Ponce Financial Group, Inc. (PDLB)
NASDAQ: PDLB · Real-Time Price · USD
12.44
+0.77 (6.60%)
Apr 25, 2025, 4:00 PM EDT - Market closed

Ponce Financial Group Statistics

Total Valuation

PDLB has a market cap or net worth of $299.10 million. The enterprise value is $721.18 million.

Market Cap 299.10M
Enterprise Value 721.18M

Important Dates

The last earnings date was Friday, April 25, 2025, before market open.

Earnings Date Apr 25, 2025
Ex-Dividend Date n/a

Share Statistics

PDLB has 23.97 million shares outstanding. The number of shares has increased by 0.43% in one year.

Current Share Class 23.97M
Shares Outstanding 23.97M
Shares Change (YoY) +0.43%
Shares Change (QoQ) +0.30%
Owned by Insiders (%) 5.90%
Owned by Institutions (%) 38.71%
Float 18.37M

Valuation Ratios

The trailing PE ratio is 20.76 and the forward PE ratio is 33.73.

PE Ratio 20.76
Forward PE 33.73
PS Ratio 3.24
Forward PS 3.20
PB Ratio 0.98
P/TBV Ratio 1.04
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 53.04
EV / Sales 8.32
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 2.88%.

Return on Equity (ROE) 2.88%
Return on Assets (ROA) 0.49%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $397,624
Profits Per Employee $62,376
Employee Count 218
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PDLB has paid $5.39 million in taxes.

Income Tax 5.39M
Effective Tax Rate 27.07%

Stock Price Statistics

The stock price has increased by +49.34% in the last 52 weeks. The beta is 0.36, so PDLB's price volatility has been lower than the market average.

Beta (5Y) 0.36
52-Week Price Change +49.34%
50-Day Moving Average 12.45
200-Day Moving Average 11.96
Relative Strength Index (RSI) 60.16
Average Volume (20 Days) 54,286

Short Selling Information

The latest short interest is 103,585, so 0.43% of the outstanding shares have been sold short.

Short Interest 103,585
Short Previous Month 134,842
Short % of Shares Out 0.43%
Short % of Float 0.56%
Short Ratio (days to cover) 2.02

Income Statement

In the last 12 months, PDLB had revenue of $86.68 million and earned $13.60 million in profits. Earnings per share was $0.60.

Revenue 86.68M
Gross Profit 86.68M
Operating Income 21.61M
Pretax Income 13.43M
Net Income 13.60M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.60
Full Income Statement

Balance Sheet

The company has $130.14 million in cash and $552.23 million in debt, giving a net cash position of -$422.08 million or -$17.61 per share.

Cash & Cash Equivalents 130.14M
Total Debt 552.23M
Net Cash -422.08M
Net Cash Per Share -$17.61
Equity (Book Value) 513.89M
Book Value Per Share 12.75
Working Capital -1.85B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 24.92%
Pretax Margin 22.96%
Profit Margin 16.75%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

PDLB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.43%
Shareholder Yield n/a
Earnings Yield 4.55%
FCF Yield n/a

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on January 28, 2022. It was a forward split with a ratio of 1.3952:1.

Last Split Date Jan 28, 2022
Split Type Forward
Split Ratio 1.3952:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2