Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $330.90 million. The enterprise value is $770.28 million.
Important Dates
The next estimated earnings date is Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 22.77 million shares outstanding. The number of shares has increased by 1.94% in one year.
| Current Share Class | 22.77M |
| Shares Outstanding | 22.77M |
| Shares Change (YoY) | +1.94% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 6.30% |
| Owned by Institutions (%) | 40.24% |
| Float | 17.10M |
Valuation Ratios
The trailing PE ratio is 20.40 and the forward PE ratio is 16.13.
| PE Ratio | 20.40 |
| Forward PE | 16.13 |
| PS Ratio | 3.62 |
| Forward PS | n/a |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.12 |
| P/FCF Ratio | 12.58 |
| P/OCF Ratio | 11.99 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 47.26 |
| EV / Sales | 8.51 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 29.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 21.56 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.42%.
| Return on Equity (ROE) | 3.42% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $415,197 |
| Profits Per Employee | $74,766 |
| Employee Count | 218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $6.08 million in taxes.
| Income Tax | 6.08M |
| Effective Tax Rate | 25.88% |
Stock Price Statistics
The stock price has increased by +31.88% in the last 52 weeks. The beta is 0.67, so PDLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.67 |
| 52-Week Price Change | +31.88% |
| 50-Day Moving Average | 14.64 |
| 200-Day Moving Average | 13.51 |
| Relative Strength Index (RSI) | 43.37 |
| Average Volume (20 Days) | 41,801 |
Short Selling Information
The latest short interest is 170,922, so 0.75% of the outstanding shares have been sold short.
| Short Interest | 170,922 |
| Short Previous Month | 165,407 |
| Short % of Shares Out | 0.75% |
| Short % of Float | 1.00% |
| Short Ratio (days to cover) | 6.36 |
Income Statement
In the last 12 months, PDLB had revenue of $90.51 million and earned $16.30 million in profits. Earnings per share was $0.71.
| Revenue | 90.51M |
| Gross Profit | 90.51M |
| Operating Income | 25.33M |
| Pretax Income | 23.51M |
| Net Income | 16.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.71 |
Full Income StatementBalance Sheet
The company has $126.89 million in cash and $566.60 million in debt, giving a net cash position of -$439.71 million or -$19.31 per share.
| Cash & Cash Equivalents | 126.89M |
| Total Debt | 566.60M |
| Net Cash | -439.71M |
| Net Cash Per Share | -$19.31 |
| Equity (Book Value) | 521.09M |
| Book Value Per Share | 13.02 |
| Working Capital | -1.96B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $27.57 million and capital expenditures -$1.28 million, giving a free cash flow of $26.29 million.
| Operating Cash Flow | 27.57M |
| Capital Expenditures | -1.28M |
| Free Cash Flow | 26.29M |
| FCF Per Share | $1.15 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 27.98% |
| Pretax Margin | 25.97% |
| Profit Margin | 19.25% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.04% |
