Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $338.34 million. The enterprise value is $742.64 million.
Important Dates
The last earnings date was Friday, October 24, 2025, before market open.
| Earnings Date | Oct 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 22.80 million shares outstanding. The number of shares has increased by 2.21% in one year.
| Current Share Class | 22.80M |
| Shares Outstanding | 22.80M |
| Shares Change (YoY) | +2.21% |
| Shares Change (QoQ) | +0.82% |
| Owned by Insiders (%) | 6.29% |
| Owned by Institutions (%) | 40.70% |
| Float | 17.19M |
Valuation Ratios
The trailing PE ratio is 16.66 and the forward PE ratio is 11.78.
| PE Ratio | 16.66 |
| Forward PE | 11.78 |
| PS Ratio | 3.50 |
| Forward PS | n/a |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.11 |
| P/FCF Ratio | 8.05 |
| P/OCF Ratio | 7.77 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 36.45 |
| EV / Sales | 7.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.67 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.16%.
| Return on Equity (ROE) | 4.16% |
| Return on Assets (ROA) | 0.70% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $441,523 |
| Profits Per Employee | $93,459 |
| Employee Count | 218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $7.70 million in taxes.
| Income Tax | 7.70M |
| Effective Tax Rate | 26.36% |
Stock Price Statistics
The stock price has increased by +16.03% in the last 52 weeks. The beta is 0.58, so PDLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +16.03% |
| 50-Day Moving Average | 14.72 |
| 200-Day Moving Average | 13.75 |
| Relative Strength Index (RSI) | 48.82 |
| Average Volume (20 Days) | 68,184 |
Short Selling Information
The latest short interest is 184,908, so 0.81% of the outstanding shares have been sold short.
| Short Interest | 184,908 |
| Short Previous Month | 168,417 |
| Short % of Shares Out | 0.81% |
| Short % of Float | 1.08% |
| Short Ratio (days to cover) | 4.11 |
Income Statement
In the last 12 months, PDLB had revenue of $96.25 million and earned $20.37 million in profits. Earnings per share was $0.89.
| Revenue | 96.25M |
| Gross Profit | 96.25M |
| Operating Income | 30.89M |
| Pretax Income | 29.20M |
| Net Income | 20.37M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.89 |
Full Income StatementBalance Sheet
The company has $146.83 million in cash and $551.13 million in debt, giving a net cash position of -$404.30 million or -$17.73 per share.
| Cash & Cash Equivalents | 146.83M |
| Total Debt | 551.13M |
| Net Cash | -404.30M |
| Net Cash Per Share | -$17.73 |
| Equity (Book Value) | 529.84M |
| Book Value Per Share | 13.37 |
| Working Capital | -1.95B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $43.52 million and capital expenditures -$1.49 million, giving a free cash flow of $42.03 million.
| Operating Cash Flow | 43.52M |
| Capital Expenditures | -1.49M |
| Free Cash Flow | 42.03M |
| FCF Per Share | $1.84 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.09% |
| Pretax Margin | 30.33% |
| Profit Margin | 22.34% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.67% |
