Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $304.61 million. The enterprise value is $792.12 million.
Important Dates
The next estimated earnings date is Tuesday, April 29, 2025, after market close.
| Earnings Date | Apr 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 23.97 million shares outstanding. The number of shares has decreased by -1.19% in one year.
| Current Share Class | 23.97M |
| Shares Outstanding | 23.97M |
| Shares Change (YoY) | -1.19% |
| Shares Change (QoQ) | +0.87% |
| Owned by Insiders (%) | 5.90% |
| Owned by Institutions (%) | 38.90% |
| Float | 18.37M |
Valuation Ratios
The trailing PE ratio is 27.54 and the forward PE ratio is 32.49.
| PE Ratio | 27.54 |
| Forward PE | 32.49 |
| PS Ratio | 3.45 |
| Forward PS | 3.32 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 67.51 |
| P/OCF Ratio | 42.07 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 76.65 |
| EV / Sales | 9.62 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 176.26 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 139.92 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.20%.
| Return on Equity (ROE) | 2.20% |
| Return on Assets (ROA) | 0.38% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $377,794 |
| Profits Per Employee | $47,404 |
| Employee Count | 218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $4.71 million in taxes.
| Income Tax | 4.71M |
| Effective Tax Rate | 30.05% |
Stock Price Statistics
The stock price has increased by +43.03% in the last 52 weeks. The beta is 0.56, so PDLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +43.03% |
| 50-Day Moving Average | 13.08 |
| 200-Day Moving Average | 11.74 |
| Relative Strength Index (RSI) | 46.06 |
| Average Volume (20 Days) | 39,461 |
Short Selling Information
The latest short interest is 114,756, so 0.48% of the outstanding shares have been sold short.
| Short Interest | 114,756 |
| Short Previous Month | 104,956 |
| Short % of Shares Out | 0.48% |
| Short % of Float | 0.62% |
| Short Ratio (days to cover) | 2.43 |
Income Statement
In the last 12 months, PDLB had revenue of $82.36 million and earned $10.33 million in profits. Earnings per share was $0.46.
| Revenue | 82.36M |
| Gross Profit | 82.36M |
| Operating Income | 17.31M |
| Pretax Income | 13.43M |
| Net Income | 10.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.46 |
Full Income StatementBalance Sheet
The company has $140.09 million in cash and $628.80 million in debt, giving a net cash position of -$488.71 million or -$20.39 per share.
| Cash & Cash Equivalents | 140.09M |
| Total Debt | 628.80M |
| Net Cash | -488.71M |
| Net Cash Per Share | -$20.39 |
| Equity (Book Value) | 505.50M |
| Book Value Per Share | 12.38 |
| Working Capital | -1.85B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $7.21 million and capital expenditures -$2.72 million, giving a free cash flow of $4.49 million.
| Operating Cash Flow | 7.21M |
| Capital Expenditures | -2.72M |
| Free Cash Flow | 4.49M |
| FCF Per Share | $0.19 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 21.02% |
| Pretax Margin | 19.04% |
| Profit Margin | 13.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 5.46% |