Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $313.03 million. The enterprise value is $733.75 million.
Important Dates
The next estimated earnings date is Tuesday, July 29, 2025, after market close.
| Earnings Date | Jul 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 22.72 million shares outstanding. The number of shares has increased by 0.43% in one year.
| Current Share Class | 22.72M |
| Shares Outstanding | 22.72M |
| Shares Change (YoY) | +0.43% |
| Shares Change (QoQ) | +0.30% |
| Owned by Insiders (%) | 6.89% |
| Owned by Institutions (%) | 39.79% |
| Float | 16.96M |
Valuation Ratios
The trailing PE ratio is 22.92 and the forward PE ratio is 18.88.
| PE Ratio | 22.92 |
| Forward PE | 18.88 |
| PS Ratio | 3.56 |
| Forward PS | 3.34 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 17.57 |
| P/OCF Ratio | 16.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 53.96 |
| EV / Sales | 8.46 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 41.36 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 31.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.88%.
| Return on Equity (ROE) | 2.88% |
| Return on Assets (ROA) | 0.49% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $397,624 |
| Profits Per Employee | $62,376 |
| Employee Count | 218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $5.39 million in taxes.
| Income Tax | 5.39M |
| Effective Tax Rate | 27.07% |
Stock Price Statistics
The stock price has increased by +37.80% in the last 52 weeks. The beta is 0.51, so PDLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +37.80% |
| 50-Day Moving Average | 13.67 |
| 200-Day Moving Average | 12.87 |
| Relative Strength Index (RSI) | 46.77 |
| Average Volume (20 Days) | 39,900 |
Short Selling Information
The latest short interest is 168,146, so 0.74% of the outstanding shares have been sold short.
| Short Interest | 168,146 |
| Short Previous Month | 165,739 |
| Short % of Shares Out | 0.74% |
| Short % of Float | 0.99% |
| Short Ratio (days to cover) | 4.26 |
Income Statement
In the last 12 months, PDLB had revenue of $86.68 million and earned $13.60 million in profits. Earnings per share was $0.60.
| Revenue | 86.68M |
| Gross Profit | 86.68M |
| Operating Income | 21.61M |
| Pretax Income | 13.43M |
| Net Income | 13.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.60 |
Full Income StatementBalance Sheet
The company has $130.14 million in cash and $552.23 million in debt, giving a net cash position of -$422.08 million or -$18.58 per share.
| Cash & Cash Equivalents | 130.14M |
| Total Debt | 552.23M |
| Net Cash | -422.08M |
| Net Cash Per Share | -$18.58 |
| Equity (Book Value) | 513.89M |
| Book Value Per Share | 12.73 |
| Working Capital | -1.90B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $18.84 million and capital expenditures -$1.10 million, giving a free cash flow of $17.74 million.
| Operating Cash Flow | 18.84M |
| Capital Expenditures | -1.10M |
| Free Cash Flow | 17.74M |
| FCF Per Share | $0.78 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.92% |
| Pretax Margin | 22.96% |
| Profit Margin | 16.75% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.47% |
