Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $408.98 million. The enterprise value is $908.03 million.
Important Dates
The next estimated earnings date is Friday, April 24, 2026, before market open.
| Earnings Date | Apr 24, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 24.16 million shares outstanding. The number of shares has increased by 2.26% in one year.
| Current Share Class | 24.16M |
| Shares Outstanding | 24.16M |
| Shares Change (YoY) | +2.26% |
| Shares Change (QoQ) | +0.55% |
| Owned by Insiders (%) | 6.28% |
| Owned by Institutions (%) | 39.67% |
| Float | 18.86M |
Valuation Ratios
The trailing PE ratio is 14.11.
| PE Ratio | 14.11 |
| Forward PE | n/a |
| PS Ratio | 3.88 |
| Forward PS | n/a |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.29 |
| P/FCF Ratio | 7.49 |
| P/OCF Ratio | 7.36 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 32.93 |
| EV / Sales | 8.61 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.63 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 11.45 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.48%.
| Return on Equity (ROE) | 5.48% |
| Return on Assets (ROA) | 0.92% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.85% |
| Revenue Per Employee | $488,148 |
| Profits Per Employee | $127,676 |
| Employee Count | 216 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $9.73 million in taxes.
| Income Tax | 9.73M |
| Effective Tax Rate | 25.31% |
Stock Price Statistics
The stock price has increased by +33.20% in the last 52 weeks. The beta is 0.54, so PDLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | +33.20% |
| 50-Day Moving Average | 16.57 |
| 200-Day Moving Average | 15.36 |
| Relative Strength Index (RSI) | 63.62 |
| Average Volume (20 Days) | 66,569 |
Short Selling Information
The latest short interest is 304,803, so 1.26% of the outstanding shares have been sold short.
| Short Interest | 304,803 |
| Short Previous Month | 249,686 |
| Short % of Shares Out | 1.26% |
| Short % of Float | 1.62% |
| Short Ratio (days to cover) | 4.22 |
Income Statement
In the last 12 months, PDLB had revenue of $105.44 million and earned $27.58 million in profits. Earnings per share was $1.20.
| Revenue | 105.44M |
| Gross Profit | 105.44M |
| Operating Income | 39.80M |
| Pretax Income | 38.43M |
| Net Income | 27.58M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.20 |
Full Income StatementBalance Sheet
The company has $126.40 million in cash and $625.45 million in debt, with a net cash position of -$499.05 million or -$20.66 per share.
| Cash & Cash Equivalents | 126.40M |
| Total Debt | 625.45M |
| Net Cash | -499.05M |
| Net Cash Per Share | -$20.66 |
| Equity (Book Value) | 541.55M |
| Book Value Per Share | 13.78 |
| Working Capital | -2.13B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $55.59 million and capital expenditures -$978,000, giving a free cash flow of $54.62 million.
| Operating Cash Flow | 55.59M |
| Capital Expenditures | -978,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 54.62M |
| FCF Per Share | $2.26 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.75% |
| Pretax Margin | 36.45% |
| Profit Margin | 27.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 51.80% |
