Ponce Financial Group, Inc. (PDLB)

Ponce Financial Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	394	395	311	232	232	253
Market Cap Growth	26.24%	26.69%	34.18%	0.20%	-8.31%	40.38%
Enterprise Value	892.81	1,119	1,023	1,035	952.74	339.64
Last Close Price	16.30	16.35	13.00	9.76	9.32	14.50
PE Ratio	13.58	13.63	28.26	65.07	-7.06	9.60
Forward PE	-	12.98	35.14	-	109.65	10.99
PS Ratio	3.73	3.61	3.72	3.08	3.17	2.70
PB Ratio	1.18	0.73	0.62	0.47	0.47	1.34
P/TBV Ratio	0.69	0.70	0.58	0.45	0.43	1.29
P/FCF Ratio	-	-	69.31	38.17	24.89	17.57
P/OCF Ratio	7.08	-	43.19	35.75	23.64	13.62
EV/Sales Ratio	8.47	10.24	12.23	13.71	13.05	3.63
EV/EBITDA Ratio	-	29.11	50.10	99.70	-29.24	9.41
EV/EBIT Ratio	-	29.11	65.23	176.80	-25.86	10.10
EV/FCF Ratio	-	-	227.68	170.14	102.37	23.62
Debt / Equity Ratio	1.15	1.15	1.24	1.46	1.12	0.64
Debt / EBITDA Ratio	18.80	16.27	30.69	69.09	-16.94	3.36
Debt / FCF Ratio	-	-	139.47	117.91	59.30	8.44
Net Debt / Equity Ratio	0.92	0.92	0.96	1.18	1.01	-0.18
Net Debt / EBITDA Ratio	15.00	12.99	23.83	55.66	-15.23	-0.97
Net Debt / FCF Ratio	-	-	108.30	94.98	53.30	-2.44
Asset Turnover	0.03	0.03	0.03	0.03	0.04	0.06
Quick Ratio	0.06	0.06	0.07	0.09	0.04	0.13
Current Ratio	1.34	1.34	1.29	1.35	1.24	1.21
Return on Equity (ROE)	5.48%	5.48%	2.20%	0.68%	-8.80%	14.57%
Return on Assets (ROA)	0.79%	0.92%	0.38%	0.13%	-1.51%	1.69%
Return on Invested Capital (ROIC)	0.83%	0.96%	0.40%	0.14%	-1.60%	1.83%
Return on Capital Employed (ROCE)	2.88%	3.32%	1.33%	0.52%	-5.00%	9.43%
Earnings Yield	7.00%	7.34%	3.54%	1.54%	-14.16%	10.41%
FCF Yield	-	0.00%	1.44%	2.62%	4.02%	5.69%
Buyback Yield / Dilution	-	0.00%	0.00%	4.74%	-0.00%	-49.52%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q