PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
98.38
+0.70 (0.72%)
May 8, 2025, 4:00 PM - Market closed
PFSI Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 827.01 | 793.57 | 632.92 | 294.06 | 300.17 | 247.03 | Upgrade
|
| Total Interest Expense | 861.66 | 819.35 | 637.78 | 335.43 | 390.7 | 271.55 | Upgrade
|
| Net Interest Income | -34.65 | -25.78 | -4.85 | -41.37 | -90.53 | -24.53 | Upgrade
|
| Mortgage Banking | 195.94 | 185.7 | 146.12 | 169.86 | 384.15 | 285.55 | Upgrade
|
| Gain (Loss) on Sale of Loans & Receivables | 875.96 | 817.37 | 545.94 | 791.63 | 2,464 | 2,741 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.12 | -0.06 | 0.31 | -0.24 | 0.34 | -0.45 | Upgrade
|
| Other Revenue | 457.15 | 53.16 | 41.23 | 80.38 | -288.96 | 1,147 | Upgrade
|
| Revenue Before Loan Losses | 3,387 | 2,858 | 2,242 | 2,260 | 3,582 | 5,181 | Upgrade
|
| Revenue | 3,387 | 2,858 | 2,242 | 2,260 | 3,582 | 5,181 | Upgrade
|
| Revenue Growth (YoY) | 66.25% | 27.47% | -0.78% | -36.91% | -30.86% | 110.98% | Upgrade
|
| Salaries & Employee Benefits | 668.35 | 632.74 | 576.96 | 735.23 | 999.8 | 738.57 | Upgrade
|
| Cost of Services Provided | 541.12 | 512.35 | 441.75 | 533.36 | 756.22 | 682.18 | Upgrade
|
| Other Operating Expenses | 1,714 | 1,311 | 877.3 | 322.07 | 466.38 | 1,507 | Upgrade
|
| Total Operating Expenses | 2,924 | 2,456 | 1,896 | 1,591 | 2,222 | 2,928 | Upgrade
|
| Operating Income | 462.88 | 402.56 | 346.45 | 669.32 | 1,360 | 2,253 | Upgrade
|
| EBT Excluding Unusual Items | 463.08 | 402.76 | 346.45 | 669.9 | 1,360 | 2,254 | Upgrade
|
| Pretax Income | 461.34 | 401.03 | 183.63 | 665.25 | 1,359 | 2,241 | Upgrade
|
| Income Tax Expense | 112.94 | 89.6 | 38.98 | 189.74 | 355.69 | 593.73 | Upgrade
|
| Earnings From Continuing Ops. | 348.4 | 311.42 | 144.66 | 475.51 | 1,003 | 1,647 | Upgrade
|
| Net Income | 348.4 | 311.42 | 144.66 | 475.51 | 1,003 | 1,647 | Upgrade
|
| Net Income to Common | 348.4 | 311.42 | 144.66 | 475.51 | 1,003 | 1,647 | Upgrade
|
| Net Income Growth | 126.84% | 115.28% | -69.58% | -52.62% | -39.07% | 319.09% | Upgrade
|
| Shares Outstanding (Basic) | 51 | 51 | 50 | 53 | 64 | 75 | Upgrade
|
| Shares Outstanding (Diluted) | 53 | 53 | 53 | 56 | 67 | 79 | Upgrade
|
| Shares Change (YoY) | 1.55% | 1.18% | -5.75% | -17.08% | -14.30% | -2.01% | Upgrade
|
| EPS (Basic) | 6.80 | 6.11 | 2.89 | 8.96 | 15.73 | 21.91 | Upgrade
|
| EPS (Diluted) | 6.51 | 5.84 | 2.74 | 8.50 | 14.87 | 20.92 | Upgrade
|
| EPS Growth | 123.72% | 113.14% | -67.77% | -42.84% | -28.92% | 327.81% | Upgrade
|
| Free Cash Flow | -2,571 | -4,535 | -1,584 | 6,026 | 2,555 | -6,210 | Upgrade
|
| Free Cash Flow Per Share | -48.06 | -85.00 | -30.03 | 107.70 | 37.87 | -78.87 | Upgrade
|
| Dividend Per Share | 1.200 | 1.100 | 0.800 | 0.800 | 0.800 | 0.590 | Upgrade
|
| Dividend Growth | 50.00% | 37.50% | - | - | 35.59% | 145.83% | Upgrade
|
| Operating Margin | 13.67% | 14.08% | 15.45% | 29.62% | 37.96% | 43.49% | Upgrade
|
| Profit Margin | 10.29% | 10.90% | 6.45% | 21.04% | 28.01% | 31.79% | Upgrade
|
| Free Cash Flow Margin | -75.90% | -158.65% | -70.62% | 266.64% | 71.33% | -119.85% | Upgrade
|
| Effective Tax Rate | 24.48% | 22.34% | 21.22% | 28.52% | 26.17% | 26.50% | Upgrade
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Updated Apr 22, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.