Ponce Financial Group, Inc. (PDLB)

Ponce Financial Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	28.7	10.97	3.35	-30	25.42
Depreciation & Amortization	4.82	4.74	4.53	4.27	2.47
Stock-Based Compensation	4.15	3.55	3.03	2.94	2.8
Other Adjustments	2.07	1.98	0.07	34.62	-16.41
Changes in Accrued Expenses	0.08	-8.25	10.58	1.16	0.17
Changes in Other Operating Activities	15.78	-5.77	-15.06	-3.19	4.11
Operating Cash Flow	55.59	7.21	6.49	9.8	18.55
Operating Cash Flow Growth	670.85%	11.07%	-33.74%	-47.18%	-
Capital Expenditures	-0.98	-2.72	-0.41	-0.49	-4.17
Sale of Property, Plant & Equipment	-	-	-	-	37.62
Purchases of Investments	-10.7	-	-	-579.31	-110.56
Proceeds from Sale of Investments	113.32	99.7	66.23	21.66	14
Other Investing Activities	-321.37	-391.88	-398.72	-210.92	-148.03
Investing Cash Flow	-219.72	-294.9	-332.91	-777.06	-211.14
Issuance of Common Stock	0.14	-	-	0	126.74
Repurchase of Common Stock	-	-	-11.01	-	-1.61
Net Common Stock Issued (Repurchased)	0.14	-	-11.01	0	125.14
Issuance of Preferred Stock	-	-	-	225	-
Net Preferred Stock Issued (Repurchased)	-	-	-	225	-
Preferred Share Dividends Paid	-1.13	-0.59	-	-	-
Other Financing Activities	151.42	288.92	422.25	442.73	149.27
Financing Cash Flow	150.44	288.34	411.25	667.73	274.4
Net Cash Flow	-13.69	0.65	84.83	-99.53	81.82
Free Cash Flow	54.62	4.49	6.08	9.31	14.38
Free Cash Flow Growth	1115.31%	-26.11%	-34.65%	-35.29%	-
FCF Margin	50.00%	5.37%	8.06%	12.75%	15.38%
Free Cash Flow Per Share	2.37	0.20	0.27	0.41	0.86
Levered Free Cash Flow	47.27	-1.67	2.98	-28.25	28
Unlevered Free Cash Flow	48.4	-1.03	2.98	-28.25	28

Updated Dec 31, 2025. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q