
Operating Cash Flow Growth	-	670.85%	11.07%	-33.74%	-47.18%	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-0.87	-0.98	-2.72	-0.41	-0.49	-4.17
Sale of Property, Plant & Equipment	-	-	-	-	-	37.62
Purchases of Investments	-	-	-	-	-579.31	-110.56
Proceeds from Sale of Investments	112.19	113.32	99.7	66.23	21.66	14
Other Investing Activities	-337.39	-332.06	-391.88	-398.72	-210.92	-148.03
Investing Cash Flow	-236.77	-219.72	-294.9	-332.91	-777.06	-211.14

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Issuance of Common Stock	-	0.14	-	-	0	126.74
Repurchase of Common Stock	-	-	-	-11.01	-	-1.61
Net Common Stock Issued (Repurchased)	-	0.14	-	-11.01	0	125.14
Issuance of Preferred Stock	-	-	-	-	225	-
Net Preferred Stock Issued (Repurchased)	-	-	-	-	225	-
Preferred Share Dividends Paid	-1.13	-1.13	-0.59	-	-	-
Other Financing Activities	168.5	151.42	288.92	422.25	442.73	149.27
Financing Cash Flow	167.74	150.44	288.34	411.25	667.73	274.4

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-12.65	-13.69	0.65	84.83	-99.53	81.82

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	0.52	54.62	4.49	6.08	9.31	14.38
Free Cash Flow Growth	-	1115.31%	-26.11%	-34.65%	-35.29%	-
FCF Margin	0.46%	50.00%	5.37%	8.06%	12.75%	15.38%
Free Cash Flow Per Share	0.02	2.37	0.20	0.27	0.41	0.86
Levered Free Cash Flow	41.3	47.27	-1.67	2.98	-28.25	28
Unlevered Free Cash Flow	42.45	48.4	-1.03	2.98	-28.25	28

SEC Filings: 10-K · 10-Q

Data Source: Fiscal.ai Last updated: May 7, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 24, 2026

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