Ponce Financial Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	126.15	139.84	139.19	54.36	153.89
Short-Term Investments	0.25	0.25	0.25	1.49	2.49
Cash & Short-Term Investments	126.4	140.09	139.44	55.85	156.38
Cash Growth	-9.77%	0.46%	149.65%	-64.28%	109.02%
Accounts Receivable	2,599	2,287	1,896	1,493	1,305
Other Receivables	17.91	17.77	18.01	15.05	12.36
Other Current Assets	3.39	10.74	9.98	1.98	15.84
Total Current Assets	2,747	2,455	2,063	1,566	1,490
Net Property, Plant & Equipment	43.22	45.89	47.33	50.87	19.62
Long-Term Investments	405.19	502.09	601.03	664.99	120.28
Other Long-Term Assets	28.61	36.77	39.06	30.13	23.95
Total Assets	3,224	3,040	2,751	2,312	1,654
Accrued Expenses	3.79	3.71	11.97	1.39	0.23
Short-Term Debt	-	-	-	-	15.09
Unearned Revenue	-	-	10.78	9.72	7.66
Other Current Liabilities	2,047	1,895	1,508	1,252	1,205
Total Current Liabilities	2,050	1,899	1,530	1,264	1,228
Long-Term Debt	596.1	596.1	684.42	517.38	106.26
Long-Term Leases	29.35	30.7	32.68	34.53	-
Other Long-Term Liabilities	6.55	8.72	11.86	3.86	8.31
Total Long-Term Liabilities	632	635.51	728.96	555.76	114.56
Total Liabilities	2,682	2,534	2,259	1,819	1,464
Preferred Stock	225	225	225	225	-
Common Stock	0.25	0.25	0.25	0.25	0.19
Treasury Stock	-6.16	-7.71	-9.75	-0	-13.69
Additional Paid-in Capital	208.6	207.32	207.11	206.51	85.6
Accumulated Other Comprehensive Income	-21.47	-27.12	-28.63	-32.01	-5.8
Retained Earnings	135.33	107.75	97.42	92.96	122.96
Minority Interest	-	-	-	-	122
Shareholders' Equity	541.55	505.5	491.4	492.7	189.26
Total Liabilities & Equity	3,224	3,040	2,751	2,312	1,654
Total Debt	625.45	626.8	717.11	551.91	121.35
Net Cash (Debt)	-499.05	-486.71	-577.67	-496.05	35.04
Net Cash Per Share	-21.64	-21.58	-25.31	-21.86	2.09
Book Value	541.55	505.5	491.4	492.7	189.26
Book Value Per Share	23.48	22.42	21.53	21.71	11.27
Tangible Book Value	541.55	505.5	491.4	492.7	189.26
Tangible Book Value Per Share	23.48	22.42	21.53	21.71	11.27

Updated Dec 31, 2025. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q