PennyMac Financial Services, Inc. (PFSI)
NYSE: PFSI · Real-Time Price · USD
75.41
-0.46 (-0.61%)
Jul 31, 2026, 4:00 PM EDT - Market closed
PFSI Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 507.12 | 501.08 | 311.42 | 144.66 | 475.51 | 1,003 |
Depreciation & Amortization | 104.13 | 102.11 | 98.47 | 91.45 | 69.44 | 67.26 |
Provision for Credit Losses | 62.76 | 46.99 | 32.96 | 3.27 | -36.08 | -47.88 |
Stock-Based Compensation | 27.59 | 36.23 | 20.87 | 27.58 | 42.55 | 37.79 |
Net Change in Loans Held-for-Sale | -4,690 | -2,648 | -5,274 | -2,190 | 5,677 | 3,102 |
Other Adjustments | 186.82 | 243.72 | 422.02 | 293.96 | -520.27 | -1,592 |
Changes in Accrued Interest and Accounts Receivable | -0.77 | 3.1 | -4.46 | 5.67 | 2.78 | 35.24 |
Changes in Accounts Payable | 69.72 | 267.3 | -163.57 | 123.65 | -146.19 | 71.22 |
Changes in Other Operating Activities | -331.43 | -204.3 | 22.65 | -82.44 | 468.85 | -114.53 |
Operating Cash Flow | -4,060 | -1,652 | -4,533 | -1,582 | 6,033 | 2,563 |
Operating Cash Flow Growth | - | - | - | - | 135.39% | 2069.68% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Securities and Investments | 222.64 | 203.65 | -1,047 | 99.99 | -5.32 | 89.21 |
Capital Expenditures | -13.8 | -11.92 | -1.72 | -1.39 | -7.16 | -7.9 |
Purchases of Intangible Assets | -48.07 | -39.28 | -20.38 | -34.78 | -75.93 | -48.98 |
Sale of Property, Plant & Equipment | - | - | - | 1 | - | - |
Proceeds from Sale of Intangible Assets | -6.43 | 615.23 | - | - | - | - |
Other Investing Activities | -395.9 | -215.18 | -818.92 | -338.11 | -633.17 | -336.7 |
Investing Cash Flow | 377.58 | 552.49 | -1,888 | -273.29 | -721.58 | -304.37 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 675 | 575 | 1,050 | 1,005 | 650 | - |
Short-Term Debt Issued | 155,929 | 144,492 | 109,007 | 85,353 | 75,076 | 136,180 |
Short-Term Debt Repaid | -152,813 | -144,386 | -104,083 | -84,588 | -79,369 | -138,546 |
Net Short-Term Debt Issued (Repaid) | 3,116 | 105.71 | 4,923 | 764.76 | -4,293 | -2,367 |
Long-Term Debt Issued | 28,444 | 28,116 | 23,798 | 22,984 | 19,313 | 24,935 |
Long-Term Debt Repaid | -27,738 | -27,516 | -23,973 | -23,150 | -19,508 | -23,969 |
Net Long-Term Debt Issued (Repaid) | 706 | 600.23 | -174.55 | -166.54 | -195.39 | 965.37 |
Issuance of Common Stock | 11.1 | 12.84 | 20.06 | 17.22 | 2.95 | 7.54 |
Repurchase of Common Stock | -6.19 | -8.5 | -9.4 | -80.63 | -413.87 | -967.19 |
Net Common Stock Issued (Repurchased) | 4.91 | 4.34 | 10.66 | -63.42 | -410.92 | -959.65 |
Common Dividends Paid | -63.14 | -62.55 | -52.16 | -41.45 | -54.62 | -52.9 |
Other Financing Activities | -43.48 | -60.04 | -35.92 | -33.02 | -19.61 | -37.57 |
Financing Cash Flow | 3,691 | 1,163 | 5,721 | 1,465 | -4,323 | -2,451 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 8.42 | 63.2 | -699.89 | -390.17 | 988.45 | -192.69 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -4,074 | -1,664 | -4,535 | -1,584 | 6,026 | 2,555 |
Free Cash Flow Growth | - | - | - | - | 135.84% | 2277.78% |
FCF Margin | -188.54% | -81.30% | -284.55% | -112.98% | 303.47% | 80.67% |
Free Cash Flow Per Share | -75.59 | -30.88 | -84.99 | -30.03 | 107.70 | 37.87 |