Ponce Financial Group, Inc. (PDLB)
NASDAQ: PDLB · Real-Time Price · USD
22.12
+0.42 (1.94%)
At close: Nov 9, 2026, 4:00 PM EST
22.12
0.00 (0.00%)
After-hours: Nov 9, 2026, 4:10 PM EST
Ponce Financial Group Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 132.21 | 126.15 | 139.84 | 139.19 | 54.36 | 153.89 |
Investment Securities | 254.56 | 23.26 | 80.81 | 133.8 | 145.04 | 26.61 |
Trading Asset Securities | - | - | - | - | 0.02 | 0.17 |
Mortgage-Backed Securities | 66.34 | 342.17 | 392.35 | 448.1 | 496.78 | 90.16 |
Total Investments | 320.9 | 365.43 | 473.16 | 581.9 | 641.84 | 116.94 |
Gross Loans | 3,115 | 2,625 | 2,309 | 1,922 | 1,528 | 1,322 |
Allowance for Loan Losses | -29.17 | -25.45 | -22.5 | -26.15 | -34.59 | -16.35 |
Other Adjustments to Gross Loans | -5.13 | - | - | - | - | -0.67 |
Net Loans | 3,081 | 2,599 | 2,287 | 1,896 | 1,493 | 1,305 |
Property, Plant & Equipment | 37.26 | 43.22 | 45.89 | 47.33 | 50.87 | 19.62 |
Loans Held for Sale | 3.7 | 3.39 | 10.74 | 9.98 | 1.98 | 15.84 |
Accrued Interest Receivable | 21.62 | 17.91 | 17.77 | 18.01 | 15.05 | 12.36 |
Long-Term Deferred Tax Assets | 25.77 | 11.5 | 12.07 | 14.33 | 16.14 | 3.82 |
Other Long-Term Assets | 30.05 | 27.81 | 24.69 | 24.72 | 13.97 | 19.96 |
Total Assets | 3,687 | 3,224 | 3,040 | 2,751 | 2,312 | 1,654 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,920 | 1,636 | 1,522 | 1,155 | 856.93 | 851.31 |
Institutional Deposits | 202.7 | 202.5 | 204.29 | 167.53 | 106.34 | 78.45 |
Non-Interest Bearing Deposits | 244.86 | 208.25 | 169.18 | 185.15 | 289.15 | 274.96 |
Total Deposits | 2,368 | 2,047 | 1,895 | 1,508 | 1,252 | 1,205 |
Short-Term Borrowings | - | - | 27.01 | 4.44 | 6 | 15.09 |
Current Portion of Long-Term Debt | - | 225 | 100 | - | 178.38 | 77.88 |
Current Portion of Leases | - | 4.03 | - | - | - | - |
Accrued Interest Payable | 3.86 | 3.79 | 3.71 | 11.97 | 1.39 | 0.23 |
Long-Term Debt | - | - | - | 304.02 | - | - |
Federal Home Loan Bank Debt, Long-Term | 696.1 | 371.1 | 471.1 | 380.4 | 333 | 28.38 |
Long-Term Leases | 28.17 | 25.33 | 30.7 | 32.68 | 34.53 | - |
Other Long-Term Liabilities | 12.58 | 6.55 | 6.71 | 18.2 | 13.58 | 137.97 |
Total Liabilities | 3,108 | 2,682 | 2,534 | 2,259 | 1,819 | 1,464 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | 225 | 225 | 225 | 225 | 225 | - |
Common Stock | 0.25 | 0.25 | 0.25 | 0.25 | 0.25 | 0.19 |
Additional Paid-In Capital | 211.32 | 208.6 | 207.32 | 207.11 | 206.51 | 85.6 |
Retained Earnings | 169.86 | 135.33 | 107.75 | 97.42 | 92.96 | 122.96 |
Treasury Stock | -5.74 | -6.16 | -7.71 | -9.75 | -0 | -13.69 |
Comprehensive Income & Other | -22.42 | -21.47 | -27.12 | -28.63 | -32.01 | -5.8 |
Total Common Equity | 353.26 | 316.55 | 280.5 | 266.4 | 267.7 | 189.26 |
Shareholders' Equity | 578.26 | 541.55 | 505.5 | 491.4 | 492.7 | 189.26 |
Total Liabilities & Equity | 3,687 | 3,224 | 3,040 | 2,751 | 2,312 | 1,654 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 724.27 | 625.45 | 628.8 | 721.54 | 551.91 | 121.35 |
Net Cash (Debt) | -591.81 | -499.05 | -488.71 | -582.1 | -496.03 | 35.21 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -25.25 | -21.64 | -21.67 | -25.51 | -21.86 | 2.10 |
Filing Date Shares Outstanding | 24.19 | 24.16 | 23.97 | 22.35 | 23.29 | 24.72 |
Total Common Shares Outstanding | 24.19 | 22.97 | 22.66 | 22.35 | 23.29 | 23.71 |
Book Value Per Share | 14.60 | 13.78 | 12.38 | 11.92 | 11.49 | 7.98 |
Tangible Book Value | 353.26 | 316.55 | 280.5 | 266.4 | 267.7 | 189.26 |
Tangible Book Value Per Share | 14.60 | 13.78 | 12.38 | 11.92 | 11.49 | 7.98 |