Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $281.17 million. The enterprise value is $741.23 million.
Important Dates
The next estimated earnings date is Tuesday, January 28, 2025, after market close.
| Earnings Date | Jan 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 22.49 million shares outstanding. The number of shares has decreased by -2.34% in one year.
| Current Share Class | 22.49M |
| Shares Outstanding | 22.49M |
| Shares Change (YoY) | -2.34% |
| Shares Change (QoQ) | +0.86% |
| Owned by Insiders (%) | 6.21% |
| Owned by Institutions (%) | 40.57% |
| Float | 16.85M |
Valuation Ratios
The trailing PE ratio is 34.08 and the forward PE ratio is 33.78.
| PE Ratio | 34.08 |
| Forward PE | 33.78 |
| PS Ratio | 3.52 |
| Forward PS | 3.37 |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 90.38 |
| EV / Sales | 9.33 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.73%.
| Return on Equity (ROE) | 1.73% |
| Return on Assets (ROA) | 0.30% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $335,392 |
| Profits Per Employee | $34,603 |
| Employee Count | 237 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $3.62 million in taxes.
| Income Tax | 3.62M |
| Effective Tax Rate | 29.75% |
Stock Price Statistics
The stock price has increased by +26.39% in the last 52 weeks. The beta is 0.54, so PDLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | +26.39% |
| 50-Day Moving Average | 12.40 |
| 200-Day Moving Average | 10.28 |
| Relative Strength Index (RSI) | 42.92 |
| Average Volume (20 Days) | 44,129 |
Short Selling Information
The latest short interest is 73,302, so 0.33% of the outstanding shares have been sold short.
| Short Interest | 73,302 |
| Short Previous Month | 95,162 |
| Short % of Shares Out | 0.33% |
| Short % of Float | 0.44% |
| Short Ratio (days to cover) | 1.66 |
Income Statement
In the last 12 months, PDLB had revenue of $79.49 million and earned $8.20 million in profits. Earnings per share was $0.37.
| Revenue | 79.49M |
| Gross Profit | 79.49M |
| Operating Income | 10.70M |
| Pretax Income | 13.43M |
| Net Income | 8.20M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.37 |
Full Income StatementBalance Sheet
The company has $156.06 million in cash and $616.12 million in debt, giving a net cash position of -$460.06 million or -$20.45 per share.
| Cash & Cash Equivalents | 156.06M |
| Total Debt | 616.12M |
| Net Cash | -460.06M |
| Net Cash Per Share | -$20.45 |
| Equity (Book Value) | 504.59M |
| Book Value Per Share | 12.43 |
| Working Capital | -1.76B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$16.51 million and capital expenditures -$2.28 million, giving a free cash flow of -$18.79 million.
| Operating Cash Flow | -16.51M |
| Capital Expenditures | -2.28M |
| Free Cash Flow | -18.79M |
| FCF Per Share | -$0.84 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 13.46% |
| Pretax Margin | 15.32% |
| Profit Margin | 10.77% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |