Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $288.14 million. The enterprise value is $774.85 million.
Important Dates
The last earnings date was Tuesday, January 28, 2025, after market close.
| Earnings Date | Jan 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 22.49 million shares outstanding. The number of shares has decreased by -1.19% in one year.
| Current Share Class | 22.49M |
| Shares Outstanding | 22.49M |
| Shares Change (YoY) | -1.19% |
| Shares Change (QoQ) | +0.87% |
| Owned by Insiders (%) | 6.29% |
| Owned by Institutions (%) | 41.10% |
| Float | 16.89M |
Valuation Ratios
The trailing PE ratio is 27.85 and the forward PE ratio is 32.85.
| PE Ratio | 27.85 |
| Forward PE | 32.85 |
| PS Ratio | 3.49 |
| Forward PS | 3.20 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.03 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 74.98 |
| EV / Sales | 9.41 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.20%.
| Return on Equity (ROE) | 2.20% |
| Return on Assets (ROA) | 0.38% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $377,794 |
| Profits Per Employee | $47,404 |
| Employee Count | 218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $4.71 million in taxes.
| Income Tax | 4.71M |
| Effective Tax Rate | 30.05% |
Stock Price Statistics
The stock price has increased by +46.23% in the last 52 weeks. The beta is 0.53, so PDLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +46.23% |
| 50-Day Moving Average | 13.14 |
| 200-Day Moving Average | 11.22 |
| Relative Strength Index (RSI) | 38.25 |
| Average Volume (20 Days) | 47,149 |
Short Selling Information
The latest short interest is 96,141, so 0.43% of the outstanding shares have been sold short.
| Short Interest | 96,141 |
| Short Previous Month | 128,437 |
| Short % of Shares Out | 0.43% |
| Short % of Float | 0.57% |
| Short Ratio (days to cover) | 2.17 |
Income Statement
In the last 12 months, PDLB had revenue of $82.36 million and earned $10.33 million in profits. Earnings per share was $0.46.
| Revenue | 82.36M |
| Gross Profit | 82.36M |
| Operating Income | 17.31M |
| Pretax Income | 13.43M |
| Net Income | 10.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.46 |
Full Income StatementBalance Sheet
The company has $140.09 million in cash and $626.80 million in debt, giving a net cash position of -$486.71 million or -$21.64 per share.
| Cash & Cash Equivalents | 140.09M |
| Total Debt | 626.80M |
| Net Cash | -486.71M |
| Net Cash Per Share | -$21.64 |
| Equity (Book Value) | 505.50M |
| Book Value Per Share | 12.45 |
| Working Capital | -1.84B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 21.02% |
| Pretax Margin | 19.04% |
| Profit Margin | 13.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |