Preferred Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	276.59	270.82	272.63	289.37	247.36	185.88
Net Interest Income Growth	341.43%	-0.66%	-5.79%	16.99%	33.08%	6.73%
Non-Interest Income	19.55	19.52	13.57	7.11	9.86	7.74
Non-Interest Income Growth	31.61%	43.89%	90.71%	-27.88%	27.37%	27.71%
Revenues Before Loan Losses	296.14	290.34	286.19	296.49	257.22	193.62
Provision for Credit Losses	9.5	9.1	12.1	10	7.35	-1
Revenue	286.64	281.24	274.09	286.49	249.87	194.62
Revenue Growth (YoY)	309.40%	2.61%	-4.33%	14.65%	28.39%	26.20%
Compensation Expenses	58.08	56.43	53.65	51.31	48.61	42.61
Selling, General & Admin	19.29	18.68	25.16	13.64	13.33	12.23
Other Non-Interest Expenses	15.76	16.58	11.25	11.68	8.74	5.96
Total Non-Interest Expense	93.13	91.69	90.06	76.63	70.67	60.79
Pretax Income	193.51	189.55	184.03	209.85	179.2	133.83
Provision for Income Taxes	58.07	55.92	53.37	59.81	50.35	38.59
Net Income	135.45	133.63	130.66	150.04	128.85	95.24
Net Income Attributable to Preferred Dividends	-	-	-	-	0	0.01
Net Income to Common	135.45	133.63	130.66	150.04	128.84	95.23
Net Income Growth	7.09%	2.27%	-12.91%	16.45%	35.30%	37.47%
Shares Outstanding (Basic)	12	13	13	14	15	15
Shares Outstanding (Diluted)	12	13	14	14	15	15
Shares Change (YoY)	-6.83%	-5.29%	-4.96%	-3.70%	-0.38%	-0.13%
EPS (Basic)	11.15	10.61	9.79	10.64	8.84	6.41
EPS (Diluted)	10.94	10.41	9.64	10.52	8.70	6.41
EPS Growth	15.04%	7.99%	-8.37%	20.92%	35.73%	37.85%
Free Cash Flow	-	166.79	163.61	172.98	143.4	119.03
Free Cash Flow Growth	-	1.94%	-5.42%	20.63%	20.47%	16.39%
Free Cash Flow Per Share	-	12.99	12.07	12.13	9.68	8.01
Dividends Per Share	-	3.050	2.850	2.350	1.840	1.570
Dividend Growth	-	7.02%	21.28%	27.72%	17.20%	30.83%
Profit Margin	47.25%	47.52%	47.67%	52.37%	51.56%	48.94%
FCF Margin	-	59.30%	59.69%	60.38%	57.39%	61.16%
Effective Tax Rate	30.01%	29.50%	29.00%	28.50%	28.10%	28.83%

SEC Filings: 10-K · 10-Q