Ponce Financial Group, Inc. (PDLB)

Ponce Financial Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	328	311	226	232	253	180
Market Cap Growth	17.38%	37.85%	-2.47%	-8.31%	40.38%	-29.84%
Enterprise Value	767.54	2,683	2,536	2,205	1,422	1,283
Last Close Price	14.40	13.00	9.50	9.32	14.50	10.51
PE Ratio	20.40	28.26	63.33	-7.06	9.60	45.70
Forward PE	16.13	35.14	-	109.65	10.99	14.40
PS Ratio	3.62	3.72	2.99	3.17	2.70	3.26
PB Ratio	1.12	0.62	0.46	0.47	1.34	1.13
P/TBV Ratio	0.63	0.58	0.44	0.43	1.29	1.10
P/FCF Ratio	12.47	69.31	37.15	24.89	17.57	-6.12
P/OCF Ratio	11.89	43.19	34.80	23.64	13.62	-6.55
EV/Sales Ratio	8.48	32.06	33.60	30.20	15.22	23.24
EV/EBITDA Ratio	-	134.03	341.95	668.23	39.40	165.52
EV/EBIT Ratio	-	175.57	877.29	-2282.77	42.30	245.17
EV/FCF Ratio	29.20	597.08	417.01	236.94	98.90	-43.65
Debt / Equity Ratio	5.01	4.97	4.53	3.66	7.01	7.39
Debt / EBITDA Ratio	80.72	125.46	299.95	546.76	36.74	151.96
Debt / FCF Ratio	99.25	558.89	365.79	193.87	92.20	-40.08
Asset Turnover	0.03	0.03	0.03	0.04	0.06	0.08
Quick Ratio	0.06	0.07	0.09	0.04	0.12	0.07
Current Ratio	0.07	0.09	0.11	0.06	0.14	0.11
Return on Equity (ROE)	3.39%	2.20%	0.68%	-8.80%	14.57%	4.83%
Return on Assets (ROA)	0.66%	0.37%	0.07%	-0.04%	1.69%	0.57%
Return on Capital (ROIC)	0.41%	0.24%	0.04%	-0.02%	0.99%	0.33%
Return on Capital Employed (ROCE)	2.45%	1.29%	0.25%	-0.14%	11.38%	3.65%
Earnings Yield	4.97%	3.54%	1.58%	-14.16%	10.41%	2.19%
FCF Yield	8.02%	1.44%	2.69%	4.02%	5.69%	-16.33%
Buyback Yield / Dilution	0.00%	0.00%	4.87%	-0.00%	-49.52%	2.62%
Total Shareholder Return	-	0.00%	4.87%	-0.00%	-49.52%	2.62%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q